Hao Jin vs VMBanks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hao Jin
This merchant app facilitates money collection and offers integrated membership, loyalty programs, and a meal ordering system. It also provides a developer platform for extended functionality.
- Money collection
- Membership programs
- Loyalty programs
- Meal ordering system
- Developer platform
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HaoJin Pay Merchant App is a powerful tool that not only helps the merchant collect money, but also provides Membership and Loyalty programs, Meal Ordering System and Developer platform. Visit us on http://www.qfpay.com/global/
VMBanks
A modern financial application for managing, spending, and growing your money. It offers virtual cards, digital assets, and flexible savings options all within a single platform.
- Money management
- Spending tracking
- Virtual cards
- Digital assets
- Flexible savings
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VMBanks is a modern financial app designed to help you manage, spend, and grow your money with ease. From virtual cards to digital assets and flexible savings, everything you need is in one place.
Screenshots
Verdict
The clearest difference is rating: Hao Jin at 5.0 against VMBanks's 3.7. VMBanks's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hao Jin holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
Hao Jin ships an update every 3 months, VMBanks every 3 weeks. The most recent releases landed on October 2, 2026 and October 24, 2026 respectively.
| Parameter | Hao Jin | VMBanks |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 38 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | QFPay Haojin Fintech Limited | VMSHELL INC |
Customer experience
Hao Jin
VMBanks
In-app purchases
Hao Jin
No in-app purchases
VMBanks
No in-app purchases
