AMIO Mobile vs AraratMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMIO Mobile
Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.
- Open accounts online
- Manage cards and deposits
- Apply for loans
- Make domestic and international transfers
- Pay bills and loans
- Exchange currency
- Order plastic cards
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Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments
AraratMobile
Securely manage your finances anytime, anywhere with this mobile banking application. Access full online banking features, pay bills, transfer funds, and view account details on the go.
- Face/Touch ID access
- Full online banking functionality
- Bill payment and payee management
- Fund transfers (local & global)
- Card-to-card payments
- Lost/stolen card reporting
- ATM and office locator
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Manage your money on the move and around the clock with this secure Mobile Banking app from ARARATBANK. Features: • Access Mobile Banking using Face/Touch ID • Full Online Banking functionality • Enroll, pay bills, transfer funds • View account balances, transaction details, pending payments/transfers • View deposit and check images • Pay bills and manage payees • Make local and global transfers • Make card-to-card payments • Report a lost or stolen debit card • Find nearby ARARATBANK offices and ATMs
Screenshots
Verdict
The clearest difference is rating: AMIO Mobile at 4.0 against AraratMobile's 2.9. AraratMobile's advantage is review sentiment (50% vs 20%) and update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMIO Mobile holds the better App Store score, 4.0 against 2.9. Both are backed by a comparable volume of ratings — 15 and 21 respectively. Written reviews complicate that: 20% of AMIO Mobile's written reviews are positive against 50% of AraratMobile's, so the app with the better star average is not the one people write more warmly about.
AMIO Mobile ships an update every 2 months, AraratMobile every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | AMIO Mobile | AraratMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (15 ratings) — better | 2.9 (21 ratings) |
| Positive reviews | 20.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 15 | 21 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 110 MB | 124 MB |
| Age rating | 17+ | 4+ |
| Developer | AMIO BANK, CJSC | ARARATBANK |
Customer experience
AMIO Mobile
AraratMobile
In-app purchases
AMIO Mobile
No in-app purchases
AraratMobile
No in-app purchases
