ZKB Access vs SECANDA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZKB Access
Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.
- Secure eBanking login
- New customer identification
- ID scan and video selfie
- Smartphone and tablet support
- Two-channel security
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With the ZKB Access App, you can easily and securely log in to the digital Banking of Zürcher Kantonalbank. New customers can also identify themselves from home or in one of our branches. Advantages of the ZKB Access App: - High flexibility by using your smartphone or tablet - Easy identification with ID scan and video selfie for new customers - High security due to the separation into two channels (smartphone and eBanking) For more information, visit www.zkb.ch/access-faq
SECANDA
Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.
- Digital identity management
- Contactless payments
- Real-time fund transfers
- Expense tracking
- Easy top-ups
- Family spending control
- Enhanced security
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SECANDA – Your All-in-One Digital ID & Wallet Simplify your life with SECANDA! Our secure, user-friendly app is designed to handle all your digital identification and payment needs with just one tap. Instantly check balances, transfer funds, and manage finances on the go—while enjoying total peace of mind. MAIN FEATURES - SECANDA ID: Protect your digital identity with secure access and robust authentication. - SECANDA PAY: Pay anytime, anywhere with lightning-fast transactions—no hassle, no stress. - Easy Top-Ups: Add funds from multiple payment methods (Visa, Mastercard, Twint, and more) anytime. - Real-Time Transfers: Send and receive money in seconds via email or QR code, perfect for friends and family. - Expense Tracking: Stay on top of your finances with clear insights and transaction overviews. - Quick Onboarding: Set up your account in minutes for seamless, immediate access to all features. - Reclaim Funds Anytime: Withdraw or retrieve your money easily whenever you need it. - Family Control: Manage and monitor your children’s spending, ensuring their funds are always safe. - Enhanced Security: Benefit from industry-leading encryption and robust data protection at every tap. ABOUT US For more than 30 years, SECANDA has specialized in cutting-edge RFID technology, delivering innovative identification and payment solutions across diverse sectors—industry, education, and healthcare. From secure ID management and contactless payments to advanced access control, our mission is to simplify your everyday tasks while maintaining the highest levels of security and reliability. Experience the future of digital identification and secure payments—download the SECANDA App today!
Screenshots
Verdict
ZKB Access and SECANDA both sit at 4.9 stars, but that hides the real split: 100% of ZKB Access's written reviews are positive against 40% of SECANDA's. ZKB Access also leads on ratings volume (212 vs 47). SECANDA's advantage is update cadence (fortnightly vs every 5 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for ZKB Access against 4.9 for SECANDA. Both are backed by a comparable volume of ratings — 212 and 47 respectively. Written reviews are what separate them: 100% of ZKB Access's written reviews are positive against 40% of SECANDA's.
ZKB Access ships an update every 5 weeks, SECANDA fortnightly. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.
| Parameter | ZKB Access | SECANDA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (212 ratings) | 4.9 (47 ratings) |
| Positive reviews | 100.0% of reviews — better | 40.0% of reviews |
| Number of ratings | 212 — better | 47 |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 126 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Zürcher Kantonalbank | IntraKey technologies AG |
Customer experience
ZKB Access
SECANDA
In-app purchases
ZKB Access
No in-app purchases
SECANDA
No in-app purchases
