APaym vs PayQin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
APaym
This app facilitates real-time money transfers to various cards, bank accounts, and mobile money services globally. It offers a virtual card for online payments and a professional solution for merchants to accept immediate compensation payments.
- Real-time transfers to Visa, bank accounts, and Mobile Money
- Global payments and withdrawals
- Virtual card for online payments
- Payment links and QR codes
- Merchant payment solution (APAYM Pro)
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La Super App APAYM vous permets en temps réel de : Faire des transferts vers toutes les cartes Visa, compte bancaires et Mobile Money quelque soit votre banque Payer et retirer de l’argent partout dans le monde Carte virtuelle offerte avec un plafond de 2 millions pour vos paiements en ligne partout dans le monde La super app APAYM c’est aussi : - Paiement en temps réel par Visa, Mastercard, Mobile Money grâce au lien de paiement et QR code Visa - APAYM Pro : la solution de paiement à compensation immédiate pour les marchands
PayQin
Manage your finances globally with instant account creation and secure Visa cards. Send, receive, and spend money worldwide with fast, affordable international transfers and convenient bill payments. Fund your account through various flexible options.
- Instant account creation
- Fast international transfers
- Secure Visa cards (virtual & physical)
- Bill payments & mobile top-ups
- Flexible top-up options
- Enhanced security features
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PayQin makes payments and money transfers simple and borderless. With a secure account and both virtual and physical Visa cards, you can send, receive, and spend money worldwide. Key Features: • Instant account creation: open and manage your wallet in minutes. • Fast & affordable international transfers: send money securely to family, friends, or business partners. • Secure Visa cards: create and use your virtual or physical Visa cards for online and in-store payments. • Bill payments & mobile top-ups: pay bills and recharge mobile phones worldwide. • Flexible top-up options: fund your wallet via bank card, transfer, MoneyGram, or crypto (Stellar network). • Enhanced security: biometric authentication and device-based private keys. With PayQin, money is truly without borders.
Screenshots
Verdict
The clearest difference is rating: PayQin at 3.9 against APaym's 2.6. PayQin also leads on ratings volume (132 vs 17). APaym's advantage is update cadence (every 11 days vs monthly) and iOS requirement (12.0 vs 14.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayQin holds the better App Store score, 3.9 against 2.6. That said, the two scores are not equally well evidenced: PayQin has 132 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 15% of APaym's written reviews are positive against 21% of PayQin's.
APaym ships an update every 11 days, PayQin monthly. The most recent releases landed on July 18, 2026 and August 19, 2026 respectively.
| Parameter | APaym | PayQin |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (17 ratings) | 3.9 (132 ratings) — better |
| Positive reviews | 14.7% of reviews | 21.2% of reviews — better |
| Number of ratings | 17 | 132 — better |
| Update frequency | Every 11 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 101 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Weblogy | PayQin Limited |
Customer experience
APaym
PayQin
In-app purchases
APaym
No in-app purchases
PayQin
No in-app purchases
