APaym vs Djamo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
APaym
This app facilitates real-time money transfers to various cards, bank accounts, and mobile money services globally. It offers a virtual card for online payments and a professional solution for merchants to accept immediate compensation payments.
- Real-time transfers to Visa, bank accounts, and Mobile Money
- Global payments and withdrawals
- Virtual card for online payments
- Payment links and QR codes
- Merchant payment solution (APAYM Pro)
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La Super App APAYM vous permets en temps réel de : Faire des transferts vers toutes les cartes Visa, compte bancaires et Mobile Money quelque soit votre banque Payer et retirer de l’argent partout dans le monde Carte virtuelle offerte avec un plafond de 2 millions pour vos paiements en ligne partout dans le monde La super app APAYM c’est aussi : - Paiement en temps réel par Visa, Mastercard, Mobile Money grâce au lien de paiement et QR code Visa - APAYM Pro : la solution de paiement à compensation immédiate pour les marchands
Djamo
Manage your money with a Visa account and card. Recharge, pay, transfer, and withdraw funds globally with no fees. Open an account and order your card in minutes, with free delivery in Abidjan.
- Recharge, pay, transfer, and withdraw
- Free Visa card
- Account opening in 2 minutes
- Free card delivery in Abidjan
- Worldwide payments and withdrawals
- Secure transactions with PCI DSS and 3D Secure
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Le compte et la carte Visa pour mieux gérer votre argent. - Rechargez, payez, transférez et retirez sans frais avec votre - carte Visa Djamo. - Ouvrez un compte et Commandez votre carte VISA à partir de l’application Djamo en 2 minutes. - Faites-vous livrer votre carte gratuitement partout à Abidjan. - Payez et retirez partout dans le monde entier grâce à votre carte VISA. *Des frais peuvent s'appliquer à partir d'une certaine limite d'usage selon votre plan tarifaire. Ouverture de compte Pour ouvrir un compte Djamo, il suffit d'aller sur www.djamo.ci et de s’inscrire pour recevoir votre code d'invitation, ou d'être référé par un ami qui est déjà notre client. La sécurité qui vous convient - Djamo utilise de multiples niveaux de systèmes de sécurité pour protéger votre argent et prévenir toute utilisation non autorisée - Djamo est certifié PCI DSS et dispose de la technologie 3D Secure de VISA pour la protection des paiements en ligne. - Votre argent est gardé chez nos banques partenaires régulées par la BCEAO Support client par chat à travers notre application ou le site web, 7 j/7, de 8h à 20h
Screenshots
Verdict
The clearest difference is review sentiment: Djamo at 64% against APaym's 15%. Djamo also leads on rating (4.6 vs 2.6) and ratings volume (1.3K vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Djamo holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: Djamo has 1.3K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 15% of APaym's written reviews are positive against 64% of Djamo's.
APaym ships an update every 11 days, Djamo fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | APaym | Djamo |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (17 ratings) | 4.6 (1.3K ratings) — better |
| Positive reviews | 14.7% of reviews | 64.0% of reviews — better |
| Number of ratings | 17 | 1.3K — better |
| Update frequency | Every 11 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 101 MB | 176 MB |
| Age rating | 4+ | 17+ |
| Developer | Weblogy | Djamo |
Customer experience
APaym
Djamo
Bugs and requests
APaym
Not enough reviews yet to summarise bugs or requests.
Djamo
Reported bugs
3 issues- Disappearing account balances
- Inability to access the app
- Recurring payment issues
Requested features
3 requests- Add Binance pay integration
- Connect Djamo with mobile money accounts
- Improve compatibility with Apple Pay
In-app purchases
APaym
No in-app purchases
Djamo
No in-app purchases
