APaym vs Ejara Crypto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
APaym
This app facilitates real-time money transfers to various cards, bank accounts, and mobile money services globally. It offers a virtual card for online payments and a professional solution for merchants to accept immediate compensation payments.
- Real-time transfers to Visa, bank accounts, and Mobile Money
- Global payments and withdrawals
- Virtual card for online payments
- Payment links and QR codes
- Merchant payment solution (APAYM Pro)
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La Super App APAYM vous permets en temps réel de : Faire des transferts vers toutes les cartes Visa, compte bancaires et Mobile Money quelque soit votre banque Payer et retirer de l’argent partout dans le monde Carte virtuelle offerte avec un plafond de 2 millions pour vos paiements en ligne partout dans le monde La super app APAYM c’est aussi : - Paiement en temps réel par Visa, Mastercard, Mobile Money grâce au lien de paiement et QR code Visa - APAYM Pro : la solution de paiement à compensation immédiate pour les marchands
Ejara Crypto
Save and invest in crypto with a regulated platform. Earn 5% annual interest on savings with a low minimum investment. Securely buy, sell, and hold popular cryptocurrencies with competitive fees.
- Earn 5% annual interest on savings
- Invest in Bitcoin, Ethereum, and more
- Low minimum investment (1000 CFA)
- Secure and regulated platform
- Daily interest payments
- Mobile Money integration
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Access the world of savings and investment from just 1000 CFA. A regulated platform, and winner of the Technological Pioneer award at the World Economic Forum, Ejara lets you save your money safely and earn 5% interest every year, as well as invest, sell and hold crypto-currencies like Bitcoin, Ethereum, Tether, Binance Coin and more - all with some of the lowest fees in French-speaking Africa with a minimum investment of 1000 CFA. Here's a quick overview of what you can do on Ejara: SAVE YOUR MONEY AND EARN 5% INTEREST PER YEAR No need to take a cab to the bank. With Ejara, save your money in one of our BEAC-guaranteed savings plans. You'll earn 5% interest per year, and can decide to withdraw your money whenever you like. You don't need to have a lot of money. You can start earning interest as from 1000 CFA. No more account creation fees. With Ejara, your account has no set-up or management fees, so you can earn more and worry less about fees. EARN INTEREST EVERY DAY With Ejara, your interest is paid every day. You'll receive notification of your earnings every morning. If an emergency arises, you can withdraw your money to your mobile money account or to one of our cash points. SECURE, COMPLIANT AND REGULATED Ejara currently holds licenses, registrations and regulatory approvals in the CEMAC zone from the Commission de Surveillance du Marché Financiers (COSUMAF-SGP-06/2021) and in France from the Autorité des marchés financiers (AMF-E2022-056). All user savings funds are protected and guaranteed by the Central Bank of the CEMAC zone. Cryptos are non-depository, no one but you (not even Ejara) can have access to your cryptocurrencies. INVEST AND SECURE YOUR CRYPTOS Choose between Bitcoin and many other listed crypto-currencies and invest in just a few clicks with your Mobile Money account from 1000 CFA. Enjoy some of the lowest fees in all of French-speaking Africa for stress-free investing. Your wallet is non-depository, meaning you'll be the only person with access to your assets (Ejara can't), giving you maximum freedom and security. ACCESS TO CUSTOMER SUPPORT We're always ready to help, whether you're a long-time user or just starting out on your adventure. Whether on WhatsApp, Facebook or Telegram, our support will always be there to answer your questions and help you get started on your investment journey. CONTACT US Visit www.ejara.io for information and support@ejara.africa to contact Ejara Support.
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Verdict
The clearest difference is review sentiment: Ejara Crypto at 65% against APaym's 15%. Ejara Crypto also leads on rating (4.1 vs 2.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ejara Crypto holds the better App Store score, 4.1 against 2.6. Both are backed by a comparable volume of ratings — 17 and 19 respectively. Written reviews point the same way: 15% of APaym's written reviews are positive against 65% of Ejara Crypto's.
Both ship on a similar rhythm, roughly every 11 days. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.
| Parameter | APaym | Ejara Crypto |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (17 ratings) | 4.1 (19 ratings) — better |
| Positive reviews | 14.7% of reviews | 65.2% of reviews — better |
| Number of ratings | 17 | 19 — better |
| Update frequency | Every 11 days | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 101 MB | 168 MB |
| Age rating | 4+ | 12+ |
| Developer | Weblogy | Ejara |
Customer experience
APaym
Ejara Crypto
In-app purchases
APaym
No in-app purchases
Ejara Crypto
No in-app purchases








