PayPro vs Silk Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayPro
This financial services app allows users to pay bills, transfer money, top up airtime, and manage investments. It offers convenience and special deals, including cashback and discounts, for everyday transactions. Open to everyone, it simplifies payments for utilities, transportation, and online purchases.
- Pay electricity and water bills
- Transfer money to accounts
- Top up airtime
- Pay for transportation
- Manage investments
- Apply for loans
- Pay insurance premiums
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Welcome to the payment revolution! PayPro is a digital financial services and payment application that saves your time and money. PayPro is open to anyone and everyone. You do not need to be a customer of a particular bank or telecom provider to use PayPro. Download PayPro to: - Pay for electricity and water bills - Pay at thousands of restaurants and shops - Top up airtime - Pay for transportation - Transfer money to other PayPro and bank accounts - Pay for internet, phone & TV bills - Pay at online e-commerce sites - Apply for and pay for loan installments - Apply for and manage your investments - Apply for and pay insurance premiums (including BPJS) Top up your PayPro account or take cash out easily anywhere across Indonesia through our partner network. Enjoy convenience and special deals with a host of benefits, including cash back and discounts for your favorite daily treats. Go ahead and download PayPro today.
Silk Bank
Manage your finances, transfer money instantly to any bank, and make commission-free payments for utilities and more. Connect with friends in-app, discuss finances, and send money directly through chat.
- Instant P2P transfers
- Commission-free payments
- Digital assistant advice
- In-app chat for finance discussions
- Direct in-chat money transfers
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With Silk, you can effortlessly manage your funds, transfer money to any bank at any time, get recommendations and advice from a digital assistant, and make various payments without a commission fee. Features include: P2P transfers instant P2P transfers with Silk are available to any bank at any given time. Payments Making payments such as utilities, insurance payments, etc, is easy and quick with 0 commission fee. Chat In-app chat where you can chat with friends, discuss finances and make direct in-chat money transfers on the spot. Silk is here to make your life easier and give you access to a bettered financial experience. Download now and unlock a new era of banking.
Screenshots
Verdict
The clearest difference is rating: Silk Bank at 4.0 against PayPro's 2.8. Silk Bank also leads on ratings volume (120 vs 4). PayPro's advantage is review sentiment (55% vs 18%) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Silk Bank holds the better App Store score, 4.0 against 2.8. That said, the two scores are not equally well evidenced: Silk Bank has 120 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 55% of PayPro's written reviews are positive against 18% of Silk Bank's, so the app with the better star average is not the one people write more warmly about.
PayPro ships an update every 3 weeks, Silk Bank every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | PayPro | Silk Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (4 ratings) | 4.0 (120 ratings) — better |
| Positive reviews | 54.7% of reviews — better | 17.6% of reviews |
| Number of ratings | 4 | 120 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 76 MB | 152 MB |
| Age rating | 4+ | 17+ |
| Developer | SOLUSI PASTI INDONESIA, PT | Silk Technology |
Customer experience
PayPro
Silk Bank
In-app purchases
PayPro
No in-app purchases
Silk Bank
No in-app purchases
