BMT PropCalc vs ScaleApp AU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMT PropCalc
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PropCalc, is the essential property cash flow calculator and is the tool you need when doing property research. Taking the first step towards home ownership or property investment involves research. You’ll need to assess your finances, determine how much you can afford to repay and calculate your holding costs. PropCalc is the essential property cash flow calculator showing you the real cost of owning a property and exactly how the purchase will affect your cash flow. More than just a mortgage calculator, PropCalc: - Uses customised data to determine the after-tax holding cost of any property - Accounts for a range of expenses such as interest, stamp duty, deposit amount, insurance, council and property management rates, body corporate fees, repairs and maintenance costs - Factors in potential rental income, number of weeks rented, annual income and any depreciation claims available from income producing properties PropCalc is free to use, however for the best experience, to save and compare properties and access reports, you’ll need to register via MyBMT, a free, online portal to help you manage depreciation and investment property needs. Find out more about MyBMT and register within the app today or visit https://mybmt.bmtqs.com.au. Learn more about BMT Tax Depreciation BMT Tax Depreciation specialise in maximising depreciation deductions for property investors Australia-wide. The Australian Taxation Office allows investment property owners to claim a deduction related to the building and the 'plant and equipment' assets contained within it. Depreciation can be claimed by any owner of an income producing property. This deduction essentially reduces taxable income for investors – they pay less tax. Every investment property should have a tax depreciation schedule completed to unlock its full cash flow potential. Property owners could be saving thousands of dollars every year. To learn more about property depreciation or to request a quote visit our website at bmtqs.com.au.
ScaleApp AU
This app helps Australians navigate property investment and home ownership. It offers budgeting, live property data, forecasting, and portfolio analysis tools to simulate your financial journey and make informed decisions.
- Define savings goals and track progress
- Create and compare property investment strategies
- Analyze live property listings
- Generate financial and return projections
- Track property portfolio performance
- AI-powered property finance tutor
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ScaleApp is your interactive property strategy simulator, designed to help Australians go from uncertain to unstoppable—whether you’re saving your first dollar or scaling your portfolio. Built for a generation priced out of traditional advice, ScaleApp combines personal budgeting, live property data, forecasting tools, and portfolio analysis into one sleek experience that feels more like editing a story than building a spreadsheet. With ScaleApp, you can: → Define your goals: Set savings targets, build a strategy, and track progress across milestones like buying your first home, upgrading, or renovating. → Create & compare strategies: Simulate your options—buy now vs. later, rentvesting, gap year—then stress-test outcomes with our scenario builder. → Analyse real properties in real time: Search live listings and instantly see how each fits your financial situation, borrowing power, and timeline. → Generate comprehensive reports: Visualise your entire journey with detailed cash flow, equity growth, tax impact, and return projections. → Track your portfolio: View live property values, capital growth, debt position and more with stock-like clarity—powered by PropTrack. → Learn as you go: Chat with our AI-Tutor or browse bite-sized explainers on stamp duty, tax, depreciation, ownership structures and more. ScaleApp is more than a tool—it’s your financial co-pilot through the most important asset decisions of your life. Whether you’re a renter dreaming of your first home or an investor fine-tuning your portfolio, ScaleApp helps you see further, plan better, and step into the property market with confidence. ScaleApp Terms & Conditions: https://scaleapp.com.au/app-terms-conditions/ Privacy Policy: https://scaleapp.com.au/privacy-policy/ License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: BMT PropCalc at none against ScaleApp AU's 4. BMT PropCalc also leads on ads (none vs shown) and iOS requirement (10.0 vs 15.1). ScaleApp AU's advantage is update cadence (fortnightly vs every 2 months). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ScaleApp AU sells 4 in-app purchases, starting at $39.99 per month. BMT PropCalc asks for nothing beyond the download.
BMT PropCalc ships an update every 2 months, ScaleApp AU fortnightly. The most recent releases landed on September 12, 2026 and October 1, 2026 respectively.
| Parameter | BMT PropCalc | ScaleApp AU |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 77.3% of reviews |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 18 MB | 100 MB |
| Age rating | 4+ | 17+ |
| Developer | BMT Tax Depreciation | Scale App Pty Ltd |
In-app purchases
BMT PropCalc
No in-app purchases
ScaleApp AU
- Pro$39.991 Month
- 5 Searches$29.99
- 20 Searches$59.99
- 50 Searches$129.99
Questions
Is BMT PropCalc free?
Is ScaleApp AU free?
Do BMT PropCalc or ScaleApp AU have ads?
Which is updated more often, BMT PropCalc or ScaleApp AU?
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