Comparison

Gridwise vs Lyft Direct Powered By Payfare

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gridwise

This app helps gig, hourly, and freelance workers maximize their earnings and manage expenses. It provides insights into profitable work opportunities, simplifies tax deductions with automatic mileage tracking, and offers exclusive perks. Join a community of over 1 million workers to boost your income and efficiency.

Highlights
  • Track mileage and expenses
  • Boost earnings with insights
  • Automatic earnings download
  • Airport and event insights
  • Simplify tax preparation
  • Exclusive user perks
Features
Currently charting
Read full description

Take your work to the next level by using Gridwise, the #1 business app for gig, hourly, and freelance workers. Driving for Uber, Lyft, Doordash, Walmart Spark or Instacart? Get the all-in-one app uniquely built for rideshare and delivery drivers to track mileage, boost earnings, and get control of your expenses across all rideshare and delivery apps. Plus users get automatic earnings download for Uber, Lyft, Wingz, Uber Eats, DoorDash, Caviar, Instacart, Cornershop, Grubhub, Gopuff, Amazon Flex, Alto, Walmart Spark Driver, Shipt, Roadie, Point Pickup, Curb, Waitr, Favor Delivery, and more. Gridwise is built for more than gig driving. Hourly and freelance workers can use Gridwise to track earnings across jobs and find better-paying opportunities. Come join the growing community of 1,000,000+ workers using Gridwise as their one-stop shop to earn and keep more. Get even more tips in our Facebook group or on Reddit today! Why Gridwise? Earn more Get valuable insights to find where and when to work to maximize your hourly or per-mile rate. Organize all your earnings in one place so you can compare them to other drivers in your area, monitor which services are most profitable, and find opportunities to earn more efficiently. Keep more Looking to keep more money with the best, most accurate deductions on your taxes? Or keep more of your personal time by hitting your daily/weekly goals faster? Gridwise can help you with both! Automatically log all your rideshare and delivery activities so you can easily monitor all your expenses and mileage with an all-in-one view. Plan better Tap into local event schedules, airport insights or neighborhood hourly wage data so you can focus on the most profitable gigs during peak times and in the busiest places, or see what places/times you should avoid if you hate sitting in traffic! View and benchmark your performance Run your business like a pro by getting the data you need in easy to read and interpret graphs. Gridwise goes deep and is built by gig workers for gig workers to deliver unique insights, unlike other trackers on the market like MileIQ, Hurdlr, Everlance, Mystro, Rydar, Sherpashare, Solo, and Stride. Wait less and stay in the know On the airport run? Our “just in time” airport arrival and departure insights have flight updates, plane sizes, weather info and customizable alerts so you know when to show up to the airport to spend the least amount of time in a queue. Simplify your tax prep Consolidate your business driving mileage expenses to make for an easy tax deduction. And, our Plus members save 50% on Keeper tax preparation services! Enjoy perks Get exclusive benefits just for being a Gridwise user to help you both on and off the road — from insurance to healthcare and more. Plus users get even higher discounts and offers. Unlock even more perks with Plus! Get the most out of Gridwise with a Gridwise Plus subscription. Join Plus for just $14.99/month or $107.99/year (or just $9/mo.) for our annual subscription. Since Gridwise is a business expense it’s completely tax deductible. Your payment will be charged to your iTunes account at the time of purchase. Your subscription will automatically renew unless auto-renew is turned off at least 24 hours prior to the end of the current subscription period. You can manage your subscriptions and turn off auto-renewal at any time from your iTunes account settings. Please see our terms of service and privacy policy for more information. Terms of Service: gridwise.io/termsofservice Privacy Policy: gridwise.io/privacypolicy To reach the Gridwise team, you can find us at support: support@gridwise.io website: https://gridwise.io/ Gridwise is not a financial advisor. All information provided by the app is for informational purposes only. Please seek advice from qualified tax professionals.

About

Lyft Direct Powered By Payfare

This app provides financial tools for Lyft drivers, offering instant payouts, cashback on gas and EV charging, and savings accounts. It also includes wellness perks and balance protection for eligible drivers.

Highlights
  • Instant payouts after each ride
  • Cashback on gas and EV charging
  • High-yield savings account
  • Free life and accident insurance
  • Balance protection for expenses
  • Spending insights and budgeting
Features
Read full description

Grow the money you earn on Lyft with cashback and other perks Designed exclusively for drivers on the Lyft platform, the Lyft Direct app gives you access to financial tools that help you manage your money. Instant Payouts: Get your earnings immediately after each ride directly into a business bank account. Earn Cashback: Receive 1-10% cashback on gas when you pay at the pump, 1-12% on public EV charging and additional rewards on groceries, dining, and more. Wellness Perks by Avibra: Active drivers unlock free life and accident insurance, support for your well-being, and more. Grow Your Savings: Set up automatic savings with a high-yield savings account that earns you interest.* Balance Protection: Eligible drivers can access $50-$200 to cover unexpected expenses when you need it most. Spend Insights: Monitor your average daily or monthly spending and allows you to create custom budgets. The Lyft Direct Business Mastercard® debit card is issued by Stride Bank, N.A., member FDIC, pursuant to a license by Mastercard International. The Lyft Direct application is subject to eligibility. Once you are approved for a Lyft Direct business debit account and log into your Lyft Direct app, we'll automatically start sending your payouts to your Lyft Direct business account after every ride and trip. You can update your payout method in your Driver app. Lyft Direct is designed for business use and may not be maintained for personal, family or household purposes. Maximum account balance and other limits, terms and conditions apply. Ride fare earnings will be sent after each ride. There may be instances where funding is delayed, for example if there is a system error, Express Drive rental fees are due, or an investigation is underway regarding the security of your account. Tips will be sent based on the Rider’s selection, which may take place up to 24 hours after the ride is completed. Gas, grocery, restaurant and public EV charging merchant classification is subject to Mastercard rules. For cashback on gas, only payments made at the pump are eligible as payment inside the gas station is not generally eligible for cashback. Cashback rewards are earned for select purchases using your Lyft Direct business debit card and become available for redemption as those purchases settle. Payments via third-party apps are not eligible for cashback. Use your Lyft Direct business debit card to pay. Reward categories and amounts subject to change without notice. Wellness Perks is powered by Avibra and subject to eligibility for active Lyft Direct users. To be considered active, you must have received a payout to your Lyft Direct card within the last 60 days. Wellness Perks are subject to change without notice; select services are limited by state residency. Interest is offered only on the optional savings account that you may sign up and open along with your Lyft Direct business account. Rates are variable and may change at any time without notice before or after the account is opened at our sole discretion. Additional terms and conditions apply. Balance Protection is only available to select Lyft Direct cardholders with enabled instant payouts to the card after every trip. Eligibility requirements for Balance Protection subject to change without notice. Terms and conditions apply. See the Stride Bank Account Agreement, Payfare Program Terms, and E-SIGN Agreement for details, including account fees, transaction limits, and restrictions due to the business nature of the Lyft Direct account. Payfare’s Privacy Policy outlines how Payfare will use your personal information. Payfare is a financial technology company. Banking services are provided by Stride Bank, N.A.

Screenshots

Gridwise4 screens
Lyft Direct Powered By Payfare4 screens

Verdict

The call

The clearest difference is in-app purchases: Lyft Direct Powered By Payfare at none against Gridwise's 10. Lyft Direct Powered By Payfare also leads on ads (none vs shown) and review sentiment (88% vs 75%). Gridwise's advantage is chart position (#31 vs unranked) and iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gridwise sells 10 in-app purchases, starting at $5.99 per month. Lyft Direct Powered By Payfare asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Gridwise against 4.9 for Lyft Direct Powered By Payfare. Both are backed by a comparable volume of ratings — 29K and 66K respectively. Written reviews are what separate them: 75% of Gridwise's written reviews are positive against 88% of Lyft Direct Powered By Payfare's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 7, 2026.

Scorecard6 real differences · 5 level
Gridwise versus Lyft Direct Powered By Payfare: the parameters behind the verdict, then further details
ParameterGridwiseLyft Direct Powered By Payfare
PriceFreeFree
Rating4.9 (29K ratings)4.9 (66K ratings) — better
Positive reviews75.0% of reviews88.2% of reviews — better
Number of ratings29K66K — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#31 — better—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size93 MB95 MB
Age rating4+4+
DeveloperGridwise, Inc.payfare Inc.

Customer experience

Gridwise

All ratings28,571 ratings
Positive96.9%
Neutral1.2%
Negative1.9%
Written reviews296 reviews
Positive75.0%
Neutral4.7%
Negative20.3%

Lyft Direct Powered By Payfare

All ratings64,516 ratings
Positive97.9%
Neutral0.9%
Negative1.2%
Written reviews1,219 reviews
Positive88.2%
Neutral3.4%
Negative8.4%

User reviews

Gridwise

From 29K App Store ratings

What we love

  • 🚀 Excellent mileage and earnings tracking
  • 📊 Detailed insights and analytics
  • 🔍 Helpful airport and event information
  • 💰 Saves money on taxes
  • 🤝 Good customer support

Room to improve

  • 🐛 Occasional syncing issues with gig apps
  • 🔍 Limited insights for some markets
  • 💰 Premium subscription may not be worth it for some users
  • 🔧 Manual entry required for some features

Lyft Direct Powered By Payfare

From 66K App Store ratings

What we love

  • 💳 Convenient instant payouts after each ride
  • 💰 Useful cash back rewards on gas, groceries, and other purchases
  • 🧭 Easy to manage earnings and expenses
  • 🏦 Separate account for Lyft earnings and personal finances
  • 🤑 Ability to get paid instantly without fees

Room to improve

  • 🕰️ Slow bank transfer speeds to external accounts
  • 🤖 Poor customer service and communication
  • 💳 Declined transactions at certain merchants
  • 🚧 Confusing or limited account management features
  • 💰 Frustration with fees or account issues

Bugs and requests

Gridwise

Reported bugs

2 issues
  • Airport and event information not always accurate
  • Mileage tracking not always reliable

Requested features

4 requests
  • Add ability to track tolls and parking expenses
  • Improve mileage tracking automation
  • Expand insights and recommendations to more markets
  • Allow multiple shifts per day

Lyft Direct Powered By Payfare

Reported bugs

3 issues
  • Missing or delayed ride earnings
  • Incorrect account balance information
  • Trouble accessing or using ATMs

Requested features

5 requests
  • Faster bank transfer options
  • Improved customer support and communication
  • More flexible account management tools
  • Expanded merchant acceptance
  • Customizable savings and budgeting features

In-app purchases

10 purchases

Gridwise

Subscriptions10
  • Gridwise Plus14 Days trial$5.991 Month
  • Gridwise Plus3 Days trial$9.991 Month
  • Gridwise Plus7 Days trial$9.991 Month
Show 7 more
  • Gridwise Plus14 Days trial$9.991 Month
  • Gridwise Plus$14.991 Month
  • Gridwise Plus7 Days trial$14.991 Month
  • Gridwise Plus3 Days trial$14.991 Month
  • Gridwise Plus14 Days trial$14.991 Month
  • Gridwise Plus14 Days trial$71.991 Year
  • Gridwise Plus7 Days trial$107.991 Year
None

Lyft Direct Powered By Payfare

No in-app purchases

Questions

Is Gridwise free?
Gridwise is free to download, with in-app purchases available.
Is Lyft Direct Powered By Payfare free?
Lyft Direct Powered By Payfare is free to download, with no in-app purchases.
Which has better reviews, Gridwise or Lyft Direct Powered By Payfare?
Lyft Direct Powered By Payfare is rated higher. Gridwise averages 4.9 out of 5 from 29K ratings, while Lyft Direct Powered By Payfare averages 4.9 from 66K ratings.
Do Gridwise or Lyft Direct Powered By Payfare have ads?
Gridwise shows ads; Lyft Direct Powered By Payfare does not.
Which is updated more often, Gridwise or Lyft Direct Powered By Payfare?
Gridwise ships an update every 3 weeks, and Lyft Direct Powered By Payfare every 3 weeks. Most recently, Gridwise was updated on November 7, 2026 and Lyft Direct Powered By Payfare on November 7, 2026.

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