Nuggets Pay & ID vs WayaQuick

THERE’S NOW A BETTER WAY Nuggets solves digital trust and enables the critical infrastructure where both humans and AI agents can securely create and exchange identity credentials and conduct payments - solving privacy, personalization, and data portability. EASY The easy way to use the services you love without worrying about your privacy and security. TAKE BACK CONTROL OF YOUR DATA Nuggets app enables you to create a personal verified Identity. It’s where you can securely keep your ID information, credit cards and debit cards and other documents you want to keep private and secure - all in one place. It all works on your Phone and with your desktop. So you can keep your personal information and documents to yourself. VERIFY Prove you’re you without sharing any data and no more security questions LOGIN Without usernames, passwords or the fear of being phished or socially engineered VERIFIABLE REPUTATION Merit-based reputation goes with you everywhere – whether you're shopping online, participating in digital communities, moving between platforms, or engaging in any online activity where trust and credibility matter. DIGITAL CLOUD VAULT Store your personal information, digital assets, payment methods and documents that you want to keep private and secure - all in one place, encrypted only for you. PAY Simple, private and secure payment, including credit and debit cards or cryptocurrency. Without handing over personal data.

WayaQuick is the merchant app that helps Nigerian businesses accept payments and get paid. Create a payment link or send an invoice in seconds, and let customers pay you by card, bank transfer, USSD or wallet. Then follow every naira from payment to settlement in one simple dashboard. No website or coding needed. Create your business account, verify your business in the app and start collecting payments from customers anywhere in Nigeria. ACCEPT PAYMENTS WITH PAYMENT LINKS • Create a one-time or recurring payment link in a few taps • Share your payment link on WhatsApp, Instagram, SMS or email • Customers pay by card, bank transfer, USSD or wallet on a secure checkout • Ideal for online stores, social media vendors and service businesses SEND INVOICES THAT GET PAID • Create professional invoices with line items and a payment due date • Send each invoice to your customer to pay online • Keep track of every invoice you have issued RECURRING PAYMENTS AND SUBSCRIPTIONS • Create subscription plans for memberships, school fees, rent, retainers and other repeat services • Customers add their card once and are billed on schedule BANK TRANSFER WITH VIRTUAL ACCOUNTS • Generate a virtual account number so customers can pay you by bank transfer • See each transfer in your account history TRACK EVERY TRANSACTION • Dashboard with your revenue, balance and monthly revenue chart • Search and filter transactions by status, date and reference • Export transactions and settlements to CSV for your accountant • Notifications for payments and account activity SETTLEMENTS AND PAYOUTS • Next-working-day (T+1) settlement into your Nigerian bank account • Or settle instantly into your Waya account • Add settlement accounts and choose where your money goes • Withdraw your balance and send payouts to any bank in Nigeria • Every payout is protected by your transaction PIN CUSTOMERS, DISPUTES AND YOUR TEAM • Keep your customer list in one place • Track and respond to customer disputes • Invite staff to your dashboard and give each person the right role • Activity log of every action taken on your account BUILT FOR DEVELOPERS TOO • View your API keys and switch between test mode and live mode • Set webhook and callback URLs for your website or app • Add WayaQuick checkout to your website with our payment gateway API SECURITY YOU CAN TRUST • Transaction PIN for withdrawals and payouts • Two-factor authentication (2FA) • Face ID and Touch ID sign-in • Automatic sign-out after 15 minutes of inactivity • API keys, PINs and one-time codes hidden while your screen is recorded or shared HELP WHEN YOU NEED IT • Ask the built-in AI assistant about your payments, settlements, payouts and KYC • Browse the FAQ or contact our support team from the app WHO WAYAQUICK IS FOR Online sellers, Instagram and WhatsApp vendors, retail shops, restaurants, schools, event organisers, freelancers, consultants, SMEs and growing businesses across Nigeria. GET STARTED IN 3 STEPS 1. Download WayaQuick and create your business account 2. Verify your business (KYC) in the app 3. Create your first payment link or invoice and start getting paid WayaQuick is a product of Waya Multi-Link Technology Ltd.