Nuggets Pay & ID vs PayGuy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nuggets Pay & ID
Securely manage your digital identity, payments, and personal documents in one encrypted vault. Log in to services without passwords and verify your identity privately, all while maintaining control over your data.
- Securely store personal ID and documents
- Private and secure payments
- Passwordless login
- Verifiable reputation system
- Encrypted digital cloud vault
- Control over personal data
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THERE’S NOW A BETTER WAY Nuggets solves digital trust and enables the critical infrastructure where both humans and AI agents can securely create and exchange identity credentials and conduct payments - solving privacy, personalization, and data portability. EASY The easy way to use the services you love without worrying about your privacy and security. TAKE BACK CONTROL OF YOUR DATA Nuggets app enables you to create a personal verified Identity. It’s where you can securely keep your ID information, credit cards and debit cards and other documents you want to keep private and secure - all in one place. It all works on your Phone and with your desktop. So you can keep your personal information and documents to yourself. VERIFY Prove you’re you without sharing any data and no more security questions LOGIN Without usernames, passwords or the fear of being phished or socially engineered VERIFIABLE REPUTATION Merit-based reputation goes with you everywhere – whether you're shopping online, participating in digital communities, moving between platforms, or engaging in any online activity where trust and credibility matter. DIGITAL CLOUD VAULT Store your personal information, digital assets, payment methods and documents that you want to keep private and secure - all in one place, encrypted only for you. PAY Simple, private and secure payment, including credit and debit cards or cryptocurrency. Without handing over personal data.
PayGuy
Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.
- Bill payments
- Financial transactions
- Payment management
- Fintech solutions
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A fintech app for all your bill payments
Screenshots
Verdict
The clearest difference is review sentiment: PayGuy at 100% against Nuggets Pay & ID's 50%. PayGuy also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Nuggets Pay & ID ships an update every 3 weeks, PayGuy fortnightly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.
| Parameter | Nuggets Pay & ID | PayGuy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 143 MB | 34 MB |
| Age rating | 4+ | 17+ |
| Developer | Nuggets LTD | Upperlink Digital |
Customer experience
Nuggets Pay & ID
PayGuy
In-app purchases
Nuggets Pay & ID
No in-app purchases
PayGuy
No in-app purchases









