Comparison

Nuggets Pay & ID vs PayGuy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nuggets Pay & ID

Securely manage your digital identity, payments, and personal documents in one encrypted vault. Log in to services without passwords and verify your identity privately, all while maintaining control over your data.

Highlights
  • Securely store personal ID and documents
  • Private and secure payments
  • Passwordless login
  • Verifiable reputation system
  • Encrypted digital cloud vault
  • Control over personal data
Features
Read full description

THERE’S NOW A BETTER WAY Nuggets solves digital trust and enables the critical infrastructure where both humans and AI agents can securely create and exchange identity credentials and conduct payments - solving privacy, personalization, and data portability. EASY The easy way to use the services you love without worrying about your privacy and security. TAKE BACK CONTROL OF YOUR DATA Nuggets app enables you to create a personal verified Identity. It’s where you can securely keep your ID information, credit cards and debit cards and other documents you want to keep private and secure - all in one place. It all works on your Phone and with your desktop. So you can keep your personal information and documents to yourself. VERIFY Prove you’re you without sharing any data and no more security questions LOGIN Without usernames, passwords or the fear of being phished or socially engineered VERIFIABLE REPUTATION Merit-based reputation goes with you everywhere – whether you're shopping online, participating in digital communities, moving between platforms, or engaging in any online activity where trust and credibility matter. DIGITAL CLOUD VAULT Store your personal information, digital assets, payment methods and documents that you want to keep private and secure - all in one place, encrypted only for you. PAY Simple, private and secure payment, including credit and debit cards or cryptocurrency. Without handing over personal data.

About

PayGuy

Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.

Highlights
  • Bill payments
  • Financial transactions
  • Payment management
  • Fintech solutions
Features
Read full description

A fintech app for all your bill payments

Screenshots

Nuggets Pay & ID4 screens
PayGuy4 screens

Verdict

The call

The clearest difference is review sentiment: PayGuy at 100% against Nuggets Pay & ID's 50%. PayGuy also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nuggets Pay & ID ships an update every 3 weeks, PayGuy fortnightly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
Nuggets Pay & ID versus PayGuy: the parameters behind the verdict, then further details
ParameterNuggets Pay & IDPayGuy
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size143 MB34 MB
Age rating4+17+
DeveloperNuggets LTDUpperlink Digital

Customer experience

Nuggets Pay & ID

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

PayGuy

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Nuggets Pay & ID

No in-app purchases

None

PayGuy

No in-app purchases

Questions

Is Nuggets Pay & ID free?
Nuggets Pay & ID is free to download, with no in-app purchases.
Is PayGuy free?
PayGuy is free to download, with no in-app purchases.
Do Nuggets Pay & ID or PayGuy have ads?
Neither Nuggets Pay & ID nor PayGuy shows ads.
Which is updated more often, Nuggets Pay & ID or PayGuy?
Nuggets Pay & ID ships an update every 3 weeks, and PayGuy fortnightly. Most recently, Nuggets Pay & ID was updated on November 1, 2026 and PayGuy on November 4, 2026.

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