Comparison

Vault vs CapAdv

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

Highlights
  • Instant currency exchange
  • Multi-currency prepaid Mastercard
  • Free global money transfers
  • Real-time transaction notifications
  • Dynamic FX rate alerts
  • Companion cards for family
  • Secure touch/face ID login
Read full description

Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges. With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark. Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand. Our Goals We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees. Features Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN. Transfer money between accounts instantly and for free anywhere in the world. Transfer and store in a further 22 currencies Top up your wallet by bank transfer, or instantly via debit card. Instant Vault-2-Vault transfers between users. Receive money from third-party bank accounts. Add up to 3 Companion Cards for family and friends under the primary Vault user account. See the exact exchange rate before committing to a conversion. Set up dynamic FX rate alerts to exchange at the optimum time. Get real-time notifications after every transaction. Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app. Turn payments on and off when you're abroad. Get rewarded for recommending Vault to family and friends. Secure touch/face ID login Experience instant live chat support Freeze and unfreeze your card on the go deVere Vault Prepaid Mastercard® The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark. Security Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Card Transactions All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required. Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Instant Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need. Currency Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®. Freedom We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted.

About

CapAdv

Access your investment portfolio data through a streamlined and intuitive mobile interface. This application is exclusively for clients of the firm.

Highlights
  • Portfolio data access
  • Simple interface
  • Elegant design
  • Client-exclusive access
Features
Read full description

The Capital Advisors mobile phone applications enables our Clients to access their portfolio data in a simple and elegant interface. Requirements: You need to be a Client of our Firm to be authorized to download this application. Please call us at 866.469.5030 for any questions.

Screenshots

Vault4 screens
CapAdv3 screens

Verdict

The call

The clearest difference is rating: CapAdv at 5.0 against Vault's 3.1. Vault's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (17 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CapAdv holds the better App Store score, 5.0 against 3.1. Both are backed by a comparable volume of ratings — 17 and 5 respectively.

UpkeepUpdate frequency

Vault ships an update every 3 weeks, CapAdv every 2 months. The most recent releases landed on October 23, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
Vault versus CapAdv: the parameters behind the verdict, then further details
ParameterVaultCapAdv
PriceFreeFree
Rating3.1 (17 ratings)5.0 (5 ratings) — better
Positive reviews52.3% of reviews—
Number of ratings17 — better5
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size110 MB141 MB
Age rating4+4+
DeveloperDEVERE GROUP LIMITEDCapital Advisors Wealth Management, LLC

Customer experience

Vault

All ratings17 ratings
Positive52.9%
Neutral5.9%
Negative41.2%
Written reviews44 reviews
Positive52.3%
Neutral0.0%
Negative47.7%

CapAdv

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Vault

No in-app purchases

None

CapAdv

No in-app purchases

Questions

Is Vault free?
Vault is free to download, with no in-app purchases.
Is CapAdv free?
CapAdv is free to download, with no in-app purchases.
Which has better reviews, Vault or CapAdv?
CapAdv is rated higher. Vault averages 3.1 out of 5 from 17 ratings, while CapAdv averages 5.0 from 5 ratings.
Do Vault or CapAdv have ads?
Neither Vault nor CapAdv shows ads.
Which is updated more often, Vault or CapAdv?
Vault ships an update every 3 weeks, and CapAdv every 2 months. Most recently, Vault was updated on October 23, 2026 and CapAdv on October 6, 2026.

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