Vault vs €uro$ Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vault
Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.
- Instant currency exchange
- Multi-currency prepaid Mastercard
- Free global money transfers
- Real-time transaction notifications
- Dynamic FX rate alerts
- Companion cards for family
- Secure touch/face ID login
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Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges. With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark. Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand. Our Goals We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees. Features Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN. Transfer money between accounts instantly and for free anywhere in the world. Transfer and store in a further 22 currencies Top up your wallet by bank transfer, or instantly via debit card. Instant Vault-2-Vault transfers between users. Receive money from third-party bank accounts. Add up to 3 Companion Cards for family and friends under the primary Vault user account. See the exact exchange rate before committing to a conversion. Set up dynamic FX rate alerts to exchange at the optimum time. Get real-time notifications after every transaction. Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app. Turn payments on and off when you're abroad. Get rewarded for recommending Vault to family and friends. Secure touch/face ID login Experience instant live chat support Freeze and unfreeze your card on the go deVere Vault Prepaid Mastercard® The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark. Security Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Card Transactions All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required. Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Instant Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need. Currency Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®. Freedom We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted.
€uro$ Pay
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EuroS Pay app is a multi-currency online banking solution offering EU bank accounts and multi-currency payment cards. It enables marketplaces, SMBs, freelancers, digital marketers, and foreign workers to send and receive payments in multiple currencies with no need to visit banks and rely on costly wire transfers. Supported currencies: PLN, EUR, USD, GBP, CHF, NOK, SEK, DKK, CZK, RON, ILS, AUD, CAD, TRY, HUF Getting started is easy: download and install the app; sign up; pass KYC (Know Your Customer) to complete your profile; activate a receiving account issued in your name; enjoy sending/receiving funds worldwide without hidden fees and delays. Highlights: Bank accounts in the EU Upon user profile creation, you will get an account in a European bank issued in your name. The account allows you to send and receive global payments, share your money with friends and family members living overseas, pay local and foreign contractors, and get payments from online marketplaces/remote employers in a jiffy. Multi-currency payment cards Multi-currency debit cards by EuroS Pay are designed to make it easier for you to use several currencies while making local/international payments in-person and online. The cards can be either physical or virtual. They work with the Mastercard payment system, which means a cardholder can use their multi-currency card to pay at any POS that accepts the payment operator. Last but not least, international card-to-card payments supported by one of the major market players get quick and fraud-resistant. Feel free to order extra cards for people you care for. Global payroll solution Seize an opportunity to hire talents worldwide by creating a future-proof payroll project with the EuroS Pay banking app! Pay your remote workers/freelancers in a currency they prefer without spending a fortune on transfer fees. Global mass payments for your business EuroS Pay offers a payout platform for direct high-volume international payments. Send funds simultaneously to thousands of recipients worldwide in a few quick clicks. Customizable payment settings EuroS Pay gives its users a lot of flexibility in how they receive/send international payments. Set/change PIN, update your personal info, set payment limits. We do our best to keep up with the service level that best fits your business/personal needs. Friendly interface & notifications The app has an eye-friendly design and is quite easy to use. Helpful notifications make it a pleasure to navigate the online banking service even for the pickiest user. SEPA & SWIFT transfers We give you quick and cost-efficient international fund transfers. Use the EuroS Pay app and kick red tape, long waits, and too-high-to-be-true transfer fees once and for all. In-app currency exchange Convert currencies in a few quick taps and get the “right money” to pay for items/services or send an international transfer. Encryption + Compliance = secured transactions By implementing advanced encryption methods and following 5AMLD/GDPR guidelines, we create a regulatory-friendly and secure environment for the most efficient fund management. Get your EuroS Pay app right away! Need more information? Feel free to email us at support@euros-pay.com
Screenshots
Verdict
The clearest difference is device support: Vault at 2 against €uro$ Pay's —. €uro$ Pay's advantage is iOS requirement (11.0 vs 16.0). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Vault | €uro$ Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (17 ratings) — better | — |
| Positive reviews | 52.3% of reviews | — |
| Number of ratings | 17 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | — |
| Requires iOS | 16.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 110 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | DEVERE GROUP LIMITED | Niko Technologies |
In-app purchases
Vault
No in-app purchases
€uro$ Pay
No in-app purchases









