Comparison

Vault vs CATER

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

Highlights
  • Instant currency exchange
  • Multi-currency prepaid Mastercard
  • Free global money transfers
  • Real-time transaction notifications
  • Dynamic FX rate alerts
  • Companion cards for family
  • Secure touch/face ID login
Read full description

Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges. With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark. Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand. Our Goals We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees. Features Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN. Transfer money between accounts instantly and for free anywhere in the world. Transfer and store in a further 22 currencies Top up your wallet by bank transfer, or instantly via debit card. Instant Vault-2-Vault transfers between users. Receive money from third-party bank accounts. Add up to 3 Companion Cards for family and friends under the primary Vault user account. See the exact exchange rate before committing to a conversion. Set up dynamic FX rate alerts to exchange at the optimum time. Get real-time notifications after every transaction. Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app. Turn payments on and off when you're abroad. Get rewarded for recommending Vault to family and friends. Secure touch/face ID login Experience instant live chat support Freeze and unfreeze your card on the go deVere Vault Prepaid Mastercard® The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark. Security Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Card Transactions All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required. Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Instant Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need. Currency Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®. Freedom We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted.

About

CATER

This e-commerce platform allows users to earn CP points for purchases, which can be redeemed for gifts. It also helps businesses attract and retain customers, boosting their competitiveness.

Highlights
  • Earn CP points on purchases
  • Redeem points for gifts
  • Increase customer traffic
  • Build customer loyalty
  • Enhance business competitiveness
Features
Read full description

About BULLEX CATER Ecosystem Buy More Earn More BULLEX CATER is an outstanding e-commerce system that provides demonstration and customer service to merchants. You can buy high-quality commodities with BULLEX CATER, and the more you spend with BULL CATER, the more CP points you will receive! We help customers More affordable and more options for shopping Allows you to get shopping CP Points after spending CP points can be exchanged for valuable gifts We help businesses Get more customer traffic Get more loyal customers Enhance competitiveness

Screenshots

Vault4 screens
CATER3 screens

Verdict

The call

The clearest difference is rating: CATER at 5.0 against Vault's 3.1. CATER also leads on update cadence (every 9 days vs every 3 weeks) and iOS requirement (9.0 vs 16.0). Vault's advantage is ads (none vs shown) and ratings volume (17 vs 1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CATER holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Vault has 17 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Vault ships an update every 3 weeks, CATER every 9 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Vault versus CATER: the parameters behind the verdict, then further details
ParameterVaultCATER
PriceFreeFree
Rating3.1 (17 ratings)5.0 (1 ratings) — better
Positive reviews52.3% of reviews—
Number of ratings17 — better1
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.09.0 — better
Further details — not scored
Size110 MB33 MB
Age rating4+17+
DeveloperDEVERE GROUP LIMITEDBullex technology Corporation

Customer experience

Vault

All ratings17 ratings
Positive52.9%
Neutral5.9%
Negative41.2%
Written reviews44 reviews
Positive52.3%
Neutral0.0%
Negative47.7%

CATER

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Vault

No in-app purchases

None

CATER

No in-app purchases

Questions

Is Vault free?
Vault is free to download, with no in-app purchases.
Is CATER free?
CATER is free to download, with no in-app purchases.
Which has better reviews, Vault or CATER?
CATER is rated higher. Vault averages 3.1 out of 5 from 17 ratings, while CATER averages 5.0 from 1 ratings.
Do Vault or CATER have ads?
CATER shows ads; Vault does not.
Which is updated more often, Vault or CATER?
Vault ships an update every 3 weeks, and CATER every 9 days. Most recently, Vault was updated on November 2, 2026 and CATER on November 3, 2026.

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