Comparison

Vault vs CurrencyTransfer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

Highlights
  • Instant currency exchange
  • Multi-currency prepaid Mastercard
  • Free global money transfers
  • Real-time transaction notifications
  • Dynamic FX rate alerts
  • Companion cards for family
  • Secure touch/face ID login
Read full description

Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges. With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark. Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand. Our Goals We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees. Features Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN. Transfer money between accounts instantly and for free anywhere in the world. Transfer and store in a further 22 currencies Top up your wallet by bank transfer, or instantly via debit card. Instant Vault-2-Vault transfers between users. Receive money from third-party bank accounts. Add up to 3 Companion Cards for family and friends under the primary Vault user account. See the exact exchange rate before committing to a conversion. Set up dynamic FX rate alerts to exchange at the optimum time. Get real-time notifications after every transaction. Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app. Turn payments on and off when you're abroad. Get rewarded for recommending Vault to family and friends. Secure touch/face ID login Experience instant live chat support Freeze and unfreeze your card on the go deVere Vault Prepaid Mastercard® The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark. Security Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Card Transactions All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required. Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Instant Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need. Currency Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®. Freedom We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted.

About

CurrencyTransfer

Send money internationally with ease using a user-friendly platform that offers competitive exchange rates and transparent fees. Access multiple transfer routes, receive real-time notifications, and benefit from dedicated human support for all your financial transactions.

Highlights
  • Fast international money transfers
  • Multiple real-time exchange rate options
  • Dedicated human customer support
  • Digital EUR/GBP IBAN accounts
  • Real-time transfer notifications
  • Seamless personal/business account switching
  • Referral bonuses
Read full description

Experience effortless international money transfers right at your fingertips. With our sophisticated yet user-friendly platform, you can say goodbye to complicated procedures and hidden fees. Here's how we enrich your money transfer experience: - Fast Transfers: Send money across borders with just a few taps, whether its ACH, local pay out or international wires. - Multiple Routes: Access real-time rates from various providers to cater to your growing needs. - Human Support: Need help? Give us a call, an email or a WhatsApp and get it sorted. No chatbots here. - Digital Wallets: Get your own EUR or GBP IBAN (more coming soon!) - Real-Time Notifications: Stay updated with instant notifications. - Multiple Accounts: Seamlessly switch between personal and business accounts. - Security: From segregated client accounts holding your funds to two-factor authentication protecting your transfers, it's built in. - Referral Bonus: Sharing is caring — and rewarding! Refer friends and earn rewards directly to your bank account. Our philosophy revolves around three pillars - Access, Transparency, and Guidance. We believe everyone should have access to competitive exchange rates, not just big corporations. With us, you see your rate alongside the mid-market rate - no hidden charges. And our experts are always ready to help you get the best deal for your international transfers. Our payment partners are fully regulated by the FCA in the UK and other global authorities, ensuring your transfers are secure and trustworthy. Send money from: EUR (Euro), USD (US dollar), GBP (British pound), AUD (Australian dollar), BHD (Bahraini dinar), CAD (Canadian dollar), CZK (Czech koruna), DKK (Danish krone), AED (Emirati dirham), CHF (Swiss franc), HKD (Hong Kong dollar), HUF (Hungarian forint), ILS (Israeli shekel), JPY (Japanese yen), NOK (Norwegian krone), NZD (New Zealand dollar), OMR (Omani rial), PLN (Polish zloty), QAR (Qatari riyal), RON (Romanian leu), SAR (Saudi riyal), SEK (Swedish krona), SGD (Singapore dollar), ZAR (South African rand) Send money to: EUR (Euro), USD (US dollar), GBP (British pound), AUD (Australian dollar), BHD (Bahraini dinar), BGN (Bulgarian lev), CAD (Canadian dollar), CNY (Chinese yuan), CZK (Czech koruna), DKK (Danish krone), AED (Emirati dirham), CHF (Swiss franc), HKD (Hong Kong dollar), HUF (Hungarian forint), ILS (Israeli shekel), JPY (Japanese yen), MXN (Mexican peso), NOK (Norwegian krone), NZD (New Zealand dollar), OMR (Omani rial), PLN (Polish zloty), QAR (Qatari riyal), RON (Romanian leu), SAR (Saudi riyal), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), ZAR (South African rand)

Screenshots

Vault4 screens
CurrencyTransfer4 screens

Verdict

The call

The clearest difference is review sentiment: CurrencyTransfer at 100% against Vault's 52%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Vault ships an update every 3 weeks, CurrencyTransfer monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Vault versus CurrencyTransfer: the parameters behind the verdict, then further details
ParameterVaultCurrencyTransfer
PriceFreeFree
Rating3.1 (17 ratings) — better—
Positive reviews52.3% of reviews100.0% of reviews — better
Number of ratings17 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size110 MB60 MB
Age rating4+4+
DeveloperDEVERE GROUP LIMITEDCurrencyTransfer Ltd

Customer experience

Vault

All ratings17 ratings
Positive52.9%
Neutral5.9%
Negative41.2%
Written reviews44 reviews
Positive52.3%
Neutral0.0%
Negative47.7%

CurrencyTransfer

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Vault

No in-app purchases

None

CurrencyTransfer

No in-app purchases

Questions

Is Vault free?
Vault is free to download, with no in-app purchases.
Is CurrencyTransfer free?
CurrencyTransfer is free to download, with no in-app purchases.
Do Vault or CurrencyTransfer have ads?
Neither Vault nor CurrencyTransfer shows ads.
Which is updated more often, Vault or CurrencyTransfer?
Vault ships an update every 3 weeks, and CurrencyTransfer monthly. Most recently, Vault was updated on October 24, 2026 and CurrencyTransfer on October 30, 2026.

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