ERCU Mobile vs Valley 1st CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ERCU Mobile
Manage your Employee Resources Credit Union accounts conveniently and securely from your mobile device. Perform transactions like checking balances, viewing history, transferring funds, and paying bills anytime, anywhere. It's a free service for all enrolled ERCU Internet banking members.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- Get current rates
- View cleared checks
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Access your Employee Resources Credit Union accounts 24/7 from anywhere with ERCU Mobile. It's Fast, Secure, and Free for all ERCU members who are enrolled in our Internet banking service! With ERCU Mobile you can: Check Account Balances View Transaction History View Cleared Checks Transfer Funds Pay Bills Get Current Rates And More! Available to all ERCU Internet Banking users, ERCU Mobile uses the same industry standard security technologies as our online banking. Simply use your ERCU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at ercu.org to enroll. Experience the convenience of ERCU Mobile today. Download the app and take us with you wherever you go!
Valley 1st CU
Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and quickly. Access is free, but standard messaging and data rates may apply.
- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Secure and fast access
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Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is rating: Valley 1st CU at 4.5 against ERCU Mobile's 2.4. Valley 1st CU also leads on update cadence (every 5 months vs every 25 months) and ratings volume (113 vs 18). ERCU Mobile's advantage is ads (none vs shown) and review sentiment (25% vs 0%). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valley 1st CU holds the better App Store score, 4.5 against 2.4. That said, the two scores are not equally well evidenced: Valley 1st CU has 113 ratings behind it against 18, so its average is the more settled of the two. Written reviews complicate that: 25% of ERCU Mobile's written reviews are positive against 0% of Valley 1st CU's, so the app with the better star average is not the one people write more warmly about.
ERCU Mobile ships an update every 25 months, Valley 1st CU every 5 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | ERCU Mobile | Valley 1st CU |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (18 ratings) | 4.5 (113 ratings) — better |
| Positive reviews | 25.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 18 | 113 — better |
| Update frequency | Every 25 months | Every 5 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 14 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | Employee Resources Credit Union | VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION (INC) |
Customer experience
ERCU Mobile
Valley 1st CU
In-app purchases
ERCU Mobile
No in-app purchases
Valley 1st CU
No in-app purchases
Questions
Is ERCU Mobile free?
Is Valley 1st CU free?
Which has better reviews, ERCU Mobile or Valley 1st CU?
Do ERCU Mobile or Valley 1st CU have ads?
Which is updated more often, ERCU Mobile or Valley 1st CU?
Other comparisons
