云闪付商户通 vs SplitPal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
云闪付商户通
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云闪付商户通是中国银联面向银联及云闪付商家提供的移动综合服务平台。 【主要功能】 1. 商户被扫收款; 2. 收款语音播报及收款消息推送; 3. 交易数据查看; 4. 门店管理与店员管理;
SplitPal
Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.
- No sign-up required
- Receipt scanner with OCR
- Group collaboration with shareable links
- One-click Venmo payment integration
- Even, uneven, and itemized expense splitting
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SplitPal makes splitting bills with friends effortless — dinners, trips, apartment expenses, anything you share. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App, Revolut or any UPI app, plus copyable bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: SplitPal at 80% against 云闪付商户通's 30%. SplitPal also leads on rating (4.6 vs 1.0) and update cadence (every 3 weeks vs every 3 months). 云闪付商户通's advantage is in-app purchases (none vs 1) and iOS requirement (9.0 vs 16.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitPal sells 1 one-off in-app purchase. 云闪付商户通 asks for nothing beyond the download.
SplitPal holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: SplitPal has 18 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 30% of 云闪付商户通's written reviews are positive against 80% of SplitPal's.
云闪付商户通 ships an update every 3 months, SplitPal every 3 weeks. The most recent releases landed on September 8, 2026 and September 2, 2026 respectively.
| Parameter | 云闪付商户通 | SplitPal |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.6 (18 ratings) — better |
| Positive reviews | 30.4% of reviews | 80.0% of reviews — better |
| Number of ratings | 1 | 18 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 9.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 43 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国银联 | Legendary Bytes LLC |
Customer experience
云闪付商户通
SplitPal
In-app purchases
云闪付商户通
No in-app purchases
SplitPal
- Remove Ads$2.99









