OAB Online vs ONEIC Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OAB Online
Manage your daily banking needs securely and conveniently from your mobile device. Perform transactions, submit service requests, and make inquiries anytime, anywhere. Access account summaries, transaction history, card details, and make various payments.
- Account summaries and details
- Transaction history and online transactions
- Card management and payment history
- Various transfer options (own, OAB, local, international)
- Bill payments (mobile, phone, utilities)
- Service requests (cheque book, loans, new accounts)
- User options and alerts
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Oman Arab Bank introduces its new mobile banking application - OAB Online. Oman Arab Bank's customers can now perform their day to day banking transactions, submit service requests, make inquire, and much more, in a safe and secure manner, 24 hours a day 7 days a week. _______________________________________________________________ Features: • Accounts o Accounts Summary o Account Details o Transaction history o Online Transactions o Archived statements • Cards o Card Overview o Card Details o Card Payment o Card Transaction History o Card Archived Statement • Transfers o Own Accounts o Transfer to OAB o Transfer to Local Bank o International Transfers o Recurring Transfer Settings o Beneficiary Settings • Payments o Pay mobile and phone bills o Electricity and Water bill payments • Services Requests o Cheque book request o Apply for loan o Open new account o Open fixed deposit account o eStatement register request o eAdvice register request • User Options o Change password o Alerts o Customer messages o Account Personalization o Exchange rates o Update Customer Information
ONEIC Pay
Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.
- E-Wallet services
- Pay utility bills
- Telecom recharges
- Traffic fine payments
- Money transfers
- QR code payments
- Earn and redeem rewards
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ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption
Screenshots
Verdict
The clearest difference is ratings volume: ONEIC Pay at 124 against OAB Online's 19. ONEIC Pay also leads on review sentiment (59% vs 50%) and iOS requirement (12.4 vs 15.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OAB Online holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: ONEIC Pay has 124 ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 50% of OAB Online's written reviews are positive against 59% of ONEIC Pay's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.
| Parameter | OAB Online | ONEIC Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (19 ratings) — better | 4.0 (124 ratings) |
| Positive reviews | 50.0% of reviews | 59.0% of reviews — better |
| Number of ratings | 19 | 124 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 12.4 — better |
| Further details — not scored | ||
| Size | 93 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | Oman Arab Bank | Oman National Engineering and Investment(SAOG) |
Customer experience
OAB Online
ONEIC Pay
In-app purchases
OAB Online
No in-app purchases
ONEIC Pay
No in-app purchases







