Comparison

OAB Online vs ONEIC Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OAB Online

Manage your daily banking needs securely and conveniently from your mobile device. Perform transactions, submit service requests, and make inquiries anytime, anywhere. Access account summaries, transaction history, card details, and make various payments.

Highlights
  • Account summaries and details
  • Transaction history and online transactions
  • Card management and payment history
  • Various transfer options (own, OAB, local, international)
  • Bill payments (mobile, phone, utilities)
  • Service requests (cheque book, loans, new accounts)
  • User options and alerts
Features
Read full description

Oman Arab Bank introduces its new mobile banking application - OAB Online. Oman Arab Bank's customers can now perform their day to day banking transactions, submit service requests, make inquire, and much more, in a safe and secure manner, 24 hours a day 7 days a week. _______________________________________________________________ Features: • Accounts o Accounts Summary o Account Details o Transaction history o Online Transactions o Archived statements • Cards o Card Overview o Card Details o Card Payment o Card Transaction History o Card Archived Statement • Transfers o Own Accounts o Transfer to OAB o Transfer to Local Bank o International Transfers o Recurring Transfer Settings o Beneficiary Settings • Payments o Pay mobile and phone bills o Electricity and Water bill payments • Services Requests o Cheque book request o Apply for loan o Open new account o Open fixed deposit account o eStatement register request o eAdvice register request • User Options o Change password o Alerts o Customer messages o Account Personalization o Exchange rates o Update Customer Information

About

ONEIC Pay

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

Highlights
  • E-Wallet services
  • Pay utility bills
  • Telecom recharges
  • Traffic fine payments
  • Money transfers
  • QR code payments
  • Earn and redeem rewards
Features
Read full description

ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption

Screenshots

OAB Online4 screens
ONEIC Pay4 screens

Verdict

The call

The clearest difference is ratings volume: ONEIC Pay at 124 against OAB Online's 19. ONEIC Pay also leads on review sentiment (59% vs 50%) and iOS requirement (12.4 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OAB Online holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: ONEIC Pay has 124 ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 50% of OAB Online's written reviews are positive against 59% of ONEIC Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
OAB Online versus ONEIC Pay: the parameters behind the verdict, then further details
ParameterOAB OnlineONEIC Pay
PriceFreeFree
Rating4.2 (19 ratings) — better4.0 (124 ratings)
Positive reviews50.0% of reviews59.0% of reviews — better
Number of ratings19124 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.4 — better
Further details — not scored
Size93 MB126 MB
Age rating4+4+
DeveloperOman Arab BankOman National Engineering and Investment(SAOG)

Customer experience

OAB Online

All ratings19 ratings
Positive73.7%
Neutral15.8%
Negative10.5%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

ONEIC Pay

All ratings120 ratings
Positive71.7%
Neutral5.8%
Negative22.5%
Written reviews39 reviews
Positive59.0%
Neutral10.3%
Negative30.8%

In-app purchases

None

OAB Online

No in-app purchases

None

ONEIC Pay

No in-app purchases

Questions

Is OAB Online free?
OAB Online is free to download, with no in-app purchases.
Is ONEIC Pay free?
ONEIC Pay is free to download, with no in-app purchases.
Which has better reviews, OAB Online or ONEIC Pay?
OAB Online is rated higher. OAB Online averages 4.2 out of 5 from 19 ratings, while ONEIC Pay averages 4.0 from 124 ratings.
Do OAB Online or ONEIC Pay have ads?
Neither OAB Online nor ONEIC Pay shows ads.
Which is updated more often, OAB Online or ONEIC Pay?
OAB Online ships an update every 3 months, and ONEIC Pay every 3 months. Most recently, OAB Online was updated on October 22, 2026 and ONEIC Pay on October 24, 2026.

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