Comparison

商家扫码付 vs Starryblu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

商家扫码付

Features
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专为小微商家提供的线下移动支付收款工具,用户手机安装APP即可直接在线支付货款给商家,方便快捷; 微信支付、支付宝支付,银联云闪付,统统都支持; 全程使用商家自有的支付通道收款,不截流任何款项,微信/支付宝结了多少款,商家的银行账户就到账多少款,安全无风险; 另可搭配在线微商城、会员系统,快速绑定用户,实现线上线下一体化营销。 =====郑重申明===== 1.商家扫码付专为解决商家收款的痛点需求而存在; 2.商家扫码付严格遵守中华人民共和国互联网支付相关的法律法规,不为商家代为清算资金,所有使用商家扫码付系统的商家必须是中国人民共和国境内合法注册的企业和个体户; 3.商家扫码付系统对接的支付通道,需要商家自行向支付宝、微信或银联等支付公司申请,在申请通过并下发通道参数后,可以配置参数至商家扫码付系统启用收款。 =====诚意出品===== 1. 支持消费者扫码付款,即扫即付,商家收款省时省力; 2. 支持主流的支付宝、微信支付、云闪付支付,一个商户即为一个码,支持将码打印后放置在线下门店; 3. 电子账单,业绩统计,一目了然,用户实时查看付款记录,单单可追溯; 4. 正规第三方支付公司支付通道对接,支持支付宝微信个人收款码,公司收款码,更支持银联银行卡快捷支付、京东支付等。 ----

About

Starryblu

Manage your global finances with ease. Send money internationally, spend in multiple currencies, and receive payments like a local. Securely manage your money across borders with advanced features and competitive exchange rates.

Highlights
  • International money transfers
  • Multi-currency accounts
  • Global spending
  • Secure fund management
  • Daily returns on balance
  • Physical debit card
Features
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Starryblu, the best choice for global payment. With the Starryblu App, manage spending, saving, international transfers, incoming payments, and multiple currencies in one place. Starryblu makes it easier to manage and move your money across borders. Through integrations and partnerships with TenPay Go, PayPal, Alipay+, and other leading payment providers, Starryblu continues to expand its global payment network, giving you more ways to pay, spend, and transfer money worldwide. Whether you're an international student, overseas professional, digital nomad, global entrepreneur, or frequent traveler, Starryblu helps you manage your finances wherever life takes you. - Global Spending | From Everyday Purchases to AI Subscriptions Pay at restaurants, cafés, hotels, shops, online stores, and more. Starryblu also supports payments for global AI tools, software, and digital subscriptions, including ChatGPT and X Premium. - Secure and trustworthy Regulated by the Monetary Authority of Singapore (MAS) and licensed as a Major Payment Institution (MPI). User funds are safeguarded in dedicated accounts at OCBC Bank and kept separate from company assets. PCI DSS certified, with multi-factor authentication, data encryption, biometric verification, AI-powered risk controls, and 24/7 account protection. Backed by leading global investors including Sequoia Capital and Lightspeed Venture Partners. - Internationally recognized design Starryblu won a Gold Award at the US MUSE Design Awards for its product experience and design, helping deliver a secure, simple, and convenient cross-border financial experience. - 200M subsidy campaign Enjoy subsidies across remittances and spending, plus extra user benefits. Rewards are issued automatically and are easy to use. - 10+ multi-currency accounts and instant exchange Open local multi-currency accounts online in minutes and receive payments like a local. Manage global funds in one place with no monthly or maintenance fees. Exchange currencies instantly at competitive rates and receive real-time transaction notifications. - International remittances and transfers Send money to 40+ countries with transparent pricing and no hidden fees. Over 52% of transfers are instant, with eligible transfers arriving within 20 seconds. - Physical debit card Spend and withdraw cash across 40+ countries and regions. Unsupported currencies are automatically exchanged when you pay. Enjoy benefits such as cashback and custom card numbers, with in-app card controls including freeze and unfreeze. - Keep your funds growing Earn daily returns on your account balance, with flexible deposits and withdrawals and no extra handling fees. Account currencies: GBP, EUR, USD, AUD, CAD, HKD, JPY, NZD, SGD Remit to: Hong Kong, Malaysia, South Korea, Vietnam, Philippines, Thailand, Singapore, Sri Lanka, Nepal, India, Indonesia, United States, Canada, Australia, United Kingdom, France, Germany, Italy, Netherlands, Belgium, Luxembourg, Denmark, Ireland, Greece, Portugal, Spain, Austria, Sweden, Finland, Malta, Cyprus, Poland, Hungary, Czech Republic, Slovakia, Estonia, Latvia, Lithuania, Romania, Bulgaria, Croatia Official Website: https://www.starryblu.com/ Financial Compliance: https://www.starryblu.com/en/compliance Customer Service Email: stb@starryblu.com

Screenshots

商家扫码付4 screens
Starryblu4 screens

Verdict

The call

The clearest difference is rating: Starryblu at 4.5 against 商家扫码付's 1.0. Starryblu also leads on ads (none vs shown) and update cadence (weekly vs every 2 months). 商家扫码付's advantage is review sentiment (50% vs 25%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Starryblu holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Starryblu has 194 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 50% of 商家扫码付's written reviews are positive against 25% of Starryblu's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

商家扫码付 ships an update every 2 months, Starryblu weekly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
商家扫码付 versus Starryblu: the parameters behind the verdict, then further details
Parameter商家扫码付Starryblu
PriceFreeFree
Rating1.0 (1 ratings)4.5 (194 ratings) — better
Positive reviews50.0% of reviews — better25.0% of reviews
Number of ratings1194 — better
Update frequencyEvery 2 monthsWeekly — better
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size17 MB156 MB
Age rating17+4+
DeveloperQuxunWotransfer PTE. LTD.

Customer experience

商家扫码付

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews10 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

Starryblu

All ratings189 ratings
Positive87.3%
Neutral2.1%
Negative10.6%
Written reviews16 reviews
Positive25.0%
Neutral6.3%
Negative68.8%

In-app purchases

None

商家扫码付

No in-app purchases

None

Starryblu

No in-app purchases

Questions

Is 商家扫码付 free?
商家扫码付 is free to download, with no in-app purchases.
Is Starryblu free?
Starryblu is free to download, with no in-app purchases.
Which has better reviews, 商家扫码付 or Starryblu?
Starryblu is rated higher. 商家扫码付 averages 1.0 out of 5 from 1 ratings, while Starryblu averages 4.5 from 194 ratings.
Do 商家扫码付 or Starryblu have ads?
商家扫码付 shows ads; Starryblu does not.
Which is updated more often, 商家扫码付 or Starryblu?
商家扫码付 ships an update every 2 months, and Starryblu weekly. Most recently, 商家扫码付 was updated on November 2, 2026 and Starryblu on November 4, 2026.

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