Comparison

Who Owes Me vs cloud mal anders

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Who Owes Me

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Highlights
  • Track debts and IOUs
  • Split expenses
  • Cloud sync across devices
  • Over 155 currency support
  • Mark debts as paid
  • Generate PDF reports
  • Remind people via message
Features
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Never forget who you borrowed money or who you owe money. Who Owes Me - Debt Manager is a simple App to remember debts or split expenses between friends. You can mark debts as paid and always have an overview of money you lent to friends. You can also use your contacts to quickly add new debts. Easy to use interface to quickly manage debts. Features - Remember debts/IOUs - Split expenses (e.g. on holidays or for birthday presents) - Cloud Sync between multiple devices - Touch/Face ID - Multiple folders - Notifications - Use contacts for faster inputs - Over 155 Currencies - Part payments - Mark as paid - Export data - Generate PDFs - Remind people via SMS/WhatsApp/E-Mail - Recurring entries All pro features, unlimited entries and Cloud Sync between multiple iOS devices can be used after a one time payment or an active auto-renewal subscription. This three in app purchases can be bought in the app. Subscription informations - You can choose between a monthly and a yearly auto-renewal subscription. - Subscriptions include all pro features, unlimited entries and Cloud Sync between multiple iOS devices. - The subscription will renew automatically 24 hours before the end of the current period. - The subscription price depends on the subscription period you choose. - You can manage your subscription and turn off auto-renewal in your iTunes Account Settings. Free trial - Yearly subscription includes a free trial period. - You will not be charged until your trial has ended. - Your iTunes Account will only be charged once your purchase is confirmed. - Any unused portion of the free trial period will be forfeited after purchase. Terms of Service: https://whoowesme.app/tos.pdf

About

cloud mal anders

Features
Read full description

Unsere Dokumentenscanner-App ist die einfachste Art, wie Sie Ihre Dokumente digitalisieren und direkt aus der App mit anderen teilen können. Sie können die gescannten Dokumente aber auch in die Cloud-DMS hochladen und dort revisionssicher speichern und weiterbearbeiten. Zusätzlich steht Ihnen noch die Möglichkeit zur Verfügung, die Dokumente digital zum Steuerberater zu übermitteln. Egal ob Sie ein einseitiges Dokument erfassen wollen oder mehrseitige Dokumente – mit unserer Scanner-App haben Sie verschiedene Optionen Folgende Dokumentenarten können Sie mit übermitteln: · Eingangsrechnungen · Ausgansrechnungen · Kassenbelege · Einzahlungsbelege · Kontoauszüge · Verträge · Zahlungsvereinbarungen u.v.m. Voraussetzung für die erfolgreiche Einrichtung und Nutzung unserer Kanzlei-App sind die erforderlichen Zugangsdaten, die Sie von uns erhalten. Bei entsprechender Zertifizierung durch uns müssen Sie die Belege nicht mehr für das Finanzamt aufbewahren.

Screenshots

Who Owes Me4 screens
cloud mal anders4 screens

Verdict

The call

The clearest difference is in-app purchases: cloud mal anders at none against Who Owes Me's 3. cloud mal anders also leads on iOS requirement (12.0 vs 26). Who Owes Me's advantage is update cadence (every 3 weeks vs every 7 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Who Owes Me sells 3 in-app purchases, starting at $2.99 per month. cloud mal anders asks for nothing beyond the download.

UpkeepUpdate frequency

Who Owes Me ships an update every 3 weeks, cloud mal anders every 7 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Who Owes Me versus cloud mal anders: the parameters behind the verdict, then further details
ParameterWho Owes Mecloud mal anders
PriceFreeFree
Rating4.6 (810 ratings) — better—
Positive reviews45.7% of reviews—
Number of ratings810 — better—
Update frequencyEvery 3 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS2612.0 — better
Further details — not scored
Size13 MB93 MB
Age rating4+4+
DeveloperVoglhuberDIGI-BEL GmbH

Bugs and requests

Who Owes Me

Reported bugs

4 issues
  • App crashes on startup
  • Sudden loss of all user data
  • Sync issues between devices
  • Inability to add new debts in free version

Requested features

5 requests
  • Add ability to record partial payments
  • Implement recurring payment tracking
  • Include more note-taking options
  • Provide cloud-based sync and backup
  • Add reminders and notifications

cloud mal anders

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Who Owes Me

Subscriptions2
  • Monthly$2.991 Month
  • Yearly7 Days trial$17.991 Year
One-time1
  • Lifetime$39.99
None

cloud mal anders

No in-app purchases

Questions

Is Who Owes Me free?
Who Owes Me is free to download, with in-app purchases available.
Is cloud mal anders free?
cloud mal anders is free to download, with no in-app purchases.
Do Who Owes Me or cloud mal anders have ads?
Neither Who Owes Me nor cloud mal anders shows ads.
Which is updated more often, Who Owes Me or cloud mal anders?
Who Owes Me ships an update every 3 weeks, and cloud mal anders every 7 months. Most recently, Who Owes Me was updated on October 26, 2026 and cloud mal anders on October 25, 2026.

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