Who Owes Me vs SplitAll
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Who Owes Me
Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.
- Track debts and IOUs
- Split expenses
- Cloud sync across devices
- Over 155 currency support
- Mark debts as paid
- Generate PDF reports
- Remind people via message
Read full descriptionHide full description
Never forget who you borrowed money or who you owe money. Who Owes Me - Debt Manager is a simple App to remember debts or split expenses between friends. You can mark debts as paid and always have an overview of money you lent to friends. You can also use your contacts to quickly add new debts. Easy to use interface to quickly manage debts. Features - Remember debts/IOUs - Split expenses (e.g. on holidays or for birthday presents) - Cloud Sync between multiple devices - Touch/Face ID - Multiple folders - Notifications - Use contacts for faster inputs - Over 155 Currencies - Part payments - Mark as paid - Export data - Generate PDFs - Remind people via SMS/WhatsApp/E-Mail - Recurring entries All pro features, unlimited entries and Cloud Sync between multiple iOS devices can be used after a one time payment or an active auto-renewal subscription. This three in app purchases can be bought in the app. Subscription informations - You can choose between a monthly and a yearly auto-renewal subscription. - Subscriptions include all pro features, unlimited entries and Cloud Sync between multiple iOS devices. - The subscription will renew automatically 24 hours before the end of the current period. - The subscription price depends on the subscription period you choose. - You can manage your subscription and turn off auto-renewal in your iTunes Account Settings. Free trial - Yearly subscription includes a free trial period. - You will not be charged until your trial has ended. - Your iTunes Account will only be charged once your purchase is confirmed. - Any unused portion of the free trial period will be forfeited after purchase. Terms of Service: https://whoowesme.app/tos.pdf
SplitAll
Easily track shared expenses for trips, roommates, or group gifts. Record payments, calculate balances, and manage debts with custom or equal shares. Supports multiple currencies and generates detailed reports.
- Create events for shared costs
- Track payments and balances
- Custom or equal expense shares
- Multiple currency support
- Detailed HTML/PDF reports
- Repayment tracking
Read full descriptionHide full description
Create an event for a trip, shared home, dinner or shared gift. Add participants and record payments in SplitAll to keep track of who paid. • Calculated balances and debts for events where calculation is available • Equal or custom shares for your expenses created on this device, where these options are available • Record payments from more than one payer for an expense • Multiple supported currencies, with an event base currency and selected conversion rates • Track repayments and remaining balances in events with calculation and repayment tracking available • Detailed HTML reports for events where reporting is available • Useful for trips, roommates, couples, teams and families From one dinner to a long group vacation, keep a clear record of your shared costs. Free: up to 3 events, up to 10 participants and 10 expenses per event, up to 10 remote connections in view-only mode. Premium (subscription): no limits on events, participants, expenses or remote connections in view-only mode; PDF reports. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation of purchase. You can manage the subscription and turn off auto-renew in your App Store account settings. Prices are shown on the purchase screen in the app. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: SplitAll at 100% against Who Owes Me's 46%. SplitAll also leads on iOS requirement (15.0 vs 26). Who Owes Me's advantage is rating (4.6 vs 4.0) and ads (none vs shown). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Who Owes Me sells 3 in-app purchases, starting at $2.99 per month and SplitAll sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Who Owes Me holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Who Owes Me has 811 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 46% of Who Owes Me's written reviews are positive against 100% of SplitAll's, so the app with the better star average is not the one people write more warmly about.
Who Owes Me ships an update every 3 weeks, SplitAll every 3 months. The most recent releases landed on November 9, 2026 and November 4, 2026 respectively.
| Parameter | Who Owes Me | SplitAll |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (811 ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 45.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 811 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26 | 15.0 — better |
| Further details — not scored | ||
| Size | 13 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Voglhuber | ALEXEY OSTROGRADSKIY |
Customer experience
Who Owes Me
SplitAll
Bugs and requests
Who Owes Me
Reported bugs
4 issues- App crashes on startup
- Sudden loss of all user data
- Sync issues between devices
- Inability to add new debts in free version
Requested features
5 requests- Add ability to record partial payments
- Implement recurring payment tracking
- Include more note-taking options
- Provide cloud-based sync and backup
- Add reminders and notifications
SplitAll
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Who Owes Me
- Monthly$2.991 Month
- Yearly7 Days trial$17.991 Year
- Lifetime$39.99
SplitAll
- PRO Weekly$1.997 Days
- PRO Monthly$3.991 Month
- PRO Yearly Plus3 Days trial$24.991 Year
Show 1 moreShow fewer
- PRO Yearly$29.991 Year









