Who Owes Me vs Payment Tracker

Never forget who you borrowed money or who you owe money. Who Owes Me - Debt Manager is a simple App to remember debts or split expenses between friends. You can mark debts as paid and always have an overview of money you lent to friends. You can also use your contacts to quickly add new debts. Easy to use interface to quickly manage debts. Features - Remember debts/IOUs - Split expenses (e.g. on holidays or for birthday presents) - Cloud Sync between multiple devices - Touch/Face ID - Multiple folders - Notifications - Use contacts for faster inputs - Over 155 Currencies - Part payments - Mark as paid - Export data - Generate PDFs - Remind people via SMS/WhatsApp/E-Mail - Recurring entries All pro features, unlimited entries and Cloud Sync between multiple iOS devices can be used after a one time payment or an active auto-renewal subscription. This three in app purchases can be bought in the app. Subscription informations - You can choose between a monthly and a yearly auto-renewal subscription. - Subscriptions include all pro features, unlimited entries and Cloud Sync between multiple iOS devices. - The subscription will renew automatically 24 hours before the end of the current period. - The subscription price depends on the subscription period you choose. - You can manage your subscription and turn off auto-renewal in your iTunes Account Settings. Free trial - Yearly subscription includes a free trial period. - You will not be charged until your trial has ended. - Your iTunes Account will only be charged once your purchase is confirmed. - Any unused portion of the free trial period will be forfeited after purchase. Terms of Service: https://whoowesme.app/tos.pdf

A payment tracker that respects your money and your privacy. If you have ever lost track of a forgotten subscription, missed a credit card due date, or wondered how much your monthly bills really add up to, PayLog is built for you. It is the calm alternative to wallet apps, budget spreadsheets and aggressive personal finance dashboards. Every recurring charge, loan installment and one-time payment lives in one place, with no account, no cloud upload, no spreadsheet copy-paste and no third-party server in the loop. The philosophy is simple: a bill tracker should help you see what is coming, not turn your spending into a data product. It is built for adults who want a subscription manager and bill reminder that fits invisibly into their week — students, freelancers, parents juggling household expenses, expats with cards in two currencies. Every feature described below is unlocked only with an auto-renewable subscription purchased inside the app. New users receive a 3 day free trial; you may cancel anytime during the trial to avoid being charged. Open the app and the Pay-To-Do list shows exactly what is due today, this week and overdue, sorted by card or account. Bills, subscriptions and installment tracker entries sit side by side, so the streaming service, the rent, the loan tracker for your car and the recurring payments for your gym are all in one calm view. Each item carries a due date, amount, account, category and remaining months on a loan, with smart reminders firing the right number of days before each charge. The calendar view spans the year, charts break down monthly bills by category, and Home Screen and Lock Screen widgets keep your next payment glanceable from the wrist or the bedside. Multi-currency support with automatic conversion handles travel, foreign cards and expat life, while a quick-add flow logs a payment in seconds. The expense tracker side of PayLog totals outflow by account, by category, by month and by year, surfacing patterns like the subscription tracker bills you forgot or the seasonal spikes you keep missing. You can pause a subscription manager entry while you cancel it, mark an installment paid early, and roll one-time payments into trend charts without losing recurring averages. A budget app feel comes from per-category caps and gentle warnings as you approach the limit, never alarms or shaming. The app ships in 39 languages with full accessibility, VoiceOver and Dynamic Type. Your payment log stays on this device — no account, no cloud upload, no analytics, no third-party server reading your finances. Everything works offline, including reminders, the calendar view, the widgets and the charts. It is designed for people who want a payments app that feels like a notebook on their nightstand, not another finance dashboard demanding their attention. Unlock with Pro: • Unlimited payments beyond the free 5 active items • All widgets, themes and premium app icons • Advanced analytics, budgets and year-over-year trends • PDF and CSV export for taxes or your accountant • Custom categories per card or account Subscription Pricing & Terms Features require a subscription. Pricing and terms available in-app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription and free-trial conversion in Settings > Apple ID after purchase. Any unused portion of the free-trial period will be forfeited when you purchase a subscription.