Comparison

Who Owes Me vs ChargeFlow.Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Who Owes Me

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Highlights
  • Track debts and IOUs
  • Split expenses
  • Cloud sync across devices
  • Over 155 currency support
  • Mark debts as paid
  • Generate PDF reports
  • Remind people via message
Features
Read full description

Never forget who you borrowed money or who you owe money. Who Owes Me - Debt Manager is a simple App to remember debts or split expenses between friends. You can mark debts as paid and always have an overview of money you lent to friends. You can also use your contacts to quickly add new debts. Easy to use interface to quickly manage debts. Features - Remember debts/IOUs - Split expenses (e.g. on holidays or for birthday presents) - Cloud Sync between multiple devices - Touch/Face ID - Multiple folders - Notifications - Use contacts for faster inputs - Over 155 Currencies - Part payments - Mark as paid - Export data - Generate PDFs - Remind people via SMS/WhatsApp/E-Mail - Recurring entries All pro features, unlimited entries and Cloud Sync between multiple iOS devices can be used after a one time payment or an active auto-renewal subscription. This three in app purchases can be bought in the app. Subscription informations - You can choose between a monthly and a yearly auto-renewal subscription. - Subscriptions include all pro features, unlimited entries and Cloud Sync between multiple iOS devices. - The subscription will renew automatically 24 hours before the end of the current period. - The subscription price depends on the subscription period you choose. - You can manage your subscription and turn off auto-renewal in your iTunes Account Settings. Free trial - Yearly subscription includes a free trial period. - You will not be charged until your trial has ended. - Your iTunes Account will only be charged once your purchase is confirmed. - Any unused portion of the free trial period will be forfeited after purchase. Terms of Service: https://whoowesme.app/tos.pdf

About

ChargeFlow.Pro

Read full description

ChargeFlow.Pro helps EV drivers track charging costs, energy use, vehicles, and charging habits in one clear dashboard. Log each charging session with provider, charger type, vehicle, date, kWh added, total cost, notes, and optional location details. ChargeFlow.Pro turns your records into useful insights for total spend, energy usage, cost per kWh, charger mix, provider comparison, vehicle usage, and monthly or yearly trends. Start free with core tracking features. Upgrade to Pro for expanded tracking, advanced analytics, and export/report tools. Key features: - Track EV charging sessions, cost, kWh, provider, charger type, vehicle, and notes. - Manage vehicle records within your plan limits. - View dashboard summaries for spend, energy, average rate, sessions, and charger share. - Compare providers, vehicles, and charging patterns over time. - Analyze monthly and yearly charging trends. - Export eligible data and reports on supported plans. - Delete your account directly in the app when needed. ChargeFlow.Pro is designed for private record keeping. It does not request device location permission; locations are entered manually or selected through text-based map search. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Who Owes Me4 screens
ChargeFlow.Pro4 screens

Verdict

The call

The clearest difference is ads: Who Owes Me at none against ChargeFlow.Pro's shown. ChargeFlow.Pro's advantage is update cadence (weekly vs every 3 weeks) and iOS requirement (17.0 vs 26). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Who Owes Me sells 3 in-app purchases, starting at $2.99 per month and ChargeFlow.Pro sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Who Owes Me ships an update every 3 weeks, ChargeFlow.Pro weekly. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Who Owes Me versus ChargeFlow.Pro: the parameters behind the verdict, then further details
ParameterWho Owes MeChargeFlow.Pro
PriceFreeFree
Rating4.6 (810 ratings) — better—
Positive reviews45.8% of reviews—
Number of ratings810 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS2617.0 — better
Further details — not scored
Size13 MB10 MB
Age rating4+4+
DeveloperVoglhuberMichelle TING LIK HIE

Bugs and requests

Who Owes Me

Reported bugs

4 issues
  • App crashes on startup
  • Sudden loss of all user data
  • Sync issues between devices
  • Inability to add new debts in free version

Requested features

5 requests
  • Add ability to record partial payments
  • Implement recurring payment tracking
  • Include more note-taking options
  • Provide cloud-based sync and backup
  • Add reminders and notifications

ChargeFlow.Pro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Who Owes Me

Subscriptions2
  • Monthly$2.991 Month
  • Yearly7 Days trial$17.991 Year
One-time1
  • Lifetime$39.99
2 purchases

ChargeFlow.Pro

Subscriptions2
  • ChargeFlow Pro Monthly$3.991 Month
  • ChargeFlow Pro Yearly$39.991 Year

Questions

Is Who Owes Me free?
Who Owes Me is free to download, with in-app purchases available.
Is ChargeFlow.Pro free?
ChargeFlow.Pro is free to download, with in-app purchases available.
Do Who Owes Me or ChargeFlow.Pro have ads?
ChargeFlow.Pro shows ads; Who Owes Me does not.
Which is updated more often, Who Owes Me or ChargeFlow.Pro?
Who Owes Me ships an update every 3 weeks, and ChargeFlow.Pro weekly. Most recently, Who Owes Me was updated on November 11, 2026 and ChargeFlow.Pro on October 31, 2026.

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