Comparison

Who Owes Me vs Pittance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Who Owes Me

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Highlights
  • Track debts and IOUs
  • Split expenses
  • Cloud sync across devices
  • Over 155 currency support
  • Mark debts as paid
  • Generate PDF reports
  • Remind people via message
Features
Read full description

Never forget who you borrowed money or who you owe money. Who Owes Me - Debt Manager is a simple App to remember debts or split expenses between friends. You can mark debts as paid and always have an overview of money you lent to friends. You can also use your contacts to quickly add new debts. Easy to use interface to quickly manage debts. Features - Remember debts/IOUs - Split expenses (e.g. on holidays or for birthday presents) - Cloud Sync between multiple devices - Touch/Face ID - Multiple folders - Notifications - Use contacts for faster inputs - Over 155 Currencies - Part payments - Mark as paid - Export data - Generate PDFs - Remind people via SMS/WhatsApp/E-Mail - Recurring entries All pro features, unlimited entries and Cloud Sync between multiple iOS devices can be used after a one time payment or an active auto-renewal subscription. This three in app purchases can be bought in the app. Subscription informations - You can choose between a monthly and a yearly auto-renewal subscription. - Subscriptions include all pro features, unlimited entries and Cloud Sync between multiple iOS devices. - The subscription will renew automatically 24 hours before the end of the current period. - The subscription price depends on the subscription period you choose. - You can manage your subscription and turn off auto-renewal in your iTunes Account Settings. Free trial - Yearly subscription includes a free trial period. - You will not be charged until your trial has ended. - Your iTunes Account will only be charged once your purchase is confirmed. - Any unused portion of the free trial period will be forfeited after purchase. Terms of Service: https://whoowesme.app/tos.pdf

About

Pittance

Features
Read full description

Stop wondering where your money goes between paychecks. Pittance catches every coffee, bus fare, and corner-store snack before they vanish from memory. — KEY FEATURES — • One-tap logging — enter an amount under $10, pick a category, add an optional note, done • 8 built-in categories — Coffee, Snacks, Transit, Parking, Tip, App, Takeout, and Misc • Today tab — live running total of the day's micro-spending at a glance • 14-day bar chart — see your daily spend patterns over the past two weeks • Category breakdown — horizontal progress bars show exactly which bucket costs most • Category detail — tap any category card to browse every entry from the last 14 days • Swipe to delete — remove any entry instantly from the Today list • 100% offline — all data stored locally on your device, no account, no cloud, no permissions — Pittance Micro Expenses PREMIUM — Premium unlocks unlimited entries and the full spend history, 14-day trends and category breakdowns, custom notes on every micro-spend, and an entirely ad-free experience — all stored privately on your device, never sent anywhere. Subscription options: • Weekly — $9.99 / week • Yearly — $49.99 / year (includes a 3-day free trial) Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the period. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pnkl26.web.app/privacy-policy

Screenshots

Who Owes Me4 screens
Pittance3 screens

Verdict

The call

The clearest difference is iOS requirement: Pittance at 17.0 against Who Owes Me's 26. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Who Owes Me sells 3 in-app purchases, starting at $2.99 per month and Pittance sells 2 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Who Owes Me ships an update every 3 weeks, Pittance fortnightly. The most recent releases landed on November 11, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
Who Owes Me versus Pittance: the parameters behind the verdict, then further details
ParameterWho Owes MePittance
PriceFreeFree
Rating4.6 (810 ratings) — better—
Positive reviews45.8% of reviews—
Number of ratings810 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS2617.0 — better
Further details — not scored
Size13 MB1 MB
Age rating4+4+
DeveloperVoglhuberLinh Phan Nhat Khanh

Bugs and requests

Who Owes Me

Reported bugs

4 issues
  • App crashes on startup
  • Sudden loss of all user data
  • Sync issues between devices
  • Inability to add new debts in free version

Requested features

5 requests
  • Add ability to record partial payments
  • Implement recurring payment tracking
  • Include more note-taking options
  • Provide cloud-based sync and backup
  • Add reminders and notifications

Pittance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Who Owes Me

Subscriptions2
  • Monthly$2.991 Month
  • Yearly7 Days trial$17.991 Year
One-time1
  • Lifetime$39.99
2 purchases

Pittance

Subscriptions2
  • Pittance Micro Expenses Weekly$9.997 Days
  • Pittance Micro Expenses Yearly3 Days trial$49.991 Year

Questions

Is Who Owes Me free?
Who Owes Me is free to download, with in-app purchases available.
Is Pittance free?
Pittance is free to download, with in-app purchases available.
Do Who Owes Me or Pittance have ads?
Neither Who Owes Me nor Pittance shows ads.
Which is updated more often, Who Owes Me or Pittance?
Who Owes Me ships an update every 3 weeks, and Pittance fortnightly. Most recently, Who Owes Me was updated on November 11, 2026 and Pittance on November 5, 2026.

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