Comparison

Who Owes Me vs RefundHound

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Who Owes Me

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Highlights
  • Track debts and IOUs
  • Split expenses
  • Cloud sync across devices
  • Over 155 currency support
  • Mark debts as paid
  • Generate PDF reports
  • Remind people via message
Features
Read full description

Never forget who you borrowed money or who you owe money. Who Owes Me - Debt Manager is a simple App to remember debts or split expenses between friends. You can mark debts as paid and always have an overview of money you lent to friends. You can also use your contacts to quickly add new debts. Easy to use interface to quickly manage debts. Features - Remember debts/IOUs - Split expenses (e.g. on holidays or for birthday presents) - Cloud Sync between multiple devices - Touch/Face ID - Multiple folders - Notifications - Use contacts for faster inputs - Over 155 Currencies - Part payments - Mark as paid - Export data - Generate PDFs - Remind people via SMS/WhatsApp/E-Mail - Recurring entries All pro features, unlimited entries and Cloud Sync between multiple iOS devices can be used after a one time payment or an active auto-renewal subscription. This three in app purchases can be bought in the app. Subscription informations - You can choose between a monthly and a yearly auto-renewal subscription. - Subscriptions include all pro features, unlimited entries and Cloud Sync between multiple iOS devices. - The subscription will renew automatically 24 hours before the end of the current period. - The subscription price depends on the subscription period you choose. - You can manage your subscription and turn off auto-renewal in your iTunes Account Settings. Free trial - Yearly subscription includes a free trial period. - You will not be charged until your trial has ended. - Your iTunes Account will only be charged once your purchase is confirmed. - Any unused portion of the free trial period will be forfeited after purchase. Terms of Service: https://whoowesme.app/tos.pdf

About

RefundHound

Read full description

RefundHound is a refund tracker for the returns you've already sent back. Log the refund, set the date the merchant promised, and get reminded the moment it's late. Sent something back and never saw the money? Refunds slip through the cracks because nobody is keeping score — the return goes out, the promised date passes quietly, and weeks later you've forgotten the amount, the date, and who to chase. RefundHound keeps score for you. HOW IT WORKS 1. Log the refund — merchant, amount, and the date they promised 2. Get a reminder when that date arrives: did the money land? 3. Tap "Got it" and the refund closes. Tap "Not yet" and RefundHound keeps chasing. IT ESCALATES SO YOU DON'T HAVE TO An ordinary reminder app nags you with the same message forever. RefundHound changes its advice as a refund ages: • First — check your account, the promised window has passed • Then — time to contact support, with a ready-to-send message you copy in one tap • Then — if you paid by card, here's how disputing the charge works • Finally — keep waiting, or write it off and move on? Reminders arrive every three days and stop after six. It chases the merchant, not you. EVERYTHING YOU NEED TO MAKE THE CASE • Attach a receipt photo from your camera or gallery • Record the refund method — card, PayPal, store credit, bank transfer or other • Add a note for the order number or the agent who promised it • Copy a pre-written support message with the exact dates and amount filled in • Full ISO currency support, from USD and EUR to JPY, SEK and KWD SEE WHAT YOU'VE RECOVERED A running total of every refund that actually landed, plus counts of what arrived and what you wrote off. Searchable history of every closed refund. Export the lot to CSV whenever you like — and import it back on a new phone. PRIVATE BY DESIGN No account, no sign-up, no server. Every refund, note and receipt photo lives in a database on your phone and nowhere else. No ads, no trackers, no analytics. Cloud backup is deliberately switched off, because receipt photos are personal — CSV export is how you move your data, and you control it. BUILT TO FEEL RIGHT • Light and dark themes • Full screen-reader and accessibility support • Follows your device language • Undo on delete and write-off, so a mis-tap is never permanent WHO IT'S FOR Anyone waiting on money back — online shoppers with returns in transit, travellers owed a cancelled booking, anyone whose deposit, reimbursement or subscription refund has quietly gone missing. RefundHound is free to use, and free to track up to three active refunds at a time. A single one-time purchase unlocks unlimited active refunds — never a subscription. History, statistics and CSV export are free for everyone. Stop hoping the money shows up. Start tracking it.

Screenshots

Who Owes Me4 screens
RefundHound4 screens

Verdict

The call

The clearest difference is iOS requirement: RefundHound at 15.0 against Who Owes Me's 26. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Who Owes Me sells 3 in-app purchases, starting at $2.99 per month and RefundHound sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Who Owes Me ships an update every 3 weeks, RefundHound fortnightly. The most recent releases landed on November 6, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Who Owes Me versus RefundHound: the parameters behind the verdict, then further details
ParameterWho Owes MeRefundHound
PriceFreeFree
Rating4.6 (811 ratings) — better—
Positive reviews45.8% of reviews—
Number of ratings811 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS2615.0 — better
Further details — not scored
Size13 MB31 MB
Age rating4+4+
DeveloperVoglhuberJohan Nilsson

Bugs and requests

Who Owes Me

Reported bugs

4 issues
  • App crashes on startup
  • Sudden loss of all user data
  • Sync issues between devices
  • Inability to add new debts in free version

Requested features

5 requests
  • Add ability to record partial payments
  • Implement recurring payment tracking
  • Include more note-taking options
  • Provide cloud-based sync and backup
  • Add reminders and notifications

RefundHound

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Who Owes Me

Subscriptions2
  • Monthly$2.991 Month
  • Yearly7 Days trial$17.991 Year
One-time1
  • Lifetime$39.99
1 purchases

RefundHound

One-time1
  • RefundHound Unlimited$2.99

Questions

Is Who Owes Me free?
Who Owes Me is free to download, with in-app purchases available.
Is RefundHound free?
RefundHound is free to download, with in-app purchases available.
Do Who Owes Me or RefundHound have ads?
Neither Who Owes Me nor RefundHound shows ads.
Which is updated more often, Who Owes Me or RefundHound?
Who Owes Me ships an update every 3 weeks, and RefundHound fortnightly. Most recently, Who Owes Me was updated on November 6, 2026 and RefundHound on October 25, 2026.

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