中银智慧商家 vs 邮你同赢
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中银智慧商家
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中银智慧商家APP是中国银行针对本行签约商户提供的移动端服务平台，可为商户提供交易实时提醒、交易账单查询、商户在线申请、退款操作、收银员/店铺管理等全方位商户金融服务。
邮你同赢
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“邮你同赢”手机APP是集客户交流、产品交易、信息交互为一体的同业生态平台手机移动端，进一步提升邮储银行同业客户线上化综合服务能力，满足同业客户日常移动办公场景需要。“邮你同赢”系列将致力于持续创新突破，深化业技融合，打造极致的客户体验，与广大同业伙伴“同行、同进、同赢”。 【功能丰富】 同业机构客户可通过手机端随时随地浏览各类同业产品信息，使用丰富的业务处理功能，实现同业业务移动办公。APP作为轻型移动端，将进一步助力“邮你同赢”同业生态平台功能拓展，让每一部手机成为一个同业业务办理大厅。 【渠道协同】 伴随“邮你同赢”平台PC端实现2.0焕新升级、产品功能逐步丰富，APP在功能同步的同时推出特色金融服务；实现客户在不同渠道间流畅切换，保证一致性体验。
Screenshots
Verdict
The clearest difference is review sentiment: 邮你同赢 at 100% against 中银智慧商家's 14%. 邮你同赢 also leads on update cadence (monthly vs every 2 months). 中银智慧商家's advantage is iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中银智慧商家 ships an update every 2 months, 邮你同赢 monthly. The most recent releases landed on October 8, 2026 and September 19, 2026 respectively.
| Parameter | 中银智慧商家 | 邮你同赢 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 14.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 64 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国银行股份有限公司 | 中国邮政储蓄银行 |
Customer experience
中银智慧商家
邮你同赢
In-app purchases
中银智慧商家
No in-app purchases
邮你同赢
No in-app purchases
