Comparison

CoinShot vs CROSS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CoinShot

Send money internationally to over 200 countries with low fees and fast transfer times. This app also offers domestic transfers, a digital wallet, and a payment card for everyday use. Manage your finances easily with integrated open banking features.

Highlights
  • International remittance to 224 countries
  • Domestic transfers in Korea
  • Digital wallet and payment card
  • Open banking integration
  • Exchange rate checks
  • Transit card management
Features
Read full description

CoinShot - Fast and Easy International Remittance Service CoinShot is a non-face-to-face international remittance app supporting 224 countries, including the U.S., Europe, Japan, Canada, Australia, Hong Kong, and more. CoinShot is a comprehensive financial platform that allows anyone to easily and quickly access various financial services such as international remittance, domestic transfers, auto-debit, wallets, cards, and exchange rate checks. ▶ 224 Countries Supported for Remittance - North America, Europe, Australia & New Zealand Remittances: U.S., Canada, Europe (Germany, UK, Netherlands, Poland, France, Czech Republic, Portugal, Switzerland, Finland, Belgium, Bulgaria, Czech Republic, Denmark, Hungary, Ireland, Italy, Norway, Romania, Spain, Sweden, Albania, Bosnia & Herzegovina, Cyprus, Luxembourg, Malta, San Marino, Serbia, Kosovo, Slovakia, Slovenia, Monaco, Turkey, etc.), Australia, New Zealand -Asia Remittances: Japan, China, Hong Kong, Singapore, Thailand, Philippines, Vietnam, Indonesia, Uzbekistan, Kazakhstan, Kyrgyzstan, Tajikistan, Mongolia, Nepal, Sri Lanka, and about 224 countries supported. ▶ Providing International Remittance Service Since 2017 CoinShot’s international remittance service ensures safe and convenient transfers for customers! -Cumulative registered users: over 300,000 + Main Services ● Simple and Secure International Remittance: Offers fast international remittance services within 24 hours with fees over 80% lower than bank fees. Registered for small amount international remittance service! (No. 2017-05) A safe international remittance service trusted by users in multiple countries. No complicated registration process required—safe non-face-to-face registration and account setup via AI (eKYC) with 24/7 real-time remittance services anytime, anywhere (*some countries excluded). ● Domestic Transfers: Simple remittance to all banks and financial institutions in Korea. ● Open Banking: Register personal accounts and manage domestic transfers, account inquiries, and transaction history in one place. ● Wallet & Card: Preload the wallet service and make payments instantly when needed. A card service available for domestic online/offline payments, transit cards, ATM functions, and more. ● Other Daily Services: Check and recharge transit card balances. LGU+ / KT affordable phone SIM activation, telecom balance check, and recharge. Inquiries -Main Email: ask@finshot.com -Multilingual customer support (Korean, English, Thai, Chinese, Japanese, Vietnamese, Mongolian, Nepalese, Indonesian, Filipino, Russian, CIS, Sri Lankan, etc.) -You can also inquire through the app’s bulletin board or country-specific SNS channels. *Customer support phone consultation hours vary by country, so please check the consultation hours in the [Menu] - [Customer Service] section of the app! Address: FinShot, Sangam-dong 1580 Chundan Industrial Center, Building C, 8th Floor, Suite 811 Mapo-gu, Seoul, 03920 South Korea 112-86-00398 No. 2024-Seoul Mapo-0380 Mapo District Office ----- CoinShot App Permission Guide Phone / Camera / Photos / SMS Only necessary permissions for service operation and security enhancement are requested and used.

About

CROSS

This financial app helps foreigners in Korea manage their money. It offers international remittances, domestic transfers, offline payments, and public transportation access via a prepaid card. Enjoy competitive exchange rates, low fees, and multilingual customer support.

Highlights
  • International Remittance
  • Domestic Transfers
  • Offline Payments
  • Public Transportation Card
  • Prepaid Wallet Card
  • Competitive Exchange Rates
  • Multilingual Support
Features
Read full description

With 20,000 real user reviews and a 4.8 rating, CROSS is the essential financial app for foreigners in Korea! CROSS is now better than ever. With just one CROSSPAY card, you can handle overseas remittances, domestic transfers, offline payments, and public transportation—all in one place. For everyday life in Korea, CROSS is the must-have app for foreigners! Check it out now. *Some features may be limited depending on nationality, country of residence, identity verification results, or applicable laws and regulations. [NEW] Make life in Korea easier with the CROSSPAY Prepaid Wallet Card Meet CROSSPAY, a prepaid card made for foreigners in Korea that’s easy and quick to issue. Simply top up and start using it right away. Domestic Transfers: Receive money from friends or colleagues and transfer it directly to a domestic bank account. Offline Payments: Use your prepaid card for online and offline payments at stores nationwide, including convenience stores, supermarkets, and restaurants. Transportation Card: Simply tap and ride on buses, subways, and other public transportation. CROSS Shop Integration: Pay with CROSSPAY in just one second and enjoy special deals on CROSS Shop. With one CROSSPAY card, domestic transfers, offline payments, and transportation are all easier and more convenient for everyday life in Korea. CROSS, the essential app for foreigners living in Korea, brings it all together—from a prepaid card and transportation card to convenient everyday payments. [KEY SERVICES] Fast & Secure International Remittance with CROSS Trusted by over 2 million foreigners in Korea ■ Competitive Exchange Rates & Low Fees With preferential exchange rates, CROSS helps you send more money to your family back home. International remittance fees are 5,000 KRW or less for all countries, and your first remittance is free. Enjoy both better exchange rates and low fees. ■ Fast & Easy Sign-Up Anyone can complete registration in just five (5) minutes with an ID or passport. You can apply for an international remittance even without a bank account or with an expired passport. With your saved information, repeat transfers can be completed in just one (1) minute. ■ Safe & Trusted CROSS CROSS is a government-licensed international remittance provider in Korea (License No. 2020-2). When you send money through the app, the recipient safely receives the exact amount confirmed at the time of application. ■ Multilingual Customer Support Our multilingual customer support team is here to help. Whether you have questions about prepaid cards designed for foreigners or international remittances, feel free to contact us anytime. ■ CROSS Shop Shopping in Korea can be challenging, but CROSS Shop makes it easier. Shop in your own language and ask questions with ease. Find popular Korean products as well as products you know and love from your home country—all in one place. CROSS is the essential app for foreigners living in Korea. From preferential exchange rates on international remittances to CROSSPAY, enjoy domestic transfers, offline payments, transportation, and shopping—all in one app. Make everyday life in Korea easier and more convenient with CROSS! [Customer Support Center] - Telephone Inquiry: 1670-2624 - Address: 22 Hakdong-ro 7-gil, Gangnam-gu, Seoul [Service access rights] ■ (Optional) Camera: You can attach a photo or use functions such as QR code scanning. ■ (Optional) Album: You can import photos stored on the device and use functions such as address entry and QR code scanning. ■ (Optional) Microphone: Customer center telephone connection is available. ■ (Optional) Biometric information: It can be used as a means of self-authentication when logging in and making payments. ■ (Optional) Location: Based on the current location information, you can use automatic address entry and find a nearby convenience store function.

Screenshots

CoinShot4 screens
CROSS4 screens

Verdict

The call

The clearest difference is rating: CROSS at 4.9 against CoinShot's 3.4. CROSS also leads on review sentiment (99% vs 71%) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CROSS holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: CROSS has 113 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 71% of CoinShot's written reviews are positive against 99% of CROSS's.

UpkeepUpdate frequency

CoinShot ships an update every 10 days, CROSS every 2 weeks. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
CoinShot versus CROSS: the parameters behind the verdict, then further details
ParameterCoinShotCROSS
PriceFreeFree
Rating3.4 (8 ratings)4.9 (113 ratings) — better
Positive reviews70.5% of reviews99.4% of reviews — better
Number of ratings8113 — better
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size84 MB180 MB
Age rating17+4+
DeveloperFinshotCROSS ENF INC.

Customer experience

CoinShot

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews95 reviews
Positive70.5%
Neutral5.3%
Negative24.2%

CROSS

All ratings110 ratings
Positive98.2%
Neutral0.0%
Negative1.8%
Written reviews343 reviews
Positive99.4%
Neutral0.0%
Negative0.6%

Bugs and requests

CoinShot

Not enough reviews yet to summarise bugs or requests.

CROSS

Reported bugs

3 issues
  • Initial screen requires extra step to close country selection
  • Occasional slow notification delivery
  • Point expiration date confusion

Requested features

3 requests
  • Improve initial screen flow for country selection
  • Faster cancellation and re-deposit for failed transfers
  • More clarity on point expiration dates

In-app purchases

None

CoinShot

No in-app purchases

None

CROSS

No in-app purchases

Questions

Is CoinShot free?
CoinShot is free to download, with no in-app purchases.
Is CROSS free?
CROSS is free to download, with no in-app purchases.
Which has better reviews, CoinShot or CROSS?
CROSS is rated higher. CoinShot averages 3.4 out of 5 from 8 ratings, while CROSS averages 4.9 from 113 ratings.
Do CoinShot or CROSS have ads?
Neither CoinShot nor CROSS shows ads.
Which is updated more often, CoinShot or CROSS?
CoinShot ships an update every 10 days, and CROSS every 2 weeks. Most recently, CoinShot was updated on November 6, 2026 and CROSS on November 6, 2026.

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