Income and Expense Tracker vs Expense+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Income and Expense Tracker
Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.
- Budgeting tools
- Multi-currency accounts
- Transfers between accounts
- Cost and revenue categories
- Debt management
- Financial statistics and charts
- Password and TouchID security
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Incomes app is a convenient accounting of your personal finances! The main function of the application: - Budgets - Accounts with different currencies - Transfers between accounts - Categories of costs and revenues - Subcategories Statistics: - Circular chart - Filter by period, by account - Line chart - Filter by period, bills and categories Debts: - Debts (Loans) - Debtors - Repayment of debts - Forecasting the return date Security: - Password - TouchID Synchronization: - iCloud Other: - Light and Dark themes - Widgets - Interesting updates in the near future! Renewable Subscription Information: Payment will be charged to your iTunes account upon confirmation of purchase. The next payment will be charged to your iTunes account after you renew your subscription, unless you turn off auto-renewal at least 24 hours before the end of the current period. Within 24 hours before the end of the current subscription period, your account will be charged for the subscription cost, which is equal to the subscription price for the first period. You can change or turn off auto-renewal of your subscription in your Apple ID settings at any time after purchase. Privacy Policy: https://docs.google.com/document/d/1P4Ey0jxtF3bYS1TldlzdfPE7aAH_-l2d5FUH-lAuxu8 Terms of Service: https://docs.google.com/document/d/1RGwSXuOPn6Wcan0-09j_flJOIR3iO1XE7tEzjytMy38 For all questions, write to sakharovapps@gmail.com
Expense+
This offline money tracker prioritizes security and ease of use with fast bookkeeping and multi-ledger support. It offers detailed revenue and expenditure analysis, asset trend tracking, and multi-currency management without advertisements.
- Offline data storage
- Fast bookkeeping with integrated calculator
- Multi-ledger and multi-account support
- Revenue and expenditure analysis
- Asset trend tracking
- Multi-currency management
- No advertising
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[Our design philosophy] Our design philosophy is ” back to the tool basic ". The definition of tool : first, it must be able to solve problem effectively while reliable. Even out of network connectivity, e.g. in the middle of sea or mountain, people should be able to use it. Among the online popular products today, our offline money tracking App back to the basic of tool. [product functions] Offline version: local data storage, let you feel more secure. Fast bookkeeping: simplified operation, integrated addition, subtraction, multiplication and division of the input method, so that it takes less time to write down an account. Multi-ledger support: life, work, travel, baby special fund... Each scenario can be recorded in a separate ledger. Multiple account support: either cash or credit CARDS, or virtual currency accounts can be managed one by one. Multiple members: expenses, whether on yourself or on your wife, children or parents, can be categorised separately. Multi-currency support: supports the management and conversion of most international currencies, virtual currencies and their exchange rates. Revenue and expenditure analysis: provide revenue and expenditure analysis data within the set date range. Where does every penny go?spending for who? Which account was spent? It's all clearly arranged. Asset trend: provides the variation trend of assets and net assets within the date range. Transfer between accounts: a small feature, but closer to the real money movement scenario. No advertising: We all had enough of it. The free version basically provides more function than you need. If you need more advanced function, you may buy our paid version. 【Buy Instructions】 1. 1-year Subscription: Pay for a 1-year subscription, yearly subscription will renew automatically unless you unsubscribe, you can cancel your subscription at anytime, all your data will remain unchanged. 2. Permanent Buy: Buy a permanent product use right. 【Terms】 Terms of use: https://328expense.com/terms-and-conditions/ Privacy policy: https://328expense.com/privacy-policy/ [contact information] Email address: admin@328car.com
Screenshots
Verdict
The clearest difference is monetization model: Expense+ at free with in-app purchases against Income and Expense Tracker's subscription. Expense+ also leads on update cadence (every 5 days vs monthly) and rating (5.0 vs 4.7). Income and Expense Tracker's advantage is ratings volume (484 vs 2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month and Expense+ sells 3 in-app purchases, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.
Expense+ holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Income and Expense Tracker has 484 ratings behind it against 2, so its average is the more settled of the two.
Income and Expense Tracker ships an update monthly, Expense+ every 5 days. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.
| Parameter | Income and Expense Tracker | Expense+ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (484 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 67.1% of reviews | — |
| Number of ratings | 484 — better | 2 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free with in-app purchases — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.6 | 14.1 — better |
| Further details — not scored | ||
| Size | 47 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexey Sakharov | Sze Kwok Cheung |
Customer experience
Income and Expense Tracker
Expense+
Bugs and requests
Income and Expense Tracker
Reported bugs
10 issues- App crashes when accessing settings
- Category color changes not persisting
- Expenses counted as income in net flow calculation
- Decimal input issues with keyboard locale
- Widget functionality broken after updates
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- Data not fully restoring from iCloud backup
- App crashes and data loss
- Widget display being cut off
- Recurring transaction decimal precision limitation
- Balance calculation errors with automatic payments
Requested features
22 requests- Recurring/automatic expense tracking with auto-entry
- Budget carryover to next month if under/over limit
- Account synchronization across devices
- Multi-user/family budget sharing
- Custom budget period (not just calendar months)
Show 17 moreShow fewer
- Receipt/photo attachment to transactions
- Refund transaction type (separate from income)
- Account balance adjustment without counting as income/expense
- Weekly reporting option
- Lifetime purchase option (one-time payment)
- Subcategory-level analytics and charts
- Multiple business/personal account profiles
- Recurring transaction visibility for future months
- Better account selection ergonomics
- Widget customization (colors, fonts, background)
- Quick Shortcuts/Apple Pay integration
- Dark mode toggle independent of system settings
- Calculator within the app
- More category options (pharmacy, etc.)
- Transaction editing for initial account balance
- Improved widget loading speed
- Support for more color options for categories
Expense+
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Income and Expense Tracker
- Premium Month2 variants$4.991 Month
- Premium Year7 Days trial$14.991 Year
- Premium Year2 variants$14.991 Year
Show 2 moreShow fewer
- Premium Year 7 days free7 Days trial$14.991 Year
- Spending tracking7 Days trial$14.991 Year
- Premium Version$21.99
- Premium Version$59.99
Expense+
- Yearly Renew$6.991 Year
- Yearly Subscribe$5.99
- Permanent Purchase$11.99
Questions
Is Income and Expense Tracker free?
Is Expense+ free?
Which has better reviews, Income and Expense Tracker or Expense+?
Do Income and Expense Tracker or Expense+ have ads?
Which is updated more often, Income and Expense Tracker or Expense+?
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