Comparison

Income and Expense Tracker vs Moni Note

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Income and Expense Tracker

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

Highlights
  • Budgeting tools
  • Multi-currency accounts
  • Transfers between accounts
  • Cost and revenue categories
  • Debt management
  • Financial statistics and charts
  • Password and TouchID security
Features
Read full description

Incomes app is a convenient accounting of your personal finances! The main function of the application: - Budgets - Accounts with different currencies - Transfers between accounts - Categories of costs and revenues - Subcategories Statistics: - Circular chart - Filter by period, by account - Line chart - Filter by period, bills and categories Debts: - Debts (Loans) - Debtors - Repayment of debts - Forecasting the return date Security: - Password - TouchID Synchronization: - iCloud Other: - Light and Dark themes - Widgets - Interesting updates in the near future! Renewable Subscription Information: Payment will be charged to your iTunes account upon confirmation of purchase. The next payment will be charged to your iTunes account after you renew your subscription, unless you turn off auto-renewal at least 24 hours before the end of the current period. Within 24 hours before the end of the current subscription period, your account will be charged for the subscription cost, which is equal to the subscription price for the first period. You can change or turn off auto-renewal of your subscription in your Apple ID settings at any time after purchase. Privacy Policy: https://docs.google.com/document/d/1P4Ey0jxtF3bYS1TldlzdfPE7aAH_-l2d5FUH-lAuxu8 Terms of Service: https://docs.google.com/document/d/1RGwSXuOPn6Wcan0-09j_flJOIR3iO1XE7tEzjytMy38 For all questions, write to sakharovapps@gmail.com

About

Moni Note

Easily track your income and expenses with an intuitive interface. Automatically categorize spending, secure your data with cloud backup, and sync across devices. Take control of your finances with smart tools.

Highlights
  • Easy expense and income recording
  • Smart categorization of spending
  • Secure cloud data backup
  • Sync data across multiple devices
  • User-friendly interface
Features
Read full description

Moni Note is designed to make tracking your expenses and incomes a breeze, providing you with a user-friendly and intuitive interface that is perfect for personal use. Say goodbye to the hassle of manual calculations and confusing spreadsheets, and hello to an organized and efficient way of managing your finances. Key Features: 1. Easy Expense and Income Recording: Logging your expenses has never been easier. With just a few taps, you can enter the details of your transactions, including the amount spent, date, and category. 2. Smart Categorization: The app automatically categorizes your expenses, making it simpler to identify your spending patterns. Whether it's groceries, transportation, entertainment, or bills, you'll have a clear overview of where your money is going. 3. Secure Data Backup: Your financial data is important, and we prioritize its safety. The app offers secure cloud backup, ensuring that your data is protected and can be easily restored if you switch devices or encounter any unforeseen circumstances. 4. Sync Across Devices: Seamlessly sync your data across multiple devices, including smartphones and tablets. Enjoy the convenience of accessing and managing your expenses from anywhere, at any time. 5. User-Friendly Interface: Our app boasts a clean and user-friendly interface, making it accessible to users of all ages and technical expertise levels. The intuitive layout ensures that you can navigate through features effortlessly and find what you need with ease. Download Moni Note mobile app today and take control of your finances like never before. Start making smarter financial decisions, achieving your savings goals, and enjoying peace of mind when it comes to managing your expenses. Simplify your life and let our app handle the complexities of expense tracking for you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy policy: https://www.freeprivacypolicy.com/live/321908f8-273e-4d4a-9511-40fae2bbc526

Screenshots

Income and Expense Tracker4 screens
Moni Note4 screens

Verdict

The call

The clearest difference is monetization model: Moni Note at free with in-app purchases against Income and Expense Tracker's subscription. Moni Note also leads on update cadence (every 9 days vs monthly) and device support (3 vs 1). Income and Expense Tracker's advantage is ads (none vs shown) and ratings volume (494 vs 9). On price, rating and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month and Moni Note sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Income and Expense Tracker holds the better App Store score, 4.7 against 4.6. That said, the two scores are not equally well evidenced: Income and Expense Tracker has 494 ratings behind it against 9, so its average is the more settled of the two.

UpkeepUpdate frequency

Income and Expense Tracker ships an update monthly, Moni Note every 9 days. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Income and Expense Tracker versus Moni Note: the parameters behind the verdict, then further details
ParameterIncome and Expense TrackerMoni Note
PriceFreeFree
Rating4.7 (494 ratings) — better4.6 (9 ratings)
Positive reviews66.7% of reviews—
Number of ratings494 — better9
Update frequencyMonthlyEvery 9 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.614.0 — better
Further details — not scored
Size47 MB86 MB
Age rating4+4+
DeveloperAlexey SakharovKhang Nguyen Ho Truong

Customer experience

Income and Expense Tracker

All ratings490 ratings
Positive93.1%
Neutral2.4%
Negative4.5%
Written reviews141 reviews
Positive66.7%
Neutral7.1%
Negative26.2%

Moni Note

All ratings7 ratings
Positive85.7%
Neutral14.3%
Negative0.0%

Bugs and requests

Income and Expense Tracker

Reported bugs

10 issues
  • App crashes when accessing settings
  • Category color changes not persisting
  • Expenses counted as income in net flow calculation
  • Decimal input issues with keyboard locale
  • Widget functionality broken after updates
Show 5 more
  • Data not fully restoring from iCloud backup
  • App crashes and data loss
  • Widget display being cut off
  • Recurring transaction decimal precision limitation
  • Balance calculation errors with automatic payments

Requested features

22 requests
  • Recurring/automatic expense tracking with auto-entry
  • Budget carryover to next month if under/over limit
  • Account synchronization across devices
  • Multi-user/family budget sharing
  • Custom budget period (not just calendar months)
Show 17 more
  • Receipt/photo attachment to transactions
  • Refund transaction type (separate from income)
  • Account balance adjustment without counting as income/expense
  • Weekly reporting option
  • Lifetime purchase option (one-time payment)
  • Subcategory-level analytics and charts
  • Multiple business/personal account profiles
  • Recurring transaction visibility for future months
  • Better account selection ergonomics
  • Widget customization (colors, fonts, background)
  • Quick Shortcuts/Apple Pay integration
  • Dark mode toggle independent of system settings
  • Calculator within the app
  • More category options (pharmacy, etc.)
  • Transaction editing for initial account balance
  • Improved widget loading speed
  • Support for more color options for categories

Moni Note

Not enough reviews yet to summarise bugs or requests.

In-app purchases

7 purchases

Income and Expense Tracker

Subscriptions5
  • Premium Month2 variants$4.991 Month
  • Premium Year7 Days trial$14.991 Year
  • Premium Year2 variants$14.991 Year
Show 2 more
  • Premium Year 7 days free7 Days trial$14.991 Year
  • Spending tracking7 Days trial$14.991 Year
One-time2
  • Premium Version$21.99
  • Premium Version$59.99
2 purchases

Moni Note

Subscriptions2
  • 1 Month$1.991 Month
  • 1 Year$19.991 Year

Questions

Is Income and Expense Tracker free?
Income and Expense Tracker is free to download, with in-app purchases available.
Is Moni Note free?
Moni Note is free to download, with in-app purchases available.
Which has better reviews, Income and Expense Tracker or Moni Note?
Income and Expense Tracker is rated higher. Income and Expense Tracker averages 4.7 out of 5 from 494 ratings, while Moni Note averages 4.6 from 9 ratings.
Do Income and Expense Tracker or Moni Note have ads?
Moni Note shows ads; Income and Expense Tracker does not.
Which is updated more often, Income and Expense Tracker or Moni Note?
Income and Expense Tracker ships an update monthly, and Moni Note every 9 days. Most recently, Income and Expense Tracker was updated on November 1, 2026 and Moni Note on October 24, 2026.

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