Income and Expense Tracker vs Moni Note
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Income and Expense Tracker
Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.
- Budgeting tools
- Multi-currency accounts
- Transfers between accounts
- Cost and revenue categories
- Debt management
- Financial statistics and charts
- Password and TouchID security
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Incomes app is a convenient accounting of your personal finances! The main function of the application: - Budgets - Accounts with different currencies - Transfers between accounts - Categories of costs and revenues - Subcategories Statistics: - Circular chart - Filter by period, by account - Line chart - Filter by period, bills and categories Debts: - Debts (Loans) - Debtors - Repayment of debts - Forecasting the return date Security: - Password - TouchID Synchronization: - iCloud Other: - Light and Dark themes - Widgets - Interesting updates in the near future! Renewable Subscription Information: Payment will be charged to your iTunes account upon confirmation of purchase. The next payment will be charged to your iTunes account after you renew your subscription, unless you turn off auto-renewal at least 24 hours before the end of the current period. Within 24 hours before the end of the current subscription period, your account will be charged for the subscription cost, which is equal to the subscription price for the first period. You can change or turn off auto-renewal of your subscription in your Apple ID settings at any time after purchase. Privacy Policy: https://docs.google.com/document/d/1P4Ey0jxtF3bYS1TldlzdfPE7aAH_-l2d5FUH-lAuxu8 Terms of Service: https://docs.google.com/document/d/1RGwSXuOPn6Wcan0-09j_flJOIR3iO1XE7tEzjytMy38 For all questions, write to sakharovapps@gmail.com
Moni Note
Easily track your income and expenses with an intuitive interface. Automatically categorize spending, secure your data with cloud backup, and sync across devices. Take control of your finances with smart tools.
- Easy expense and income recording
- Smart categorization of spending
- Secure cloud data backup
- Sync data across multiple devices
- User-friendly interface
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Moni Note is designed to make tracking your expenses and incomes a breeze, providing you with a user-friendly and intuitive interface that is perfect for personal use. Say goodbye to the hassle of manual calculations and confusing spreadsheets, and hello to an organized and efficient way of managing your finances. Key Features: 1. Easy Expense and Income Recording: Logging your expenses has never been easier. With just a few taps, you can enter the details of your transactions, including the amount spent, date, and category. 2. Smart Categorization: The app automatically categorizes your expenses, making it simpler to identify your spending patterns. Whether it's groceries, transportation, entertainment, or bills, you'll have a clear overview of where your money is going. 3. Secure Data Backup: Your financial data is important, and we prioritize its safety. The app offers secure cloud backup, ensuring that your data is protected and can be easily restored if you switch devices or encounter any unforeseen circumstances. 4. Sync Across Devices: Seamlessly sync your data across multiple devices, including smartphones and tablets. Enjoy the convenience of accessing and managing your expenses from anywhere, at any time. 5. User-Friendly Interface: Our app boasts a clean and user-friendly interface, making it accessible to users of all ages and technical expertise levels. The intuitive layout ensures that you can navigate through features effortlessly and find what you need with ease. Download Moni Note mobile app today and take control of your finances like never before. Start making smarter financial decisions, achieving your savings goals, and enjoying peace of mind when it comes to managing your expenses. Simplify your life and let our app handle the complexities of expense tracking for you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy policy: https://www.freeprivacypolicy.com/live/321908f8-273e-4d4a-9511-40fae2bbc526
Screenshots
Verdict
The clearest difference is monetization model: Moni Note at free with in-app purchases against Income and Expense Tracker's subscription. Moni Note also leads on update cadence (every 9 days vs monthly) and device support (3 vs 1). Income and Expense Tracker's advantage is ads (none vs shown) and ratings volume (494 vs 9). On price, rating and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month and Moni Note sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Income and Expense Tracker holds the better App Store score, 4.7 against 4.6. That said, the two scores are not equally well evidenced: Income and Expense Tracker has 494 ratings behind it against 9, so its average is the more settled of the two.
Income and Expense Tracker ships an update monthly, Moni Note every 9 days. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | Income and Expense Tracker | Moni Note |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (494 ratings) — better | 4.6 (9 ratings) |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 494 — better | 9 |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free with in-app purchases — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexey Sakharov | Khang Nguyen Ho Truong |
Customer experience
Income and Expense Tracker
Moni Note
Bugs and requests
Income and Expense Tracker
Reported bugs
10 issues- App crashes when accessing settings
- Category color changes not persisting
- Expenses counted as income in net flow calculation
- Decimal input issues with keyboard locale
- Widget functionality broken after updates
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- Data not fully restoring from iCloud backup
- App crashes and data loss
- Widget display being cut off
- Recurring transaction decimal precision limitation
- Balance calculation errors with automatic payments
Requested features
22 requests- Recurring/automatic expense tracking with auto-entry
- Budget carryover to next month if under/over limit
- Account synchronization across devices
- Multi-user/family budget sharing
- Custom budget period (not just calendar months)
Show 17 moreShow fewer
- Receipt/photo attachment to transactions
- Refund transaction type (separate from income)
- Account balance adjustment without counting as income/expense
- Weekly reporting option
- Lifetime purchase option (one-time payment)
- Subcategory-level analytics and charts
- Multiple business/personal account profiles
- Recurring transaction visibility for future months
- Better account selection ergonomics
- Widget customization (colors, fonts, background)
- Quick Shortcuts/Apple Pay integration
- Dark mode toggle independent of system settings
- Calculator within the app
- More category options (pharmacy, etc.)
- Transaction editing for initial account balance
- Improved widget loading speed
- Support for more color options for categories
Moni Note
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Income and Expense Tracker
- Premium Month2 variants$4.991 Month
- Premium Year7 Days trial$14.991 Year
- Premium Year2 variants$14.991 Year
Show 2 moreShow fewer
- Premium Year 7 days free7 Days trial$14.991 Year
- Spending tracking7 Days trial$14.991 Year
- Premium Version$21.99
- Premium Version$59.99
Moni Note
- 1 Month$1.991 Month
- 1 Year$19.991 Year
Questions
Is Income and Expense Tracker free?
Is Moni Note free?
Which has better reviews, Income and Expense Tracker or Moni Note?
Do Income and Expense Tracker or Moni Note have ads?
Which is updated more often, Income and Expense Tracker or Moni Note?
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