Income and Expense Tracker vs Spender Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Income and Expense Tracker
Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.
- Budgeting tools
- Multi-currency accounts
- Transfers between accounts
- Cost and revenue categories
- Debt management
- Financial statistics and charts
- Password and TouchID security
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Incomes app is a convenient accounting of your personal finances! The main function of the application: - Budgets - Accounts with different currencies - Transfers between accounts - Categories of costs and revenues - Subcategories Statistics: - Circular chart - Filter by period, by account - Line chart - Filter by period, bills and categories Debts: - Debts (Loans) - Debtors - Repayment of debts - Forecasting the return date Security: - Password - TouchID Synchronization: - iCloud Other: - Light and Dark themes - Widgets - Interesting updates in the near future! Renewable Subscription Information: Payment will be charged to your iTunes account upon confirmation of purchase. The next payment will be charged to your iTunes account after you renew your subscription, unless you turn off auto-renewal at least 24 hours before the end of the current period. Within 24 hours before the end of the current subscription period, your account will be charged for the subscription cost, which is equal to the subscription price for the first period. You can change or turn off auto-renewal of your subscription in your Apple ID settings at any time after purchase. Privacy Policy: https://docs.google.com/document/d/1P4Ey0jxtF3bYS1TldlzdfPE7aAH_-l2d5FUH-lAuxu8 Terms of Service: https://docs.google.com/document/d/1RGwSXuOPn6Wcan0-09j_flJOIR3iO1XE7tEzjytMy38 For all questions, write to sakharovapps@gmail.com
Spender Tracker
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Spender is a personal expense tracker that helps you record, categorise, and understand your spending. Add expenses manually, snap a photo to identify products automatically, or share receipts from Mail, Photos, and Files. View your spending trends with built-in analytics and export your data as PDF or CSV.
Screenshots
Verdict
The clearest difference is in-app purchases: Spender Tracker at none against Income and Expense Tracker's 9. Income and Expense Tracker's advantage is iOS requirement (16.6 vs 26.2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month. Spender Tracker asks for nothing beyond the download.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Income and Expense Tracker | Spender Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (493 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 493 — better | — |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Subscription | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 — better | 26.2 |
| Further details — not scored | ||
| Size | 47 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexey Sakharov | Krzysztof Dabrowski |
Bugs and requests
Income and Expense Tracker
Reported bugs
10 issues- App crashes when accessing settings
- Category color changes not persisting
- Expenses counted as income in net flow calculation
- Decimal input issues with keyboard locale
- Widget functionality broken after updates
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- Data not fully restoring from iCloud backup
- App crashes and data loss
- Widget display being cut off
- Recurring transaction decimal precision limitation
- Balance calculation errors with automatic payments
Requested features
22 requests- Recurring/automatic expense tracking with auto-entry
- Budget carryover to next month if under/over limit
- Account synchronization across devices
- Multi-user/family budget sharing
- Custom budget period (not just calendar months)
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- Receipt/photo attachment to transactions
- Refund transaction type (separate from income)
- Account balance adjustment without counting as income/expense
- Weekly reporting option
- Lifetime purchase option (one-time payment)
- Subcategory-level analytics and charts
- Multiple business/personal account profiles
- Recurring transaction visibility for future months
- Better account selection ergonomics
- Widget customization (colors, fonts, background)
- Quick Shortcuts/Apple Pay integration
- Dark mode toggle independent of system settings
- Calculator within the app
- More category options (pharmacy, etc.)
- Transaction editing for initial account balance
- Improved widget loading speed
- Support for more color options for categories
Spender Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Income and Expense Tracker
- Premium Month2 variants$4.991 Month
- Premium Year7 Days trial$14.991 Year
- Premium Year2 variants$14.991 Year
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- Premium Year 7 days free7 Days trial$14.991 Year
- Spending tracking7 Days trial$14.991 Year
- Premium Version$21.99
- Premium Version$59.99
Spender Tracker
No in-app purchases
Questions
Is Income and Expense Tracker free?
Is Spender Tracker free?
Do Income and Expense Tracker or Spender Tracker have ads?
Which is updated more often, Income and Expense Tracker or Spender Tracker?
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