Comparison

Income and Expense Tracker vs MySpendWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Income and Expense Tracker

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

Highlights
  • Budgeting tools
  • Multi-currency accounts
  • Transfers between accounts
  • Cost and revenue categories
  • Debt management
  • Financial statistics and charts
  • Password and TouchID security
Features
Read full description

Incomes app is a convenient accounting of your personal finances! The main function of the application: - Budgets - Accounts with different currencies - Transfers between accounts - Categories of costs and revenues - Subcategories Statistics: - Circular chart - Filter by period, by account - Line chart - Filter by period, bills and categories Debts: - Debts (Loans) - Debtors - Repayment of debts - Forecasting the return date Security: - Password - TouchID Synchronization: - iCloud Other: - Light and Dark themes - Widgets - Interesting updates in the near future! Renewable Subscription Information: Payment will be charged to your iTunes account upon confirmation of purchase. The next payment will be charged to your iTunes account after you renew your subscription, unless you turn off auto-renewal at least 24 hours before the end of the current period. Within 24 hours before the end of the current subscription period, your account will be charged for the subscription cost, which is equal to the subscription price for the first period. You can change or turn off auto-renewal of your subscription in your Apple ID settings at any time after purchase. Privacy Policy: https://docs.google.com/document/d/1P4Ey0jxtF3bYS1TldlzdfPE7aAH_-l2d5FUH-lAuxu8 Terms of Service: https://docs.google.com/document/d/1RGwSXuOPn6Wcan0-09j_flJOIR3iO1XE7tEzjytMy38 For all questions, write to sakharovapps@gmail.com

About

MySpendWise

Features
Read full description

MySpendWise is an expense tracker that works everywhere - mobile app, chat bot, and web dashboard. All your data syncs instantly across all platforms. Log expenses in seconds from wherever is convenient - the app, a chat bot, or the website. View analytics on any device. How it works: - Quick input: type "Groceries 1500" in the app or chat bot - done - Quick add from home screen without opening the app - Family tracking: add your partner and track expenses together - All data syncs between app, bot, and web in real time Features: - Instant expense logging (regular and recurring) - Categories are created automatically - Category spending limits with alerts - Pie charts and spending trends - Month-to-month comparison and forecast - Savings goals with progress rings - Multi-currency with auto-conversion (35 currencies) - AI-powered spending recommendations - Payment reminders for recurring expenses - No-spend days tracking Free features: - Unlimited expense entries - Basic report with pie chart - Up to 3 recurring expenses Premium features: - Multi-currency, limits, goals, forecast, comparison - AI spending analysis and full analytics Terms of Use: https://myspendwise.club/terms Privacy Policy: https://myspendwise.club/privacy

Screenshots

Income and Expense Tracker4 screens
MySpendWise4 screens

Verdict

The call

The clearest difference is update cadence: MySpendWise at every 9 days against Income and Expense Tracker's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month and MySpendWise sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Income and Expense Tracker ships an update monthly, MySpendWise every 9 days. The most recent releases landed on October 26, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
Income and Expense Tracker versus MySpendWise: the parameters behind the verdict, then further details
ParameterIncome and Expense TrackerMySpendWise
PriceFreeFree
Rating4.7 (494 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings494 — better—
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationSubscription—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size47 MB38 MB
Age rating4+4+
DeveloperAlexey SakharovDmitriy Kim

Bugs and requests

Income and Expense Tracker

Reported bugs

10 issues
  • App crashes when accessing settings
  • Category color changes not persisting
  • Expenses counted as income in net flow calculation
  • Decimal input issues with keyboard locale
  • Widget functionality broken after updates
Show 5 more
  • Data not fully restoring from iCloud backup
  • App crashes and data loss
  • Widget display being cut off
  • Recurring transaction decimal precision limitation
  • Balance calculation errors with automatic payments

Requested features

22 requests
  • Recurring/automatic expense tracking with auto-entry
  • Budget carryover to next month if under/over limit
  • Account synchronization across devices
  • Multi-user/family budget sharing
  • Custom budget period (not just calendar months)
Show 17 more
  • Receipt/photo attachment to transactions
  • Refund transaction type (separate from income)
  • Account balance adjustment without counting as income/expense
  • Weekly reporting option
  • Lifetime purchase option (one-time payment)
  • Subcategory-level analytics and charts
  • Multiple business/personal account profiles
  • Recurring transaction visibility for future months
  • Better account selection ergonomics
  • Widget customization (colors, fonts, background)
  • Quick Shortcuts/Apple Pay integration
  • Dark mode toggle independent of system settings
  • Calculator within the app
  • More category options (pharmacy, etc.)
  • Transaction editing for initial account balance
  • Improved widget loading speed
  • Support for more color options for categories

MySpendWise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

7 purchases

Income and Expense Tracker

Subscriptions5
  • Premium Month2 variants$4.991 Month
  • Premium Year7 Days trial$14.991 Year
  • Premium Year2 variants$14.991 Year
Show 2 more
  • Premium Year 7 days free7 Days trial$14.991 Year
  • Spending tracking7 Days trial$14.991 Year
One-time2
  • Premium Version$21.99
  • Premium Version$59.99
4 purchases

MySpendWise

Subscriptions4
  • Pro$2.991 Month
  • Pro+$3.991 Month
  • Pro$19.991 Year
Show 1 more
  • Pro+$39.991 Year

Questions

Is Income and Expense Tracker free?
Income and Expense Tracker is free to download, with in-app purchases available.
Is MySpendWise free?
MySpendWise is free to download, with in-app purchases available.
Do Income and Expense Tracker or MySpendWise have ads?
Neither Income and Expense Tracker nor MySpendWise shows ads.
Which is updated more often, Income and Expense Tracker or MySpendWise?
Income and Expense Tracker ships an update monthly, and MySpendWise every 9 days. Most recently, Income and Expense Tracker was updated on October 26, 2026 and MySpendWise on October 12, 2026.

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