NetWorth Pro 2 vs Ledger

Net Worth Tracking: Your Financial Health Checkup See your entire financial picture at a glance. Are your finances on track? Tracking your net worth is like giving yourself a monthly grade — keeping you accountable for your spending and saving habits. Tired of money management software that forces you to log every transaction? Ever felt overwhelmed and given up using them? Manually entering and categorizing transactions isn’t the best use of your time — and gaining real insight into your monthly finances can feel tedious. Calculating your net worth simplifies everything. It brings together all aspects of your personal finances into one clear number. Add up all your assets, subtract your debts, and you’ll get a powerful snapshot of your financial health. *** Features ***: ● Easy and quick data entry ● Customizable asset and liability categories ● Personalized tags for assets and liabilities ● Monitor your total monthly assets and liabilities ● Observe individual asset or liability categories ● Set and view your net worth goal ● Visualize your net worth and its historical trend in gold ounces ● Varied charts: net worth, overall assets/liabilities, individual asset/liability category, tags ● Landscape mode for extensive chronological charts ● Pie charts contrasting net worth with assets and liabilities ● Pie chart detailing the distribution of your asset/liability categories (percentage or amount) ● Store, print, or email PDF net worth reports to iCloud drive: ● Configurable monthly net worth reports ● Net Worth History report ● Tag-specific report: include only assets and liabilities from a chosen list of tags ● Tap a chart data point for detailed information ● Compare net worth data across periods ● Yearly net worth bar chart ● Net worth reports: view, print, save to iCloud Drive or email (Premium subscription) ● iCloud Drive backup and restoration (Premium subscription) ● Monthly reminders to update your net worth ● Optional pin code protection Net Worth Pro 2 is a complimentary app, permitting the addition of one asset, liability, and custom tag. To add more Tags/Assets/Liabilities and enable the Backup/Restore feature, consider our Premium Annual subscription: Subscription Title: Premium Annual Duration: 1 Year Charges will be applied to the iTunes Account upon purchase confirmation, and the subscription will renew automatically unless canceled at least 24 hours before the current period ends. Renewal charges will be applied within 24 hours prior to the end of the current period. Users can manage subscriptions and disable auto-renewal in Account Settings post-purchase. Any unused portion of a free trial, if provided, will be forfeited upon purchasing a subscription. Terms of use: http://theblueplum.com/ios/networthpro2/terms

Ledger is a private household finance app for people who want a clearer view of net worth, cash flow, and major money decisions without connecting bank accounts. Track your balance sheet, log monthly cash flow, understand your burn rate, and model important financial scenarios from one clean iPhone app. No bank login. No financial-data APIs. No automated account scraping. Ledger is designed for manual entry, local-first tracking, and privacy-conscious households that want control over their financial picture. BUILD YOUR PRIVATE BALANCE SHEET Ledger helps you track assets and liabilities in one place so you can see your current net worth clearly. Add accounts such as: • Brokerage accounts • Retirement accounts • Cash and savings • Real estate • Business equity • Crypto holdings • Mortgages • Loans • Credit card balances • Custom assets and liabilities Ledger calculates your assets, liabilities, and net worth so you can understand where you stand at a glance. TRACK CASH FLOW LIKE A HOUSEHOLD CFO High-income households often have strong earnings but complicated spending, taxes, savings, and lifestyle decisions. Ledger’s Plan workspace helps you log monthly cash-flow data manually, including: • Income • Taxes • Fixed spending • Variable spending • Savings • Notes for each month From there, Ledger shows practical metrics like: • Burn rate • Savings rate • Investable surplus • 3-month averages • 12-month averages This gives you a clearer view of how much money is actually available after taxes and spending. PLAN MAJOR FINANCIAL DECISIONS Use Ledger’s scenario planner to model decisions before they happen. Create scenarios for: • Taking a sabbatical • One spouse stepping back from work • Buying a bigger home • Allocating a bonus or windfall • Testing a custom financial decision Ledger helps estimate how each decision may affect annual savings, runway, target timing, and required net worth. SAVE SNAPSHOTS OVER TIME Your financial life changes month by month. Ledger lets you save net-worth snapshots so you can track progress over time. Use snapshots to: • Compare current net worth to previous periods • Build a historical record • See changes across time ranges • Track milestones as your balance sheet grows REPORTS AND EXPORTS Ledger includes reports that help you review your financial picture and share records when needed. Reports can include: • Net worth summary • Asset and liability breakdowns • Cash-flow summary • Year-over-year views • Milestones • PDF export • CSV cash-flow export PRIVACY-FIRST BY DESIGN Ledger is made for people who want financial clarity without handing over account credentials. Ledger does not require: • Bank linking • Plaid-style account aggregation • Financial-data APIs • Automated transaction imports You enter only the information you want to track. A built-in privacy mode can mask sensitive values on screen, which is useful when opening the app around other people or recording your own progress. WHO LEDGER IS FOR Ledger is built for households and individuals who want a simple, private way to answer questions like: • What is our current net worth? • How much are we really spending each month? • What is our burn rate? • What percentage of income are we saving? • How much investable surplus do we have? • Can we afford a sabbatical, home upgrade, or income change? • Are we moving closer to our financial targets? SUBSCRIPTION REQUIRED Ledger is a premium app. Access to the main app experience requires an active subscription after onboarding. If offered, subscription pricing, trial availability, and renewal terms are shown clearly at checkout before purchase. Take control of your household financial picture with a private, manual-first system built for clarity, planning, and better decisions. https://socialreporthq.com/ledger/terms