Comparison

AFP Modelo vs Until Payday

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFP Modelo

Manage your AFP savings from anywhere in the world. Check your mandatory and voluntary savings accounts, make fund changes, and download important documents. Easily find nearby branches and contact customer support.

Highlights
  • Consult savings accounts
  • Change fund distributions
  • Download affiliation certificates
  • Find nearest branch
  • Contact customer support
Features
Read full description

Con la App de AFP Modelo estarás siempre al tanto de tus ahorros en cualquier parte del mundo. Desde tu Smartphone con tu App AFP Modelo podrás: • Consultar tu ahorro de cuenta obligatoria, cuenta voluntaria APV y Cuenta 2 • Realizar cambios y distribuciones de fondos de cuentas de ahorro obligatorias y voluntarias • Descargar y enviar por correo electrónico certificado de afiliación, cotizaciones, vacaciones progresivas y antecedentes previsionales • Encontrar la sucursal más cercana a tu ubicación • Llamar directamente a nuestro contact center Aplicación válida solo para afiliados y clientes de AFP Modelo

About

Until Payday

Features
Read full description

Just enter pay and payday. See what's left to spend. This planner shows at a glance how much you can still spend until payday. Fixed monthly bills such as rent, subscriptions and card payments only need to be entered once under “Upcoming Bills”. Set them to repeat and they're deducted automatically, with no need to enter them again every month. The money remaining after bills and expenses are taken out of your take-home paycheck, a countdown of days until payday, and your daily spending amount are shown in large type at the top of the app's main screen. It's made for people who don't need the detailed tracking of a spending log, expense tracker or household budget app. GREAT FOR • When you want to know how much you can still spend until payday • When you want to set aside rent and subscription payments first • When you want to avoid running short of cash or overspending at the end of the month, and manage your money or build savings • When you want to divide what's left by the remaining days to see how much you can spend each day HOW TO USE 1. On the first screen, enter your “Pay amount”, choose a “Pay cycle” (Monthly / Not monthly) and your “Next payday”, then tap “Start”. 2. For bills you know are coming, such as rent or subscriptions, tap “Upcoming Bills” on the main screen, tap “+” at the top right, and enter the amount and due date. Set “Repeat” to “Monthly” and it's added automatically from the next month on (a weekly option, “Every” plus the weekday, is also available). 3. When you spend money, enter the amount with the “Add Expense” button at the bottom of the main screen. 4. If you receive extra income, add it with the “Add Extra Income” button. 5. To delete an item in the “Upcoming Bills” or “Expense History” list, swipe it to the left. FEATURES • Upcoming bills such as rent and subscriptions are deducted automatically every month once you set them to repeat. • Your pay minus upcoming bills and money spent is shown largest, as “Available”. • You can also see how many days are left until payday and how much you can spend per day. • When payday arrives, the app automatically switches to the next period. You can look back at earlier periods in “Expense History”. • If you overspend, the amount you're over is shown. • Check the amount you can spend and the days until payday with Home Screen and Lock Screen widgets. • Supports currencies from around the world. • Your data is stored only on this iPhone. No account is needed, and there are no ads. • Lightweight: the app is only about 3 MB, so it barely uses any space on your iPhone.

Screenshots

AFP Modelo4 screens
Until Payday3 screens

Verdict

The call

The clearest difference is price: AFP Modelo at Free against Until Payday's $1.99. AFP Modelo also leads on device support (3 vs 1) and iOS requirement (12.2 vs 17.6). Until Payday's advantage is update cadence (every 2 days vs fortnightly). On ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

AFP Modelo is free to download; Until Payday costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AFP Modelo ships an update fortnightly, Until Payday every 2 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 4 level
AFP Modelo versus Until Payday: the parameters behind the verdict, then further details
ParameterAFP ModeloUntil Payday
PriceFree — better$1.99
Positive reviews0.0% of reviews—
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.2 — better17.6
Further details — not scored
Size34 MB3 MB
Age rating4+4+
DeveloperAFP ModeloSatomi Chiba

In-app purchases

None

AFP Modelo

No in-app purchases

None

Until Payday

No in-app purchases

Questions

Is AFP Modelo free?
AFP Modelo is free to download, with no in-app purchases.
Is Until Payday free?
Until Payday costs $1.99, with no in-app purchases.
Do AFP Modelo or Until Payday have ads?
Neither AFP Modelo nor Until Payday shows ads.
Which is updated more often, AFP Modelo or Until Payday?
AFP Modelo ships an update fortnightly, and Until Payday every 2 days. Most recently, AFP Modelo was updated on November 2, 2026 and Until Payday on October 31, 2026.

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