Comparison

모인 해외송금 MOIN vs Utransfer US

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

모인 해외송금 MOIN

Send money internationally with low fees and fast transfer times. This service supports over 60 countries, offering real-time to next-day delivery. Enjoy significant savings compared to traditional banks, with dedicated support available.

Highlights
  • Global money transfers to 60+ countries
  • Fast transfer speeds (real-time to 1 day)
  • Up to 90% lower fees than banks
  • Real-time exchange rate updates
  • Step-by-step transfer notifications
  • 24/7 chat and phone support
Features
Read full description

해외송금도 국내송금처럼 모인 해외송금(MOIN) - 전 세계 60개국 해외송금 가능 - 실시간~평균 1일 이내 송금 가능한 빠른 송금 속도 - 은행 대비 최대 90% 저렴한 수수료 - 유학생 수수료 최대 할인 - 진행 단계별 알림 메시지로 안전하게 송금 가능 - 송금 전문가와 채팅, 전화 상담 가능 [모인은 저렴합니다] - 전 세계 60개국 환율 우대 100% 적용 - 전신료 및 중개 수수료, 수취 은행 수수료 0원 - 유학생 인증 시 졸업할 때까지 수수료 최대 할인 - 유학비 송금 시 은행으로 송금할 때보다 연간 평균 50만 원 절약 - 10분마다 업데이트되는 환율로 최적의 환율일 때 송금 가능 [모인은 빠릅니다] - 송금 신청 시 실시간~최대 1일 이내 송금 완료 - 중개 은행을 거치지 않아 매우 빠른 송금 속도 - 일본, 유럽, 영국, 싱가포르 평균 1일 이내 - 365일, 24시간 언제 어디서나 비대면으로 쉽고 빠른 송금 신청 [모인은 안전합니다] - 기획재정부에서 발행하는 소액 송금 전문 라이선스(등록번호 2018-02) 취득 - 보내는 분과 받는 분 모두 안심하실 수 있는 실시간 송금 상황 공유 - 송금 전문가와 한국과의 시차 걱정 없이 언제든 채팅, 전화 상담 가능 [모인은 간편합니다] - 송금 완료 시 해당 송금 정보를 저장하여 2회차 송금부터 평균 1분 이내 송금 신청 가능 - 환율 Push 알림을 통해 하루 중 저렴한 환율 타이밍에 송금 가능 [총 60개국 송금 가능] - 아르헨티나, 호주, 방글라데시, 브라질, 캐나다, 칠레, 중국, 콜롬비아, 오스트리아, 벨기에, 불가리아, 스위스, 키프로스, 체코, 독일, 덴마크, 에스토니아, 스페인, 핀란드, 프랑스, 그리스, 크로아티아, 헝가리, 아일랜드, 아이슬란드, 이탈리아, 리히텐슈타인, 리투아니아, 룩셈부르크, 라트비아, 모나코, 몰타, 네덜란드, 노르웨이, 폴란드, 포르투갈, 루마니아, 스웨덴, 슬로베니아, 슬로바키아, 산마리노, 바티칸 시국, 안도라, 영국, 홍콩, 인도네시아, 인도, 일본, 스리랑카, 멕시코, 말레이시아, 네팔, 페루, 필리핀, 러시아, 싱가포르, 태국, 미국, 우루과이, 베트남 [문의 채널] 이메일 문의 : support@themoin.com 카카오톡 채팅 상담 : @모인 MOIN ■ 모인 해외송금 앱 이용을 위한 권한 및 목적 안내 사진(선택) : 신분증 업로드 및 수취인 정보 확인을 위함 카메라(선택) : 신분증 촬영 및 수취인 정보 확인을 위함 ■ 모인 소개 [주요 실적] 2026.07 금융위원회 '혁신 프리미어 1000' 선정 2026.04 해외송금 금융데이터 ‘TTA 데이터 품질인증’ 최고등급 획득 2025.12 2025년 한국은행 총재 대외포상 수상 2025.11 전자금융업자 최초 금융회사 STR 우수보고자 선정 2025.06 한국데이터산업진흥원 주관 '2025 DATA-Global' 기업 선정 2024.12 정보통신산업진흥원 주관 SW 고성장클럽 우수기업 선정 2023.11 금융위원회 K-Fintech 30 1차년도 선정 2023.07 서울투자청 2023 CORE 100 기업 선정 2023.06 넥스트라이즈 2023, GBEC Winner (Global Business Expansion Contest) 2022.10 신한 퓨처스랩 재팬 선정 2021.12 정보통신산업진흥원, 2021SW고성장클럽200, 우수상 2020.05 미래에셋 대우증권 해외송금 위탁 운영 2019.11 올해의 핀테크 100대 기업(2019 Fintech100, KPMG선정) 2019.08 매일경제핀테크어워드 금융감독원장상 수상 [공식 채널] Web : www.themoin.com/ Instagram : @moin_company Blog : www.themoin.com/blog/ Youtube : www.youtube.com/@modumoin * 비즈니스 및 제휴 문의 : sales@themoin.com

About

Utransfer US

Send money from the US to South Korea with zero remittance fees. Enjoy real-time exchange rates and fast transfers, typically completed within 2 hours. Earn credits for signing up and invite friends to earn more rewards.

Highlights
  • Zero remittance fee
  • Welcome transfer credits
  • Real-time exchange rates
  • Transfers completed within 2 hours
  • Invite friends for rewards
  • Fast and easy mobile transfers
  • Secure and licensed service
Features
Read full description

Transfer money fast and securely from the US to South Korea. Utransfer US is an international money transfer service that allows you to transfer money abroad from the United States with zero remittance fee. Now available for transfers to South Korea, with more countries coming soon. Utransfer US offers a simple, fast, and secure remittance experience. ● Zero Remittance Fee - Transfer any amount with no remittance fee, forever. - Enjoy transparent money transfers with no hidden fees. ● $8 in Welcome Transfer Credits - Get total $8 in coupons support just for signing up. - Your first and second international money transfers are fully covered. ● Real-Time Exchange Rates - Linked to the global exchange market, real-time exchange rates are automatically applied. - Transfer money at the most favorable rates, anytime. ● Transfers Completed Within 2 Hours on Average - Most transfers are completed within 2 hours on average, from request to delivery. - Track your transfer status in real time with live transfer updates. *Additional time may be required on weekends or holidays. ● Invite Friends, Earn $30 Each - Invite your friends to use Utransfer US and both you and your friend will receive $30 each. - There’s no limit to how many friends you can invite. Earn rewards together. ● Fast and Easy Transfers, Anytime, Anywhere - Whether you're at home, on your way to work, or traveling, you can complete a transfer in just one minute with a few taps. - No paperwork needed. Anyone can transfer money quickly and easily, right from their phone. ● Trustworthy & legit service - Utransfer US is a licensed and registered fintech company, officially recognized by both the Korea Financial Supervisory Service (FSS) and the U.S. Department of Treasury FinCEN (Registration No: 31000246803608). We ensure a secure transfer experience through bank-grade encryption, regulatory compliance, and trusted systems. Download Utransfer US today and experience fast, secure, and zero remittance fee international money transfers from the United States to South Korea.

Screenshots

모인 해외송금 MOIN4 screens
Utransfer US4 screens

Verdict

The call

The clearest difference is ads: Utransfer US at none against 모인 해외송금 MOIN's shown. Utransfer US also leads on review sentiment (92% vs 64%) and monetization model (free vs free with in-app purchases). 모인 해외송금 MOIN's advantage is device support (3 vs 1). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for 모인 해외송금 MOIN against 4.9 for Utransfer US. That said, the two scores are not equally well evidenced: Utransfer US has 852 ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 64% of 모인 해외송금 MOIN's written reviews are positive against 92% of Utransfer US's.

UpkeepUpdate frequency

모인 해외송금 MOIN ships an update weekly, Utransfer US fortnightly. The most recent releases landed on November 11, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
모인 해외송금 MOIN versus Utransfer US: the parameters behind the verdict, then further details
Parameter모인 해외송금 MOINUtransfer US
PriceFreeFree
Rating4.9 (130 ratings) — better4.9 (852 ratings)
Positive reviews64.2% of reviews91.8% of reviews — better
Number of ratings130852 — better
Update frequencyWeekly — betterFortnightly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size187 MB76 MB
Age rating12+4+
DeveloperMoin, Inc.U FINTECH HUB INC.

Customer experience

모인 해외송금 MOIN

All ratings130 ratings
Positive98.5%
Neutral0.0%
Negative1.5%
Written reviews53 reviews
Positive64.2%
Neutral3.8%
Negative32.1%

Utransfer US

All ratings846 ratings
Positive97.4%
Neutral0.8%
Negative1.8%
Written reviews183 reviews
Positive91.8%
Neutral1.1%
Negative7.1%

Bugs and requests

모인 해외송금 MOIN

Not enough reviews yet to summarise bugs or requests.

Utransfer US

Reported bugs

2 issues
  • App freezes or crashes on login screen
  • Compatibility issues with older devices

Requested features

3 requests
  • Business account option
  • Support for more withdrawal account types
  • Improved in-app verification process

In-app purchases

None

모인 해외송금 MOIN

No in-app purchases

None

Utransfer US

No in-app purchases

Questions

Is 모인 해외송금 MOIN free?
모인 해외송금 MOIN is free to download, with no in-app purchases.
Is Utransfer US free?
Utransfer US is free to download, with no in-app purchases.
Which has better reviews, 모인 해외송금 MOIN or Utransfer US?
모인 해외송금 MOIN is rated higher. 모인 해외송금 MOIN averages 4.9 out of 5 from 130 ratings, while Utransfer US averages 4.9 from 852 ratings.
Do 모인 해외송금 MOIN or Utransfer US have ads?
모인 해외송금 MOIN shows ads; Utransfer US does not.
Which is updated more often, 모인 해외송금 MOIN or Utransfer US?
모인 해외송금 MOIN ships an update weekly, and Utransfer US fortnightly. Most recently, 모인 해외송금 MOIN was updated on November 11, 2026 and Utransfer US on November 8, 2026.

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