Comparison

CoValue vs Financial Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CoValue

Empower your investment decisions with this DIY business valuation app. Analyze company worth, understand stock price drivers, and conduct 'what-if' scenarios with integrated financial data from over 10,000 companies.

Highlights
  • Company valuation
  • Reverse DCF analysis
  • What-if scenario planning
  • P/E multiple decryption
  • Financial data integration
  • Quick financial computation tools
Features
Read full description

“When your values are clear to you, decision making becomes easier” – wise words from Roy Disney. The aim and mission of this app is to empower investors and businesses to create wealth. CoValue is a cloud-based Do-It-Yourself (DIY) Business Valuation App that enables users to: - Make Valuation of Companies - Analyze What’s built in the Stock Price (Reverse DCF) - Conduct a What-If analysis - Decrypt P/E Multiple of Stocks & Indices across the world. Financial Data of over 10000+ Listed Companies across Multiple Exchanges including the US and India is integrated into the app. Thus, the user doesn't have to look out for data or classify them, this speeds up the process of valuation. The user can also input their financial data. The App consists of 5 modules: Know Your Worth, where one can value a company. The Discounted Cash Flows Valuation model is used to derive the Intrinsic value. Expectations Valuation is a Reverse DCF which helps to understand what expectation value drivers is built in the stock price. Perception, makes valuation of Banking, Financial Services and Insurance Companies and Indices using Discounted Future Earnings Model and, helps Decrypt P/E Multiples. Value Augmentation Module helps to analyze the impact of various decisions on Investing & Creating Shareholder Value. You can also conduct a What-If analysis based on various assumptions under various scenarios. Quick Tools helps for swift computations of CAGR, Compounding, Cost of Equity, Cost of Capital (WACC), CAPM, Pre and Post Money Valuation, etc. In summary CoValue is an app that empowers corporate finance, investment professionals and equity market investors to gain insights in the realm of investing and finance. CoValue App is a free download with in-app purchases. Use the app for free upon registering, upgrade to gain unrestricted access to all of our premium features. Premium – Monthly/Yearly Gain access to all the modules within the app through this plan. The plan comes with unrestricted use of World Databank for the period of subscription. The Monthly subscription would be for one month and the Yearly subscription would be for one year, and the charge would come into effect immediately post the end of the free use period. (Pro - Monthly @ $9.99 / month, Pro - Yearly @ $74.99) Payment and Auto Renewal Upon confirmation of purchase, the payment for a chosen plan would be charged to the iTunes account of the subscriber Automatic subscription renewals happen unless auto-renew is turned off, at least 24-hours prior to the end of the existing period Renewal happens within 24-hours prior to the end of the current period, and the subscriber’s account is charged accordingly The user is able to manage the subscription, and it is possible to turn off the auto-renewal by logging in to the account settings Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication. Terms of Use: https://www.covalue.io/webView/FAQ/tnc.html Privacy Policy: https://www.covalue.io/webView/FAQ/policy.html

About

Financial Calculator

This app provides instant financial calculations for loans, savings, and debt payoff. It offers clear explanations for each result and visual charts to aid understanding. Premium features include advanced comparison tools and data export.

Highlights
  • Instant live results as you type
  • Plain-English explanations for calculations
  • Loan and mortgage payment calculations
  • Debt payoff planning (snowball/avalanche)
  • Compound interest and savings goal tracking
  • Retirement projection with inflation
  • Amortization schedules
Features
Read full description

Financial Calculator answers the money questions that matter — with live results as you type, charts you can read at a glance, and a plain-English explanation under every number. LOANS & MORTGAGE • Loan payments with extra-payment savings • Full mortgage PITI: taxes, insurance, PMI, HOA • Auto loans with trade-in and sales tax • Compare two offers side by side and refinance break-even (Premium) • Year-by-year and month-by-month amortization schedules GET OUT OF DEBT • Credit-card payoff — see the minimum-payment trap in dollars • Multi-debt payoff plan: snowball or avalanche, debt-free date, interest saved GROW YOUR MONEY • Compound interest with monthly contributions and any compounding • Savings goals: how much per month, or how long it takes • Retirement projection with inflation-adjusted drawdown • Investment return (CAGR), APR to APY, inflation impact • TVM solver for students and pros EVERYDAY • Percentage, tip and split, discount plus sales tax WHY THIS ONE • Instant results while you type — no Calculate button • Plain-English explanations, not just numbers • Math verified against HP financial calculators and Excel • Calculations and saved scenarios stay on your device • Core calculators work without an account or cloud sync • Save and share calculations; export schedules to CSV (Premium) • One-time Premium unlock removes ads forever. No subscription.

Screenshots

CoValue4 screens
Financial Calculator4 screens

Verdict

The call

The clearest difference is rating: Financial Calculator at 5.0 against CoValue's 4.4. CoValue's advantage is ads (none vs shown) and ratings volume (7 vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CoValue sells 10 in-app purchases, starting at $9.99 per month and Financial Calculator sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Financial Calculator holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: CoValue has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
CoValue versus Financial Calculator: the parameters behind the verdict, then further details
ParameterCoValueFinancial Calculator
PriceFreeFree
Rating4.4 (7 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings7 — better1
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size67 MB47 MB
Age rating4+4+
DeveloperCovalue Technologies Private LimitedApponance, Inc.

Customer experience

CoValue

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Financial Calculator

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

10 purchases

CoValue

Subscriptions2
  • Platinum Monthly$9.991 Month
  • Platinum Yearly$74.991 Year
One-time8
  • Standard Valuation$0.99
  • Pack of 150 Credits$1.99
  • IPO Valuation$1.99
Show 5 more
  • Pack of 400 Credits$4.99
  • Mastermind Valuation$7.99
  • Pack of 750 Credits$8.99
  • News Impact Valuation$9.99
  • Pack of 1500 Credits$16.99
1 purchases

Financial Calculator

One-time1
  • Premium Unlock$4.99

Questions

Is CoValue free?
CoValue is free to download, with in-app purchases available.
Is Financial Calculator free?
Financial Calculator is free to download, with in-app purchases available.
Which has better reviews, CoValue or Financial Calculator?
Financial Calculator is rated higher. CoValue averages 4.4 out of 5 from 7 ratings, while Financial Calculator averages 5.0 from 1 ratings.
Do CoValue or Financial Calculator have ads?
Financial Calculator shows ads; CoValue does not.
Which is updated more often, CoValue or Financial Calculator?
CoValue ships an update every 3 weeks, and Financial Calculator every 3 weeks. Most recently, CoValue was updated on November 2, 2026 and Financial Calculator on October 31, 2026.

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