ONEIC Pay vs Maaly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONEIC Pay
Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.
- E-Wallet services
- Pay utility bills
- Telecom recharges
- Traffic fine payments
- Money transfers
- QR code payments
- Earn and redeem rewards
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ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption
Maaly
This app analyzes your bank SMS to categorize spending and track financial habits. It helps you set and achieve financial goals by providing personalized offers and deals based on your spending patterns.
- Categorize financial bank SMS
- Track spending behaviors
- Reach financial goals
- Personalized offers and deals
- Manage finances efficiently
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TelyPay Maaly App can help you to read and categorize your financial Bank SMS and use them to manually track your spending behaviors. As well as helping you to reach your financial goals and provide you with offers, deals, and services based on your spending behaviors. As we know, 90% of individuals lack awareness of their spending habits, preventing them from reaching their financial goals. Thus, the lack of direct monitoring based on bank account activity is solved by TelyPay Maaly. That's why we created Maaly; an easier way to manage your finances and efficiently achieve your goals.
Screenshots
Verdict
The clearest difference is review sentiment: ONEIC Pay at 59% against Maaly's 0%. ONEIC Pay also leads on rating (4.0 vs 1.0) and in-app purchases (none vs 5). Maaly's advantage is update cadence (fortnightly vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Maaly sells 5 in-app purchases, starting at $1.99 per month. ONEIC Pay asks for nothing beyond the download.
ONEIC Pay holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: ONEIC Pay has 120 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 59% of ONEIC Pay's written reviews are positive against 0% of Maaly's.
ONEIC Pay ships an update every 3 months, Maaly fortnightly. The most recent releases landed on October 7, 2026 and September 24, 2026 respectively.
| Parameter | ONEIC Pay | Maaly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (120 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 59.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 120 — better | 1 |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 126 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | Oman National Engineering and Investment(SAOG) | TelyPay |
Customer experience
ONEIC Pay
Maaly
In-app purchases
ONEIC Pay
No in-app purchases
Maaly
- Maaly Pro$1.991 Month
- Maaly app access - Monthly$2.991 Month
- Maaly Pro$5.993 Months
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- Maaly Pro$9.996 Months
- Maaly Pro$19.991 Year









