ONEIC Pay vs Uinvest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONEIC Pay
Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.
- E-Wallet services
- Pay utility bills
- Telecom recharges
- Traffic fine payments
- Money transfers
- QR code payments
- Earn and redeem rewards
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ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption
Uinvest
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Welcome to the Uinvest Mobile App Take control of your financial future with the Uinvest Mobile App. Your all in one platform for seamless stock trading, investment planning, and portfolio management. The app provides a full range of features tailored to meet the needs of both for both new and experienced investors. Key Features: - Order Management: Effortlessly place, amend, or cancel buy and sell orders. - Account & Portfolio Overview: Access detailed summaries of your account and portfolio performance, along with real-time market depth analysis. - Customizable Market Watch: Personalize your market watchlist to stay on top of the stocks that matter most to you. Existing Ubhar Capital clients can log in to the Uinvest App using their current credentials.Nawal
Screenshots
Verdict
The clearest difference is update cadence: Uinvest at every 3 weeks against ONEIC Pay's every 3 months. ONEIC Pay's advantage is iOS requirement (12.4 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ONEIC Pay ships an update every 3 months, Uinvest every 3 weeks. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.
| Parameter | ONEIC Pay | Uinvest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (124 ratings) — better | — |
| Positive reviews | 59.0% of reviews | — |
| Number of ratings | 124 — better | — |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 126 MB | 80 MB |
| Age rating | 4+ | 12+ |
| Developer | Oman National Engineering and Investment(SAOG) | Ubhar Capital SAOC |
In-app purchases
ONEIC Pay
No in-app purchases
Uinvest
No in-app purchases









