Comparison

记账·海豚记账本:日常装修旅行记账工具 vs 招商跨境理财通

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

记账·海豚记账本:日常装修旅行记账工具

Features
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海豚记账本 - 懂记账,造就美好生活! 海豚记账本Pro是海豚记账本的专业版,提供功能更全、最新、无广告的极致记账体验。 海豚记账本,最简洁的随手记账软件,百万财务用户的共同选择!您的财务管家! 极简的记账操作流程,让您轻松上手! 手势指纹密码保护,保护您的数据隐私。 无限制的一键账单导出功能,方便打印或备份。 年度趋势、月度分析、日历等可视化的数据展示,让您的账单一目了然! 多账本支持单独设置记账分类、共享账本自定义分类支持多人同步,和朋友、家人一起玩转极致记账体验。 财务中经常遇到的问题: - 工作太忙经常忘记记账,也没有人提醒,数据不安全同步? - 市场上的记账软件流程太复杂,界面不友好? - 纸上或者电脑记账,数据没有统计、归纳总结,以及开销账单? 「海豚记账本」解决的方式: - 提供数据加密、同步上传、云备份,保障数据安全,同时贴心的提醒服务再也不会忘记记账了。 - 3秒闪电记账,极简的记账操作流程,让您快速上手,简洁的交互让您的记账轻松有趣。 - 智能账单分析,让您的资金流向一目了然,每日开销明细一清二楚。 「海豚记账本」核心特点: - 智能资产分析 囊括现金、微信钱包、支付宝、信用卡、储蓄卡等最前沿的资产账户。 智能资产分析,让您的资金流向一目了然,分类统计,每日每周每月开销明细一清二楚。 - 家人共享记账 一键邀请家人、朋友、同事共同记账,账单实时同步。 共睹每笔账单,告别糊涂账。 - 3秒快速记账 一键记账,记账就是这么简单,多种账目分类,让您的账单轻轻楚楚。 囊括日常生活、旅行、装修、校园、生意、投资等多类型账本。 不同类型账本不同主题,告别审美疲劳。 - 高效日历查阅 高效快捷日历查阅每一笔账单,每日开销明细一清二楚。 支持全资产查阅,也可以单个账本查阅。 - 金融级加密保护 账单数据实时云备份,金融级数据加密保护,安全可靠。 账单数据和账号绑定,换手机也不用担心账单数据丢失了。 [自动续费VIP套餐说明] --订阅周期:1个月(连续包月产品),3个月(连续包季产品),12个月(连续包年产品)。 --订阅价格:连续包月产品为每月 8 元;连续包季产品为每季24元;连续包年产品为每年 86 元。 --付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 --取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/AppleID设置管理中关闭自动续订功能。 --续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。--订阅可以由用户管理,并且可以在购买后在用户的账户设置里关闭自动订阅。 --隐私政策:http://account.ftoutiao.cn/app/privacy.html --会员服务协议:https://book.haitunwallet.com/app/vipAgreement.html --EULA服务协议:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ @联系海豚记账本 官方网站:https://www.haituncard.com 商务邮箱:db@haitunwallet.com 反馈邮箱:feedback@haitunwallet.com QQ 官群:630331850

About

招商跨境理财通

Features
Read full description

跨境理财通是内地与港澳资本市场互联互通机制的重要计划之一,旨在让大湾区的合资格内地及港澳投资者通过封闭式资金渠道,投资对方金融机构的合资格投资产品,包括银行和证券公司销售的产品。

Screenshots

记账·海豚记账本:日常装修旅行记账工具4 screens
招商跨境理财通3 screens

Verdict

The call

The clearest difference is in-app purchases: 招商跨境理财通 at none against 记账·海豚记账本:日常装修旅行记账工具's 9. 招商跨境理财通 also leads on ads (none vs shown). 记账·海豚记账本:日常装修旅行记账工具's advantage is update cadence (weekly vs monthly) and iOS requirement (12.0 vs 14.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 记账·海豚记账本:日常装修旅行记账工具 sells 9 in-app purchases, starting at $2.49 per month. 招商跨境理财通 asks for nothing beyond the download.

UpkeepUpdate frequency

记账·海豚记账本:日常装修旅行记账工具 ships an update weekly, 招商跨境理财通 monthly. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 5 level
记账·海豚记账本:日常装修旅行记账工具 versus 招商跨境理财通: the parameters behind the verdict, then further details
Parameter记账·海豚记账本:日常装修旅行记账工具招商跨境理财通
PriceFreeFree
Rating4.7 (116 ratings) — better—
Positive reviews83.9% of reviews—
Number of ratings116 — better—
Update frequencyWeekly — betterMonthly
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size74 MB58 MB
Age rating4+17+
Developer北京畅娱科技有限公司CMS(HK)

Bugs and requests

记账·海豚记账本:日常装修旅行记账工具

Reported bugs

9 issues
  • App crashes immediately when trying to record receipts after updating to iOS 16
  • Data loss after software update, missing the first digit of recorded amounts
  • Email bill import results in a blank page
  • App crashes frequently
  • Cannot modify transaction time
Show 4 more
  • Cannot view charts
  • Phone number registration format is not accepted
  • Data lost after update without prompt
  • App requires network connection

Requested features

27 requests
  • Monthly fixed expense recurring function
  • Support for multiple languages (e.g., Traditional Chinese, English)
  • Currency settings and exchange rate calculation
  • Add multiplication and division to calculator
  • Add widget functionality
Show 22 more
  • Add invoice/receipt upload feature
  • Support for virtual currency
  • Add category budget settings
  • Ability to edit/delete custom categories
  • Option to set monthly start date
  • Add comment feature for shared expenses
  • Automatic import of WeChat payment records
  • Add voice input for expenses
  • Add option to add to editable section on iOS home screen
  • Support for binding phone numbers from other countries or sharing via Weibo
  • Add calculator functions (multiply, divide) to the number input keyboard
  • Add memory function for notes
  • Add daily spending trend chart
  • Ability to average large purchases over days
  • Automatic monthly averaging of recurring expenses like rent
  • Support for other currencies
  • Ability to change base currency
  • Option to add investment income details (specific gains)
  • Add a dedicated investment gains section
  • Allow modification of transaction time
  • Add chart viewing functionality
  • Support for Android system

招商跨境理财通

Not enough reviews yet to summarise bugs or requests.

In-app purchases

9 purchases

记账·海豚记账本:日常装修旅行记账工具

Subscriptions3
  • 连续月VIP(1个月)$2.491 Month
  • 连续季度VIP(3个月)$6.493 Months
  • 连续年度VIP(12个月)$24.491 Year
One-time6
  • 1个月VIP$0.99
  • 海豚记账本1个月VIP会员$2.99
  • 6个月VIP$6.99
Show 3 more
  • 海豚记账本 3个月VIP会员$6.99
  • 1年VIP$12.99
  • 海豚记账本12个月VIP会员$26.99
None

招商跨境理财通

No in-app purchases

Questions

Is 记账·海豚记账本:日常装修旅行记账工具 free?
记账·海豚记账本:日常装修旅行记账工具 is free to download, with in-app purchases available.
Is 招商跨境理财通 free?
招商跨境理财通 is free to download, with no in-app purchases.
Do 记账·海豚记账本:日常装修旅行记账工具 or 招商跨境理财通 have ads?
记账·海豚记账本:日常装修旅行记账工具 shows ads; 招商跨境理财通 does not.
Which is updated more often, 记账·海豚记账本:日常装修旅行记账工具 or 招商跨境理财通?
记账·海豚记账本:日常装修旅行记账工具 ships an update weekly, and 招商跨境理财通 monthly. Most recently, 记账·海豚记账本:日常装修旅行记账工具 was updated on November 2, 2026 and 招商跨境理财通 on October 25, 2026.

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