ACU Cards vs First Interstate Debit Manager

Easily and securely access your ACU Visa credit and debit cards anytime, anywhere all from your phone! With the ACU Card app from America’s Credit Union, A Federal Credit Union, you can put more card controls in your hands. For the ACU card app, you will create a new username and password. Use this app in addition to ACU Mobile Banking app to get the most benefit out of your card. Once you’ve created a secure username, passcode and have loaded your ACU credit or debit card, you’ll have access to: • Turn your card on/off if you misplace it • Set up and manage your account alerts to help you monitor your account activity • Use ATM locator

Protect your First Interstate debit card(s) with the ability to define when, where, and how your cards are used. Simply download the app to your smartphone, then customize your preferences and settings to monitor and manage your First Interstate debit card(s). Alerts Ensure Safe, Secure Card Usage Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity. This app can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place. Location-Based Alerts and Controls The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined. Usage Alerts and Controls Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions. Card On/Off Setting When the debit card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending. Additional Capabilities This app also lets you conduct debit card-related mobile transactions wherever you are, any time of the day. Supported transactions include: • Real-time balance inquiries • Locating ATMs Key Benefits • All cardholders on an account can receive alerts to monitor transactions and protect their accounts • You can actively manage your money and take charge of your debit card usage • Parents can remotely control and monitor their children’s spending • Businesses can ensure spending policy compliance