Comparison

SBF Mobile vs NorthWinds FCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBF Mobile

Consolidate all your financial accounts into one view for better organization and smarter decision-making. Track balances, transaction history, and set alerts for bills and low funds. Enhance transactions with notes and images for easy searching.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Alerts and notifications for bills
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security with passcode
Features
Read full description

The SBF Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact The State Bank of Faribault customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the SBF Mobile App, you must be enrolled as a State Bank of Faribault Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

NorthWinds FCU Mobile

Manage your finances conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and deposit checks by taking photos. Getting started is easy with your existing online banking credentials.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Deposit checks via photo
  • View deposit history
Features
Read full description

Bank conveniently and securely with South Metro FCU Mobile Banking. Now you can manage your finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check account balances • View recent transactions, including check images • Transfer money between accounts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Getting started is easy. Simply download the app and sign on with your Online Banking user credentials. [No additional fees apply.*]. For more information about South Metro FCU mobile services, please visit www.southmet.com or call us at 952-445-0888. *Carrier’s data rates may apply

Screenshots

SBF Mobile4 screens
NorthWinds FCU Mobile4 screens

Verdict

The call

SBF Mobile and NorthWinds FCU Mobile both sit at 4.7 stars, but that hides the real split: 50% of SBF Mobile's written reviews are positive against 22% of NorthWinds FCU Mobile's. SBF Mobile also leads on update cadence (monthly vs every 4 months). NorthWinds FCU Mobile's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for SBF Mobile against 4.6 for NorthWinds FCU Mobile. Both are backed by a comparable volume of ratings — 586 and 208 respectively. Written reviews are what separate them: 50% of SBF Mobile's written reviews are positive against 22% of NorthWinds FCU Mobile's.

UpkeepUpdate frequency

SBF Mobile ships an update monthly, NorthWinds FCU Mobile every 4 months. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
SBF Mobile versus NorthWinds FCU Mobile: the parameters behind the verdict, then further details
ParameterSBF MobileNorthWinds FCU Mobile
PriceFreeFree
Rating4.7 (586 ratings) — better4.6 (208 ratings)
Positive reviews50.0% of reviews — better22.2% of reviews
Number of ratings586 — better208
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.415.0 — better
Further details — not scored
Size199 MB102 MB
Age rating12+4+
DeveloperThe State Bank of FaribaultSouth Metro Federal Credit Union

Customer experience

SBF Mobile

All ratings586 ratings
Positive94.2%
Neutral1.7%
Negative4.1%
Written reviews10 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

NorthWinds FCU Mobile

All ratings208 ratings
Positive91.3%
Neutral1.4%
Negative7.2%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

In-app purchases

None

SBF Mobile

No in-app purchases

None

NorthWinds FCU Mobile

No in-app purchases

Questions

Is SBF Mobile free?
SBF Mobile is free to download, with no in-app purchases.
Is NorthWinds FCU Mobile free?
NorthWinds FCU Mobile is free to download, with no in-app purchases.
Which has better reviews, SBF Mobile or NorthWinds FCU Mobile?
SBF Mobile is rated higher. SBF Mobile averages 4.7 out of 5 from 586 ratings, while NorthWinds FCU Mobile averages 4.6 from 208 ratings.
Do SBF Mobile or NorthWinds FCU Mobile have ads?
Neither SBF Mobile nor NorthWinds FCU Mobile shows ads.
Which is updated more often, SBF Mobile or NorthWinds FCU Mobile?
SBF Mobile ships an update monthly, and NorthWinds FCU Mobile every 4 months. Most recently, SBF Mobile was updated on October 21, 2026 and NorthWinds FCU Mobile on October 20, 2026.

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