Comparison

SMBC Mobile Token vs Goldman Sachs Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SMBC Mobile Token

This app provides secure access to a banking portal for authorized clients. It generates security codes to authorize cash management activities, serving as a digital alternative to physical token devices.

Highlights
  • Secure portal access
  • Security code generation
  • Cash management authorization
  • Alternative to physical tokens
Features
Read full description

SMBC Mobile Token is an application that provides authorized Sumitomo Mitsui Banking Corporation clients secure access to the cash management portal. The application generates a security code to safely access SMBC's portal and authorize cash management activities. This application is an alternative to physical token devices. For more information, contact your SMBC representative.

About

Goldman Sachs Authenticator

Read full description

Use GS authenticator for secure sign ins for your GS online accounts using multifactor authentication and passwordless. The application receives push notifications for easy, one-tap authentications on your mobile device.

Screenshots

SMBC Mobile Token1 screens
Goldman Sachs Authenticator3 screens

Verdict

The call

The clearest difference is update cadence: Goldman Sachs Authenticator at every 6 weeks against SMBC Mobile Token's every 25 months. SMBC Mobile Token's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SMBC Mobile Token ships an update every 25 months, Goldman Sachs Authenticator every 6 weeks. The most recent releases landed on September 18, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
SMBC Mobile Token versus Goldman Sachs Authenticator: the parameters behind the verdict, then further details
ParameterSMBC Mobile TokenGoldman Sachs Authenticator
PriceFreeFree
Rating5.0 (8 ratings) — better
Positive reviews100.0% of reviews
Number of ratings8 — better
Update frequencyEvery 25 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size6 MB35 MB
Age rating4+4+
DeveloperSMBCGoldman Sachs

In-app purchases

None

SMBC Mobile Token

No in-app purchases

None

Goldman Sachs Authenticator

No in-app purchases

Questions

Is SMBC Mobile Token free?
SMBC Mobile Token is free to download, with no in-app purchases.
Is Goldman Sachs Authenticator free?
Goldman Sachs Authenticator is free to download, with no in-app purchases.
Do SMBC Mobile Token or Goldman Sachs Authenticator have ads?
Neither SMBC Mobile Token nor Goldman Sachs Authenticator shows ads.
Which is updated more often, SMBC Mobile Token or Goldman Sachs Authenticator?
SMBC Mobile Token ships an update every 25 months, and Goldman Sachs Authenticator every 6 weeks. Most recently, SMBC Mobile Token was updated on September 18, 2026 and Goldman Sachs Authenticator on September 16, 2026.

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