Comparison

ZugerKB TWINT vs BCGE Twint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZugerKB TWINT

Make cashless payments at the checkout, in online shops, or at vending machines. Send and receive money instantly via your smartphone. Secure access with PIN or fingerprint, backed by Swiss banking security standards.

Highlights
  • Cashless payments
  • Send and receive money
  • Secure access (PIN/fingerprint)
  • Digital stamp cards and coupons
  • Store customer cards
  • Direct bank account debit
Features
Read full description

Bezahlen Sie bargeldlos an der Kasse, in Online-Shops an Automaten, oder senden und empfangen Sie Geld über Ihr Smartphone. Schnell, einfach und mobil. Vorteile der ZugerKB TWINT App - Bequem: Geld senden, empfangen und anfordern – innert Sekunden. - Sicher: Zugang mit 6-stelligem Zahlencode (PIN) oder via Fingerprint. Es werden die Sicherheitsstandards der Schweizer Banken angewendet. - Kostenlos: ZugerKB TWINT ist gratis und es werden keine Transaktionsgebühren verrechnet. - Vorteilhaft: Stempelkarten und Coupons gehören zum umfassenden Mehrwertpaket, genauso wie die Möglichkeit Kundenkarten zu hinterlegen. - Anerkannt: Hinter dem neuen Mobile Payment Service stehen die grössten Schweizer Banken und SIX. - Transparent: Zahlungen mit ZugerKB TWINT werden direkt Ihrem Bankkonto belastet. Voraussetzungen zur Nutzung von ZugerKB TWINT - Mindestalter 13 Jahre - Smartphone mit Schweizer Handynummer - Konto mit E-Banking-Vertrag bei der Zuger Kantonalbank

About

BCGE Twint

Easily send, request, and receive money directly from your bank account. Securely pay in participating stores and online shops, and manage loyalty cards with special offers. Transactions are fast, practical, and free of additional fees.

Highlights
  • Send, request, and receive money
  • Secure in-store and online payments
  • View transaction history
  • Manage loyalty cards and offers
  • Direct bank account debit/credit
Features
Read full description

BCGE TWINT allows you to send and receive money quickly and easily directly from your BCGE account. You can also pay securely in participating stores with the TWINT logo and at online shops. Functionalities : - Send, request and receive money directly from your BCGE account - Pay in participating stores and at online shops - View details of past transactions - Receive many special offers and include your loyalty cards directly into your BCGE TWINT app Advantages : - Fast, sending and requesting money only takes a few seconds - Practical, your account is debited or credited directly. No more cash needed - Secure, you register with your BCGE Netbanking access and you log in with a PIN you chose. - Attractive, your loyalty cards are already on the app and your discounts will always be at hand - Free, there are no additional fees on transactions Pay in shops: Depending on the option chosen by the store, you will have the possibility to pay by clicking on “Pay” on your BCGE TWINT or by scanning the QR code of the shopkeeper. For your online shopping, you can enter their digital code of five numbers and finalise your purchases. More information on : https://www.bcge.ch/en/twint Read our general terms and conditions: https://www.bcge.ch/en/twint-utilisation

Screenshots

ZugerKB TWINT4 screens
BCGE Twint4 screens

Verdict

The call

The clearest difference is ads: BCGE Twint at none against ZugerKB TWINT's shown. BCGE Twint also leads on monetization model (free vs ad-supported) and ratings volume (141 vs 34). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for ZugerKB TWINT against 4.9 for BCGE Twint. Both are backed by a comparable volume of ratings — 34 and 141 respectively.

UpkeepUpdate frequency

ZugerKB TWINT ships an update every 3 months, BCGE Twint every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 6 level
ZugerKB TWINT versus BCGE Twint: the parameters behind the verdict, then further details
ParameterZugerKB TWINTBCGE Twint
PriceFreeFree
Rating5.0 (34 ratings) — better4.9 (141 ratings)
Number of ratings34141 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size58 MB59 MB
Age rating12+4+
DeveloperZuger KantonalbankBanque Cantonale de Geneve

Customer experience

ZugerKB TWINT

All ratings34 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

BCGE Twint

All ratings141 ratings
Positive96.5%
Neutral2.8%
Negative0.7%

In-app purchases

None

ZugerKB TWINT

No in-app purchases

None

BCGE Twint

No in-app purchases

Questions

Is ZugerKB TWINT free?
ZugerKB TWINT is free to download, with no in-app purchases.
Is BCGE Twint free?
BCGE Twint is free to download, with no in-app purchases.
Which has better reviews, ZugerKB TWINT or BCGE Twint?
ZugerKB TWINT is rated higher. ZugerKB TWINT averages 5.0 out of 5 from 34 ratings, while BCGE Twint averages 4.9 from 141 ratings.
Do ZugerKB TWINT or BCGE Twint have ads?
ZugerKB TWINT shows ads; BCGE Twint does not.
Which is updated more often, ZugerKB TWINT or BCGE Twint?
ZugerKB TWINT ships an update every 3 months, and BCGE Twint every 2 months. Most recently, ZugerKB TWINT was updated on October 24, 2026 and BCGE Twint on October 29, 2026.

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