MemoTaro vs Cashvelope
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MemoTaro
Securely store your notes with a password lock and biometric authentication. Easily organize, edit, and share your memos with intuitive drag-and-drop and swipe gestures. Find information quickly with powerful search and customize your viewing experience with font settings.
- Password lock with Touch ID/Face ID
- Drag-and-drop memo organization
- Swipe to delete notes
- Direct sharing to messages, mail, social media
- Memo search and character search
- Customizable font size and color
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MemoTaro is a memo app with ease of operation, utility, password lock function. Compatible with Touch ID / Face ID. ◆ Password lock function: · Password lock can be selected. · When lock setting is done, it will be locked when in the background etc so it is safe. Compatible with Touch ID / Face ID. ◆ Editing function: · Movement of memo is possible by drag & drop. Deleting notes can also be done with swipe, and operability is simplified. · Because you can lock the edits, if you keep the important memo locked, you can prevent mistakes that you accidentally erase. · Selective deletion, all deletion function is also installed ◆ Activity function: · Functions that can post directly to messages, mail, LINE, Twitter etc. ◆ Search refinement function: · It is also possible to narrow down the target memo and display it by entering a search word. ◆ Character search function on the edit screen: ・Even if you write a lot of notes, it is easy to find where you wrote it. ◆ Font setting: The font size and font color (select from black and gray) of the list screen and memo edit screen can be changed. * The maximum number of characters that can be entered in one memo is 100,000 (6.0 or later). * When you delete an application, the saved memo data will be deleted. * If the password becomes unknown, third parties can not invalidate the lock, so please be careful when managing the setting. ◆ Note: Ads will be hidden if you pay.
Cashvelope
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Cashvelope is a budget app and expense tracker that shows what you have left to spend, and your whole net worth in one number. Give the categories you overspend on an envelope-style limit, log spending in seconds, and see cash, savings, investments and debts together, without linking your bank. ENVELOPE-STYLE BUDGETS - Set a spending limit for food, fun or any category: weekly, monthly, yearly or custom - See what's left, whether you're ahead of an even pace, and how much a day keeps you on budget - Budgets reset themselves every period, so you set them up once - Trip and event budgets that count only what you add to them YOUR WHOLE NET WORTH - Cash, savings, investments, crypto, gold, home, car and loans in one place - Net worth, what you own and owe, and your asset allocation - Gain and loss for each investment account; update values in one sheet - Transfers between accounts TRACK IN SECONDS - Expenses, income and transfers on one screen, with categories and subcategories - Smart category suggestions and home screen widgets - Attach up to 3 receipt photos to a transaction - Recurring transactions that can record themselves - Import from CSV, including Mint exports SUBSCRIPTIONS & BILLS - All subscriptions and recurring bills on one page, with monthly and yearly totals - Spots charges that look recurring so you can review them - Reminders on due dates SEE WHERE IT GOES - Monthly and yearly reports with charts; compare periods - Spending calendar, day by day - Multiple accounts and currencies with automatic exchange rates - Keep track of money you lent and borrowed YOUR DATA, YOUR CALL - No ads. No bank login. - No account needed to start; sync across devices is optional - Restore points, export anytime, biometric app lock - Available in English, German, Japanese, Korean, Spanish and more CASHVELOPE PRO (OPTIONAL) Everything above is free. Pro adds: - Budget timeline: spending day by day in each period, past periods, and where your current pace will end - Typical month: regular income, fixed costs, usual spending and what's left each month - Unlimited budgets (free includes 5 active budgets) - 12 months of net worth and account value history (free shows 3 months) - Renewal alerts: a heads-up before each subscription renews, and a check on the ones you may no longer use - Receipt photo backup to the cloud, on all your devices Nothing you've added is ever locked. Your data stays yours, with or without Pro. Cashvelope Pro is available as a monthly or yearly auto-renewing subscription, or a one-time lifetime purchase. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://cofiapps.com/terms Privacy Policy: https://cofiapps.com/privacy
Screenshots
Verdict
The clearest difference is ads: Cashvelope at none against MemoTaro's shown. Cashvelope also leads on device support (3 vs 1) and iOS requirement (15.5 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MemoTaro sells 1 one-off in-app purchase and Cashvelope sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
MemoTaro ships an update every 9 days, Cashvelope every 11 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | MemoTaro | Cashvelope |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13 ratings) — better | — |
| Number of ratings | 13 — better | — |
| Update frequency | Every 9 days — better | Every 11 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 23 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | Masashi Sasaoka | Nguyen Hoang |
In-app purchases
MemoTaro
- Ad-free$1.99
Cashvelope
- Pro Monthly$2.991 Month
- Pro Yearly$19.991 Year
- Pro Lifetime$79.99









