Comparison

Хумо Онлайн vs Tawhid Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Хумо Онлайн

This app allows instant registration using just a phone number. It facilitates commission-free payments for over 250 services, including mobile, internet, utilities, and taxes. Users can also manage loans and deposits, save frequent payments, and make QR code payments.

Highlights
  • Instant registration with phone number
  • 0% commission on over 250 services
  • Quick credit application
  • Manage loans and deposits
  • Save favorite payments
  • QR code payments
  • Purchase tickets, insurance, and more
Features
Read full description

Хумо Онлайн – приложение для жизни. Расскажем, почему вам стоит им пользоваться: • Мгновенная регистрация. Нужен только номер телефона. • 0% комиссии. Моментально оплачивайте более 250 услуг без комиссии: мобильную связь, интернет, налоги, коммунальные услуги, социальные сети, букмекерские ставки, телевидение. • Быстрый кредит. Получайте кредит «Орзу» до 50 000 сомони в пару кликов, 24/7, но после подключения в офисах Хумо. • Твой банк. Управляйте своими кредитами и депозитами прямо из приложения. • Избранные платежи. Не вводите одну и ту же информацию несколько раз. Просто сохраните совершенный платеж в избранные и сэкономьте свое время. • QR платежи. Оплачивайте ваши покупки в кафе, ресторанах и супермаркетах с помощью QR: быстро и безопасно. • Сервисы. Покупайте билеты в кино и музеи. Приобретайте книги, лекарства, страхование и авиабилеты. Оплачивайте штрафы за дорожные нарушения.

About

Tawhid Pay

This finance app allows users to easily pay for mobile and internet services, television, and utilities. It also facilitates card-to-card transfers and provides account transaction information directly from a mobile phone, anytime and anywhere.

Highlights
  • Mobile service payments
  • Internet service payments
  • Television bill payments
  • Utility bill payments
  • Card-to-card transfers
  • Account transaction information
Features
Read full description

Простой и удобный сервис позволяющий оплачивать услуги мобильных и интернет операторов, телевидения , ЖКХ, совершать переводы между картами, получать информацию об операциях по Вашим счетам и многое другое с помощью мобильного телефона в любое время, в любом месте!

Screenshots

Хумо Онлайн4 screens
Tawhid Pay4 screens

Verdict

The call

The clearest difference is update cadence: Хумо Онлайн at fortnightly against Tawhid Pay's every 3 months. Хумо Онлайн also leads on ratings volume (74 vs 1). Tawhid Pay's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tawhid Pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Хумо Онлайн has 74 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Хумо Онлайн ships an update fortnightly, Tawhid Pay every 3 months. The most recent releases landed on November 1, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
Хумо Онлайн versus Tawhid Pay: the parameters behind the verdict, then further details
ParameterХумо ОнлайнTawhid Pay
PriceFreeFree
Rating4.6 (74 ratings)5.0 (1 ratings) — better
Positive reviews36.7% of reviews—
Number of ratings74 — better1
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0 — better
Further details — not scored
Size125 MB24 MB
Age rating4+4+
DeveloperCJSC HumoTawhid Bank

Customer experience

Хумо Онлайн

All ratings74 ratings
Positive90.5%
Neutral1.4%
Negative8.1%
Written reviews30 reviews
Positive36.7%
Neutral13.3%
Negative50.0%

Tawhid Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Хумо Онлайн

No in-app purchases

None

Tawhid Pay

No in-app purchases

Questions

Is Хумо Онлайн free?
Хумо Онлайн is free to download, with no in-app purchases.
Is Tawhid Pay free?
Tawhid Pay is free to download, with no in-app purchases.
Which has better reviews, Хумо Онлайн or Tawhid Pay?
Tawhid Pay is rated higher. Хумо Онлайн averages 4.6 out of 5 from 74 ratings, while Tawhid Pay averages 5.0 from 1 ratings.
Do Хумо Онлайн or Tawhid Pay have ads?
Neither Хумо Онлайн nor Tawhid Pay shows ads.
Which is updated more often, Хумо Онлайн or Tawhid Pay?
Хумо Онлайн ships an update fortnightly, and Tawhid Pay every 3 months. Most recently, Хумо Онлайн was updated on November 1, 2026 and Tawhid Pay on October 18, 2026.

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