Comparison

Fininfo vs PBZ mToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fininfo

Features
Read full description

Poduzeće EL KONCEPT d.o.o. razvilo je novu iPhone aplikaciju Fininfo. Fininfo aplikacija prvenstveno je namijenjena poslovnim korisnicima i financijskim institucijama. Na jednom mjestu osigurava pristup svim relevantnim informacijama o hrvatskim poslovnim subjektima, pružajući visokovrijedne i pouzdane informacije o rizicima poslovnih partnera i poslovanju konkurencije Vaših klijenata. Ujedno, Fininfo aplikacija razotkriva ključne osobe u poduzećima i njihove poveznice s drugim pravnim i fizičkim subjektima te pomaže u pronalaženju kvalitetnih klijenata. Fininfo aplikacija osigurava ažurnost i točnost svih relevantnih informacija, što uz visoku kvalitetu obrade podataka, širok opseg dostupnih informacija te visokovrijedan bonitetni model potvrđen od strane većeg broja financijskih institucija pozicionira Fininfo aplikaciju kao tržišnog lidera u inovacijama i kvaliteti poslovnih, financijskih i bonitetnih informacija u RH. S pristupom najpotpunijoj B2B bazi podataka u Republici Hrvatskoj u svakom trenutku i na svakom mjestu korisnici mogu provjeriti podatke o poslovnim subjektima i s njima povezanim osobama. Pristup podacima Fininfo mobilne aplikacije omogućen je korisnicima Fininfo portala.

About

PBZ mToken

Features
Read full description

PBZ mToken is a mobile app used for authentication and authorisation processes when using the following online services: • PBZCOM@NET – Internet Banking for corporate clients • e-Salary (e-Plaće) – the payment of wages, salaries and other remuneration into employees’ accounts • PBZ Digital Banking – Internet Banking for retail clients • 3D Secure – payment verification for online shopping • e-Citizens (e-Građani) – access to the e-Citizens portal Safety first The use of the PBZ mToken app is completely secure and certified according to the ISO 27001:2005 standard. The PBZ mToken is opened using a PIN known only to the user, which is not saved to your phone guaranteeing the maximum security. If the phone is stolen and somebody else attempts to access online services by entering incorrect data during registration, user authorisation is blocked, adding another layer of protection against unwanted access. Simple activation After installation, PBZ mToken needs to be activated by entering activation codes. You can request the activation codes in any PBZ branch office. If you use PBZ mToken for business purposes, you can request new activation codes at the Sinergo Desk or by contacting your Client Relations Manager. After entering the activation codes, you must now choose your PIN. When choosing the PIN, a PIN association is created consisting of the name of a country and an image of the country’s flag. The purpose of the PIN association is to assist users when opening the PBZ mToken by reminding them of the PIN they chose when activating the app if the app is used offline.

Screenshots

Fininfo4 screens
PBZ mToken4 screens

Verdict

The call

The clearest difference is update cadence: Fininfo at every 4 months against PBZ mToken's every 19 months. PBZ mToken's advantage is iOS requirement (10.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fininfo ships an update every 4 months, PBZ mToken every 19 months. The most recent releases landed on October 5, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
Fininfo versus PBZ mToken: the parameters behind the verdict, then further details
ParameterFininfoPBZ mToken
PriceFreeFree
Update frequencyEvery 4 months — betterEvery 19 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.010.0 — better
Further details — not scored
Size82 MB24 MB
Age rating4+17+
DeveloperEL KONCEPT d.o.o.Privredna banka Zagreb d.d.

In-app purchases

None

Fininfo

No in-app purchases

None

PBZ mToken

No in-app purchases

Questions

Is Fininfo free?
Fininfo is free to download, with no in-app purchases.
Is PBZ mToken free?
PBZ mToken is free to download, with no in-app purchases.
Do Fininfo or PBZ mToken have ads?
Neither Fininfo nor PBZ mToken shows ads.
Which is updated more often, Fininfo or PBZ mToken?
Fininfo ships an update every 4 months, and PBZ mToken every 19 months. Most recently, Fininfo was updated on October 5, 2026 and PBZ mToken on October 25, 2026.

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