Simple Cash Tracker vs Holdin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Cash Tracker
Easily track all your financial activities, from personal spending and income to debts and casino winnings. Customize categories, add notes, and get clear summaries of your financial breakdown. Export your transaction data for further analysis.
- Customizable spending categories
- Track income and expenses
- Monitor debts and winnings
- Email transaction data
- Detailed category summaries
- Chronological transaction history
- Custom notes for transactions
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Simple Cash Tracker is designed to flexibly handle any financial tracking you desire. Want to track how much money you owe your friend? How about how much you spend on food each week? What about your tuition and scholarships? Do you ever wonder how much you actually spend vs. winning at the casino? Simple Cash Tracker can answer all those questions and more! Some of the highlights of the app include: - Custom categories letting you choose labels that make sense to you. - Email capability to send your transactions to anyone you choose or give you the opportunity to use other programs for deeper analysis. - High level category summary information to quickly let you see a cost / income breakdown of each category. - Chronological breakdown of each transaction letting you know when your expenditures / income occurred. - Custom notes field associated with each financial transaction giving you the flexibility to add even more information if necessary.
Holdin
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Think before you buy. Holdin helps you resist impulse purchases by setting a simple countdown timer on anything you want to buy. HOW IT WORKS 1. See something you want? Add it to Holdin with a timer 2. Choose a waiting period: 1 hour, 1 day, or 1 week 3. Check in during the wait — watch your desire fade 4. When the timer ends, decide with a clear head: resist or buy? WHY IT WORKS Most impulse purchases are driven by emotion, not need. The simple act of waiting breaks the spell. Studies show the 24-hour rule prevents up to 70% of unnecessary purchases. TRACK YOUR PROGRESS • See your resistance rate and money saved • Review how your desire evolves with check-in curves • Export your data anytime 100% PRIVATE • All data stays on your device — no account, no cloud, no tracking • No ads, no data collection • Your purchase desires are nobody's business FREE TO START • 3 free challenges to try • One-time purchase for unlimited challenges — no subscription, no hidden fees Holdin is the pause button between desire and purchase. Stop impulse buying. Start holding.
Screenshots
Verdict
The clearest difference is in-app purchases: Simple Cash Tracker at none against Holdin's 1. Simple Cash Tracker also leads on iOS requirement (10.3 vs 15.1). Holdin's advantage is update cadence (daily vs every 10 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Holdin sells 1 one-off in-app purchase. Simple Cash Tracker asks for nothing beyond the download.
Simple Cash Tracker ships an update every 10 months, Holdin daily. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | Simple Cash Tracker | Holdin |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 10 months | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.3 — better | 15.1 |
| Further details — not scored | ||
| Size | 24 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Squiggly Shark LLC | Youness Abbal |
In-app purchases
Simple Cash Tracker
No in-app purchases
Holdin
- Holdin Unlimited$4.99









