Holigo vs SAP CBO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Holigo
This app simplifies daily tasks by offering a single platform for various services. Manage bill payments, top up phone balances, purchase game vouchers, and more with ease.
- Bill payment
- Electricity token top-up
- Insurance bill payment
- Game voucher purchase
- Prepaid/postpaid phone balance top-up
- All-in-one service platform
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One-stop solution for all your needs. Providing all kinds of services to simplify your life with the help of technological advancement, from paying all your bills (topping up electricity tokens, paying insurance bills, purchasing game vouchers, and many more!) To topping up prepaid or postpaid phone balance all available in one compact and simple platform that is easy to use for everyone. Simplify your lifestyle now with Holigo!
SAP CBO
This app allows users to earn commissions by selling airline tickets, PPOB services, train tickets, hotel vouchers, beauty products, and more. It transforms personal expenses into income opportunities, enabling users to become business owners without significant investment or risk.
- Earn commissions on transactions
- Sell airline, train, and shuttle tickets
- Offer PPOB services
- Sell hotel vouchers and beauty products
- Transform expenses into income
- Become a business owner without investment
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Dapatkan harga termurah dan nikmati komisi dari setiap transaksi tiket airline, PPOB, kereta api, shuttle bus, voucher hotel, aneka produk kecantikan dan kesehatan, FinTech Startup serta online shop yang dilakukan oleh anda sendiri atau dari seluruh mitra anda Sekaranglah saatnya merubah pengeluaran anda menjadi sumber penghasilan dan menjadi bagian Creative Business Owner (CBO) dimana anda memiliki aneka bisnis menguntungkan tanpa harus berinvestasi dan menanggung resikonya
Screenshots
Verdict
The clearest difference is rating: SAP CBO at 5.0 against Holigo's 4.8. SAP CBO also leads on iOS requirement (13.0 vs 15.6). Holigo's advantage is ratings volume (12 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SAP CBO holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Holigo has 12 ratings behind it against 1, so its average is the more settled of the two.
Holigo ships an update every 2 weeks, SAP CBO every 10 days. The most recent releases landed on August 31, 2026 and September 21, 2026 respectively.
| Parameter | Holigo | SAP CBO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (12 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 63.6% of reviews | — |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 97 MB | 74 MB |
| Age rating | 4+ | 17+ |
| Developer | PT. Aplikasi Liburan Indonesia | PT Sejahtera Anugerah Pratama |
Customer experience
Holigo
SAP CBO
In-app purchases
Holigo
No in-app purchases
SAP CBO
No in-app purchases









