Comparison

Intercap Lending App vs Elevate401(k)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Intercap Lending App

Streamline your mortgage application process with this finance app. Get pre-approved, compare home prices and payments, and track your loan's progress in real-time. Agents can also access features to assist clients.

Highlights
  • Mortgage application submission
  • Pre-approval process
  • Home price comparison
  • Mortgage payment calculation
  • Loan milestone tracking
  • Agent access for pre-approval letters
Features
Read full description

With our accessible app, mortgage lending has never been easier. As a client, you can fill out an application and get pre-approved in just a few simple steps. Once you are approved, you can see what you qualify for, compare home prices, and mortgage payments all from your phone. Once you are under contract you will be notified when your loan moves through each milestone of the lending process, so you are kept up to date. Your agent also has access too! Your agent can print a pre-approval letter right from their phone so you can make that offer right then and there!

About

Elevate401(k)

Access your retirement account information conveniently and securely on your mobile device. Review balances, contributions, investments, and monitor for fraudulent activity. Features multi-factor authentication and in-app messaging.

Highlights
  • Mobile account access
  • View account investments
  • Convenient account monitoring
  • Secure access with biometrics
  • In-app messaging
Features
Read full description

The Elevate401k mobile app delivers a clean interface, optimized navigation, and biometric capabilities allowing quick, convenient, and secure access for participants to access their retirement account information on their mobile device. • Mobile Account Access: Easily review your account balance, current contribution information, and outstanding loan balances. • View Account Investments: Review your current investment elections, personal rate of return, and track performance. • Convenient Account Monitoring: Monitor your retirement account from anywhere to be vigilant against fraudulent activity. • Secure Access: Features Multifactor Authentication, including biometrics for secure account access. • Efficient Communication: Receive in-app messages from Elevate401(k)

Screenshots

Intercap Lending App4 screens
Elevate401(k)4 screens

Verdict

The call

The clearest difference is review sentiment: Intercap Lending App at 50% against Elevate401(k)'s 0%. Intercap Lending App also leads on rating (4.6 vs 2.9) and ratings volume (29 vs 8). Elevate401(k)'s advantage is device support (3 vs 1) and iOS requirement (11.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Intercap Lending App holds the better App Store score, 4.6 against 2.9. Both are backed by a comparable volume of ratings — 29 and 8 respectively. Written reviews point the same way: 50% of Intercap Lending App's written reviews are positive against 0% of Elevate401(k)'s.

UpkeepUpdate frequency

Intercap Lending App ships an update every 3 months, Elevate401(k) every 4 months. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Intercap Lending App versus Elevate401(k): the parameters behind the verdict, then further details
ParameterIntercap Lending AppElevate401(k)
PriceFreeFree
Rating4.6 (29 ratings) — better2.9 (8 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings29 — better8
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.011.0 — better
Further details — not scored
Size102 MB22 MB
Age rating4+4+
DeveloperIntercap Lending Inc.United 401k Plans, Inc.

Customer experience

Intercap Lending App

All ratings29 ratings
Positive93.1%
Neutral0.0%
Negative6.9%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Elevate401(k)

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Intercap Lending App

No in-app purchases

None

Elevate401(k)

No in-app purchases

Questions

Is Intercap Lending App free?
Intercap Lending App is free to download, with no in-app purchases.
Is Elevate401(k) free?
Elevate401(k) is free to download, with no in-app purchases.
Which has better reviews, Intercap Lending App or Elevate401(k)?
Intercap Lending App is rated higher. Intercap Lending App averages 4.6 out of 5 from 29 ratings, while Elevate401(k) averages 2.9 from 8 ratings.
Do Intercap Lending App or Elevate401(k) have ads?
Neither Intercap Lending App nor Elevate401(k) shows ads.
Which is updated more often, Intercap Lending App or Elevate401(k)?
Intercap Lending App ships an update every 3 months, and Elevate401(k) every 4 months. Most recently, Intercap Lending App was updated on October 24, 2026 and Elevate401(k) on October 24, 2026.

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