Comparison

Intercap Lending App vs Chartway Mortgage Express

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Intercap Lending App

Streamline your mortgage application process with this finance app. Get pre-approved, compare home prices and payments, and track your loan's progress in real-time. Agents can also access features to assist clients.

Highlights
  • Mortgage application submission
  • Pre-approval process
  • Home price comparison
  • Mortgage payment calculation
  • Loan milestone tracking
  • Agent access for pre-approval letters
Features
Read full description

With our accessible app, mortgage lending has never been easier. As a client, you can fill out an application and get pre-approved in just a few simple steps. Once you are approved, you can see what you qualify for, compare home prices, and mortgage payments all from your phone. Once you are under contract you will be notified when your loan moves through each milestone of the lending process, so you are kept up to date. Your agent also has access too! Your agent can print a pre-approval letter right from their phone so you can make that offer right then and there!

About

Chartway Mortgage Express

This app simplifies the home buying and lending process. It allows users to compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Users can also scan and upload documents, access loan officer contact information, and stay updated on industry news.

Highlights
  • Compare lending scenarios
  • Calculate refinancing savings
  • Determine homeownership affordability
  • Scan and upload documents
  • Access loan officer contacts
  • Stay updated on industry news
Features
Read full description

Chartway commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the Mortgage Express Mobile App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, Chartway’s Mortgage Express Mobile App has a feature to brighten your way to apply. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Chartway Loan Officer and real estate. • Stay up to date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the Chartway’s Mortgage Express Mobile App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Chartway Loan Officer for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. Let Chartway brighten the way to a simple, fast solution to securing a home loan.

Screenshots

Intercap Lending App4 screens
Chartway Mortgage Express4 screens

Verdict

The call

The clearest difference is rating: Chartway Mortgage Express at 5.0 against Intercap Lending App's 4.6. Intercap Lending App's advantage is ratings volume (29 vs 2) and iOS requirement (18.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chartway Mortgage Express holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Intercap Lending App has 29 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Intercap Lending App ships an update every 3 months, Chartway Mortgage Express every 2 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Intercap Lending App versus Chartway Mortgage Express: the parameters behind the verdict, then further details
ParameterIntercap Lending AppChartway Mortgage Express
PriceFreeFree
Rating4.6 (29 ratings)5.0 (2 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings29 — better2
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS18.0 — better26.0
Further details — not scored
Size102 MB101 MB
Age rating4+4+
DeveloperIntercap Lending Inc.Chartway Federal Credit Union

Customer experience

Intercap Lending App

All ratings29 ratings
Positive93.1%
Neutral0.0%
Negative6.9%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Chartway Mortgage Express

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Intercap Lending App

No in-app purchases

None

Chartway Mortgage Express

No in-app purchases

Questions

Is Intercap Lending App free?
Intercap Lending App is free to download, with no in-app purchases.
Is Chartway Mortgage Express free?
Chartway Mortgage Express is free to download, with no in-app purchases.
Which has better reviews, Intercap Lending App or Chartway Mortgage Express?
Chartway Mortgage Express is rated higher. Intercap Lending App averages 4.6 out of 5 from 29 ratings, while Chartway Mortgage Express averages 5.0 from 2 ratings.
Do Intercap Lending App or Chartway Mortgage Express have ads?
Neither Intercap Lending App nor Chartway Mortgage Express shows ads.
Which is updated more often, Intercap Lending App or Chartway Mortgage Express?
Intercap Lending App ships an update every 3 months, and Chartway Mortgage Express every 2 months. Most recently, Intercap Lending App was updated on November 2, 2026 and Chartway Mortgage Express on November 7, 2026.

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