Intercap Lending App vs Chartway Mortgage Express
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Intercap Lending App
Streamline your mortgage application process with this finance app. Get pre-approved, compare home prices and payments, and track your loan's progress in real-time. Agents can also access features to assist clients.
- Mortgage application submission
- Pre-approval process
- Home price comparison
- Mortgage payment calculation
- Loan milestone tracking
- Agent access for pre-approval letters
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With our accessible app, mortgage lending has never been easier. As a client, you can fill out an application and get pre-approved in just a few simple steps. Once you are approved, you can see what you qualify for, compare home prices, and mortgage payments all from your phone. Once you are under contract you will be notified when your loan moves through each milestone of the lending process, so you are kept up to date. Your agent also has access too! Your agent can print a pre-approval letter right from their phone so you can make that offer right then and there!
Chartway Mortgage Express
This app simplifies the home buying and lending process. It allows users to compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Users can also scan and upload documents, access loan officer contact information, and stay updated on industry news.
- Compare lending scenarios
- Calculate refinancing savings
- Determine homeownership affordability
- Scan and upload documents
- Access loan officer contacts
- Stay updated on industry news
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Chartway commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the Mortgage Express Mobile App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, Chartway’s Mortgage Express Mobile App has a feature to brighten your way to apply. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Chartway Loan Officer and real estate. • Stay up to date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the Chartway’s Mortgage Express Mobile App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Chartway Loan Officer for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. Let Chartway brighten the way to a simple, fast solution to securing a home loan.
Screenshots
Verdict
The clearest difference is rating: Chartway Mortgage Express at 5.0 against Intercap Lending App's 4.6. Intercap Lending App's advantage is ratings volume (29 vs 2) and iOS requirement (18.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chartway Mortgage Express holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Intercap Lending App has 29 ratings behind it against 2, so its average is the more settled of the two.
Intercap Lending App ships an update every 3 months, Chartway Mortgage Express every 2 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | Intercap Lending App | Chartway Mortgage Express |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (29 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 29 — better | 2 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 102 MB | 101 MB |
| Age rating | 4+ | 4+ |
| Developer | Intercap Lending Inc. | Chartway Federal Credit Union |
Customer experience
Intercap Lending App
Chartway Mortgage Express
In-app purchases
Intercap Lending App
No in-app purchases
Chartway Mortgage Express
No in-app purchases
Questions
Is Intercap Lending App free?
Is Chartway Mortgage Express free?
Which has better reviews, Intercap Lending App or Chartway Mortgage Express?
Do Intercap Lending App or Chartway Mortgage Express have ads?
Which is updated more often, Intercap Lending App or Chartway Mortgage Express?
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