Intercap Lending App vs First Colony
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Intercap Lending App
Streamline your mortgage application process with this finance app. Get pre-approved, compare home prices and payments, and track your loan's progress in real-time. Agents can also access features to assist clients.
- Mortgage application submission
- Pre-approval process
- Home price comparison
- Mortgage payment calculation
- Loan milestone tracking
- Agent access for pre-approval letters
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With our accessible app, mortgage lending has never been easier. As a client, you can fill out an application and get pre-approved in just a few simple steps. Once you are approved, you can see what you qualify for, compare home prices, and mortgage payments all from your phone. Once you are under contract you will be notified when your loan moves through each milestone of the lending process, so you are kept up to date. Your agent also has access too! Your agent can print a pre-approval letter right from their phone so you can make that offer right then and there!
First Colony
Manage your homebuying journey with this tool. Apply for loans, track your progress in real-time, and easily connect with your loan officer. Streamline your home purchase or refinance from your mobile device.
- Apply for loans on mobile
- Track loan progress
- Real-time push notifications
- One-click call to loan officer
- Home purchase and refinance support
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First Colony Mortgage wants to simplify your life and your homebuying process. Our app is a great tool to help you start a loan, track your progress, and help you through a home purchase or refinance all from your phone or tablet. What’s Cool: Apply for a loan quick and easily right from your phone or tablet Track your loan’s progress with real-time push notifications One click to call your loan officer
Screenshots
Verdict
The clearest difference is review sentiment: First Colony at 100% against Intercap Lending App's 50%. First Colony also leads on rating (5.0 vs 4.6) and device support (3 vs 1). Intercap Lending App's advantage is ratings volume (29 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Colony holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Intercap Lending App has 29 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 50% of Intercap Lending App's written reviews are positive against 100% of First Colony's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.
| Parameter | Intercap Lending App | First Colony |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (29 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 29 — better | 1 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 102 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | Intercap Lending Inc. | First Colony Mortgage Corporation |
Customer experience
Intercap Lending App
First Colony
In-app purchases
Intercap Lending App
No in-app purchases
First Colony
No in-app purchases
Questions
Is Intercap Lending App free?
Is First Colony free?
Which has better reviews, Intercap Lending App or First Colony?
Do Intercap Lending App or First Colony have ads?
Which is updated more often, Intercap Lending App or First Colony?
Other comparisons
